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Side-by-side financial comparison of Fiverr International Ltd. (FVRR) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

Fiverr International Ltd. is the larger business by last-quarter revenue ($287.8M vs $217.7M, roughly 1.3× INTERNATIONAL BANCSHARES CORP). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs 1.9%, a 60.5% gap on every dollar of revenue. INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $52.1M). Over the past eight quarters, Fiverr International Ltd.'s revenue compounded faster (29.5% CAGR vs 2.8%).

Fiverr International Ltd. operates a global online freelance services marketplace connecting businesses and independent creators across over 160 countries. It offers services covering digital marketing, graphic design, programming, writing, video editing, and other professional fields, catering to SMEs, startups, and enterprise clients needing flexible on-demand talent solutions.

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

FVRR vs IBOC — Head-to-Head

Bigger by revenue
FVRR
FVRR
1.3× larger
FVRR
$287.8M
$217.7M
IBOC
Higher net margin
IBOC
IBOC
60.5% more per $
IBOC
62.3%
1.9%
FVRR
More free cash flow
IBOC
IBOC
$420.9M more FCF
IBOC
$472.9M
$52.1M
FVRR
Faster 2-yr revenue CAGR
FVRR
FVRR
Annualised
FVRR
29.5%
2.8%
IBOC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FVRR
FVRR
IBOC
IBOC
Revenue
$287.8M
$217.7M
Net Profit
$5.4M
$106.9M
Gross Margin
82.5%
Operating Margin
-3.5%
62.8%
Net Margin
1.9%
62.3%
Revenue YoY
4.5%
Net Profit YoY
-7.1%
EPS (diluted)
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVRR
FVRR
IBOC
IBOC
Q4 25
$217.7M
Q3 25
$287.8M
$218.1M
Q2 25
$188.2M
$208.2M
Q1 25
$93.5M
$198.2M
Q4 24
$208.3M
Q3 24
$269.9M
$211.8M
Q2 24
$177.3M
$207.8M
Q1 24
$88.0M
$205.8M
Net Profit
FVRR
FVRR
IBOC
IBOC
Q4 25
$106.9M
Q3 25
$5.4M
$108.4M
Q2 25
$4.1M
$100.1M
Q1 25
$788.0K
$96.9M
Q4 24
$115.1M
Q3 24
$-1.0M
$99.8M
Q2 24
$-4.0M
$97.0M
Q1 24
$-4.3M
$97.3M
Gross Margin
FVRR
FVRR
IBOC
IBOC
Q4 25
Q3 25
82.5%
Q2 25
83.3%
Q1 25
83.5%
Q4 24
Q3 24
82.8%
Q2 24
82.4%
Q1 24
82.2%
Operating Margin
FVRR
FVRR
IBOC
IBOC
Q4 25
62.8%
Q3 25
-3.5%
62.6%
Q2 25
-3.4%
60.5%
Q1 25
-4.4%
61.1%
Q4 24
64.2%
Q3 24
-5.0%
60.0%
Q2 24
-6.3%
60.1%
Q1 24
-8.1%
59.9%
Net Margin
FVRR
FVRR
IBOC
IBOC
Q4 25
62.3%
Q3 25
1.9%
49.7%
Q2 25
2.2%
48.1%
Q1 25
0.8%
48.9%
Q4 24
71.5%
Q3 24
-0.4%
47.1%
Q2 24
-2.3%
46.7%
Q1 24
-4.9%
47.3%
EPS (diluted)
FVRR
FVRR
IBOC
IBOC
Q4 25
$1.71
Q3 25
$1.74
Q2 25
$1.61
Q1 25
$1.56
Q4 24
$1.85
Q3 24
$1.60
Q2 24
$1.56
Q1 24
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVRR
FVRR
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$133.5M
$5.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$362.6M
$3.3B
Total Assets
$1.1B
$16.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVRR
FVRR
IBOC
IBOC
Q4 25
$5.5B
Q3 25
$133.5M
$5.6B
Q2 25
$578.4M
$5.8B
Q1 25
$133.5M
$5.6B
Q4 24
$5.4B
Q3 24
$183.7M
$5.8B
Q2 24
$183.7M
$5.7B
Q1 24
$183.7M
$5.7B
Stockholders' Equity
FVRR
FVRR
IBOC
IBOC
Q4 25
$3.3B
Q3 25
$362.6M
$3.1B
Q2 25
$404.9M
$3.0B
Q1 25
$362.6M
$2.9B
Q4 24
$2.8B
Q3 24
$355.8M
$2.7B
Q2 24
$355.8M
$2.6B
Q1 24
$355.8M
$2.5B
Total Assets
FVRR
FVRR
IBOC
IBOC
Q4 25
$16.6B
Q3 25
$1.1B
$16.6B
Q2 25
$1.1B
$16.5B
Q1 25
$1.1B
$16.3B
Q4 24
$15.7B
Q3 24
$1.0B
$15.9B
Q2 24
$1.0B
$15.5B
Q1 24
$1.0B
$15.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVRR
FVRR
IBOC
IBOC
Operating Cash FlowLast quarter
$53.0M
$491.1M
Free Cash FlowOCF − Capex
$52.1M
$472.9M
FCF MarginFCF / Revenue
18.1%
217.2%
Capex IntensityCapex / Revenue
0.3%
8.3%
Cash ConversionOCF / Net Profit
9.81×
4.59×
TTM Free Cash FlowTrailing 4 quarters
$124.9M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVRR
FVRR
IBOC
IBOC
Q4 25
$491.1M
Q3 25
$53.0M
$115.2M
Q2 25
$42.2M
$95.5M
Q1 25
$21.2M
$140.5M
Q4 24
$473.9M
Q3 24
$10.9M
$116.5M
Q2 24
$32.2M
$107.2M
Q1 24
$21.2M
$135.4M
Free Cash Flow
FVRR
FVRR
IBOC
IBOC
Q4 25
$472.9M
Q3 25
$52.1M
$112.2M
Q2 25
$41.5M
$91.6M
Q1 25
$20.8M
$133.1M
Q4 24
$459.8M
Q3 24
$10.6M
$109.6M
Q2 24
$31.5M
$104.9M
Q1 24
$20.8M
$128.9M
FCF Margin
FVRR
FVRR
IBOC
IBOC
Q4 25
217.2%
Q3 25
18.1%
51.5%
Q2 25
22.0%
44.0%
Q1 25
22.3%
67.1%
Q4 24
220.8%
Q3 24
3.9%
51.7%
Q2 24
17.8%
50.5%
Q1 24
23.7%
62.6%
Capex Intensity
FVRR
FVRR
IBOC
IBOC
Q4 25
8.3%
Q3 25
0.3%
1.3%
Q2 25
0.4%
1.9%
Q1 25
0.4%
3.7%
Q4 24
6.8%
Q3 24
0.1%
3.3%
Q2 24
0.4%
1.1%
Q1 24
0.4%
3.2%
Cash Conversion
FVRR
FVRR
IBOC
IBOC
Q4 25
4.59×
Q3 25
9.81×
1.06×
Q2 25
10.40×
0.95×
Q1 25
26.90×
1.45×
Q4 24
4.12×
Q3 24
1.17×
Q2 24
1.11×
Q1 24
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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