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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Zeo Energy Corp. (ZEO). Click either name above to swap in a different company.
Zeo Energy Corp. is the larger business by last-quarter revenue ($18.6M vs $16.9M, roughly 1.1× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -0.4%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $2.3M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -4.0%).
FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.
FVCB vs ZEO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.9M | $18.6M |
| Net Profit | — | $-2.0M |
| Gross Margin | — | — |
| Operating Margin | 43.7% | -11.8% |
| Net Margin | — | -10.8% |
| Revenue YoY | 4377.5% | -0.4% |
| Net Profit YoY | — | -360.9% |
| EPS (diluted) | $0.31 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.9M | $18.6M | ||
| Q3 25 | $416.0K | $23.9M | ||
| Q2 25 | $15.8M | $18.1M | ||
| Q1 25 | $382.0K | $8.8M | ||
| Q4 24 | $378.0K | $18.6M | ||
| Q3 24 | $412.0K | $19.7M | ||
| Q2 24 | $415.0K | $14.8M | ||
| Q1 24 | $359.0K | $20.1M |
| Q4 25 | — | $-2.0M | ||
| Q3 25 | $5.6M | $-3.2M | ||
| Q2 25 | $5.7M | $-2.4M | ||
| Q1 25 | $5.2M | $-6.4M | ||
| Q4 24 | — | $-435.3K | ||
| Q3 24 | $4.7M | $-424.3K | ||
| Q2 24 | $4.2M | $-277.8K | ||
| Q1 24 | $1.3M | $-1.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 57.9% | ||
| Q2 25 | — | 59.8% | ||
| Q1 25 | — | 99.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 50.2% | ||
| Q2 24 | — | 52.3% | ||
| Q1 24 | — | — |
| Q4 25 | 43.7% | -11.8% | ||
| Q3 25 | — | -8.3% | ||
| Q2 25 | 45.9% | -15.8% | ||
| Q1 25 | — | -153.8% | ||
| Q4 24 | — | -6.0% | ||
| Q3 24 | — | -15.2% | ||
| Q2 24 | — | -18.0% | ||
| Q1 24 | — | -20.1% |
| Q4 25 | — | -10.8% | ||
| Q3 25 | 1341.1% | -13.5% | ||
| Q2 25 | 36.0% | -13.3% | ||
| Q1 25 | 1352.1% | -72.4% | ||
| Q4 24 | — | -2.3% | ||
| Q3 24 | 1133.3% | -2.2% | ||
| Q2 24 | 1001.2% | -1.9% | ||
| Q1 24 | 373.3% | -7.6% |
| Q4 25 | $0.31 | — | ||
| Q3 25 | $0.31 | — | ||
| Q2 25 | $0.31 | — | ||
| Q1 25 | $0.28 | $-0.48 | ||
| Q4 24 | $0.27 | $1.11 | ||
| Q3 24 | $0.25 | $-0.08 | ||
| Q2 24 | $0.23 | $0.03 | ||
| Q1 24 | $0.07 | $-1.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $6.1M |
| Total DebtLower is stronger | — | $79.1K |
| Stockholders' EquityBook value | $253.6M | $5.3M |
| Total Assets | $2.3B | $56.9M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $3.9M | ||
| Q2 25 | — | $68.7K | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $4.3M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | — |
| Q4 25 | — | $79.1K | ||
| Q3 25 | — | $84.6K | ||
| Q2 25 | — | $642.8K | ||
| Q1 25 | — | $715.4K | ||
| Q4 24 | — | $787.7K | ||
| Q3 24 | — | $858.6K | ||
| Q2 24 | — | $1.6M | ||
| Q1 24 | — | $748.8K |
| Q4 25 | $253.6M | $5.3M | ||
| Q3 25 | $249.8M | $-1.7M | ||
| Q2 25 | $243.2M | $-59.4M | ||
| Q1 25 | $242.3M | $-23.1M | ||
| Q4 24 | $235.4M | $-88.9M | ||
| Q3 24 | $230.8M | $-39.3M | ||
| Q2 24 | $226.5M | $-53.0M | ||
| Q1 24 | $220.7M | $-173.0M |
| Q4 25 | $2.3B | $56.9M | ||
| Q3 25 | $2.3B | $58.5M | ||
| Q2 25 | $2.2B | $46.2M | ||
| Q1 25 | $2.2B | $47.4M | ||
| Q4 24 | $2.2B | $61.0M | ||
| Q3 24 | $2.3B | $47.1M | ||
| Q2 24 | $2.3B | $49.1M | ||
| Q1 24 | $2.2B | $50.1M |
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $23.9M | $2.4M |
| Free Cash FlowOCF − Capex | $23.8M | $2.3M |
| FCF MarginFCF / Revenue | 140.7% | 12.2% |
| Capex IntensityCapex / Revenue | 0.3% | 0.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.0M | $-9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.9M | $2.4M | ||
| Q3 25 | $7.6M | $-6.6M | ||
| Q2 25 | $3.3M | $-2.3M | ||
| Q1 25 | $5.4M | $-2.3M | ||
| Q4 24 | $18.2M | $3.5M | ||
| Q3 24 | $4.7M | $162.2K | ||
| Q2 24 | $1.6M | $-2.2M | ||
| Q1 24 | $7.2M | $-10.2M |
| Q4 25 | $23.8M | $2.3M | ||
| Q3 25 | $7.6M | $-6.8M | ||
| Q2 25 | $3.3M | $-2.7M | ||
| Q1 25 | $5.4M | $-2.6M | ||
| Q4 24 | $18.1M | $3.4M | ||
| Q3 24 | $4.6M | $116.5K | ||
| Q2 24 | $1.5M | $-2.3M | ||
| Q1 24 | $7.1M | $-10.4M |
| Q4 25 | 140.7% | 12.2% | ||
| Q3 25 | 1818.0% | -28.6% | ||
| Q2 25 | 20.8% | -15.0% | ||
| Q1 25 | 1413.6% | -30.0% | ||
| Q4 24 | 4786.0% | 18.2% | ||
| Q3 24 | 1121.8% | 0.6% | ||
| Q2 24 | 361.2% | -15.6% | ||
| Q1 24 | 1988.3% | -51.5% |
| Q4 25 | 0.3% | 0.9% | ||
| Q3 25 | 0.2% | 1.0% | ||
| Q2 25 | 0.1% | 2.4% | ||
| Q1 25 | 4.2% | 4.2% | ||
| Q4 24 | 37.3% | 0.5% | ||
| Q3 24 | 14.1% | 0.2% | ||
| Q2 24 | 12.8% | 0.7% | ||
| Q1 24 | 3.9% | 1.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.00× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FVCB
Segment breakdown not available.
ZEO
| Nonrelated Party | $18.1M | 98% |
| Related Party | $432.1K | 2% |
