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Side-by-side financial comparison of Genpact LTD (G) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Genpact LTD is the larger business by last-quarter revenue ($1.3B vs $731.2M, roughly 1.8× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 10.8%, a 16.7% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 8.0%).

Genpact Ltd. is an American information technology services, consulting, and outsourcing company headquartered in New York City, New York. Founded in Gurgaon, India, and legally domiciled in Bermuda, Genpact employs more than 125,000 people and provides services to clients in over 30 countries worldwide. Genpact is listed on the NYSE and generated revenues of US$4.48 billion in 2023.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

G vs QFIN — Head-to-Head

Bigger by revenue
G
G
1.8× larger
G
$1.3B
$731.2M
QFIN
Higher net margin
QFIN
QFIN
16.7% more per $
QFIN
27.5%
10.8%
G
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
8.0%
G

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
G
G
QFIN
QFIN
Revenue
$1.3B
$731.2M
Net Profit
$143.1M
$201.2M
Gross Margin
36.6%
Operating Margin
14.8%
32.7%
Net Margin
10.8%
27.5%
Revenue YoY
5.6%
Net Profit YoY
0.8%
EPS (diluted)
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
G
G
QFIN
QFIN
Q4 25
$1.3B
Q3 25
$1.3B
$731.2M
Q2 25
$1.3B
$728.1M
Q1 25
$1.2B
$646.4M
Q4 24
$1.2B
Q3 24
$1.2B
$622.7M
Q2 24
$1.2B
$572.4M
Q1 24
$1.1B
$575.2M
Net Profit
G
G
QFIN
QFIN
Q4 25
$143.1M
Q3 25
$145.8M
$201.2M
Q2 25
$132.7M
$241.6M
Q1 25
$130.9M
$247.6M
Q4 24
$141.9M
Q3 24
$132.8M
$256.3M
Q2 24
$122.0M
$189.4M
Q1 24
$116.9M
$160.7M
Gross Margin
G
G
QFIN
QFIN
Q4 25
36.6%
Q3 25
36.4%
Q2 25
35.9%
Q1 25
35.3%
Q4 24
35.7%
Q3 24
35.6%
Q2 24
35.4%
Q1 24
35.0%
Operating Margin
G
G
QFIN
QFIN
Q4 25
14.8%
Q3 25
14.8%
32.7%
Q2 25
14.3%
41.0%
Q1 25
15.1%
42.1%
Q4 24
15.2%
Q3 24
15.0%
52.4%
Q2 24
14.5%
47.7%
Q1 24
14.1%
32.8%
Net Margin
G
G
QFIN
QFIN
Q4 25
10.8%
Q3 25
11.3%
27.5%
Q2 25
10.6%
33.2%
Q1 25
10.8%
38.3%
Q4 24
11.4%
Q3 24
11.0%
41.2%
Q2 24
10.4%
33.1%
Q1 24
10.3%
27.9%
EPS (diluted)
G
G
QFIN
QFIN
Q4 25
$0.82
Q3 25
$0.83
Q2 25
$0.75
Q1 25
$0.73
Q4 24
$0.80
Q3 24
$0.74
Q2 24
$0.67
Q1 24
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
G
G
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$1.2B
$6.5B
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$2.5B
$24.3B
Total Assets
$5.8B
$61.4B
Debt / EquityLower = less leverage
0.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
G
G
QFIN
QFIN
Q4 25
$1.2B
Q3 25
$740.8M
$6.5B
Q2 25
$663.3M
$5.3B
Q1 25
$561.6M
$8.6B
Q4 24
$671.6M
Q3 24
$1.0B
$4.3B
Q2 24
$914.2M
$6.3B
Q1 24
$478.4M
$5.3B
Total Debt
G
G
QFIN
QFIN
Q4 25
$1.5B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.6B
Q2 24
$1.6B
Q1 24
$1.2B
Stockholders' Equity
G
G
QFIN
QFIN
Q4 25
$2.5B
Q3 25
$2.5B
$24.3B
Q2 25
$2.6B
$24.1B
Q1 25
$2.5B
$23.1B
Q4 24
$2.4B
Q3 24
$2.4B
$22.9B
Q2 24
$2.3B
$22.6B
Q1 24
$2.3B
$22.1B
Total Assets
G
G
QFIN
QFIN
Q4 25
$5.8B
Q3 25
$5.4B
$61.4B
Q2 25
$5.3B
$59.8B
Q1 25
$4.9B
$55.6B
Q4 24
$5.0B
Q3 24
$5.3B
$47.0B
Q2 24
$5.2B
$47.0B
Q1 24
$4.7B
$47.4B
Debt / Equity
G
G
QFIN
QFIN
Q4 25
0.60×
Q3 25
0.47×
Q2 25
0.47×
Q1 25
0.50×
Q4 24
0.51×
Q3 24
0.68×
Q2 24
0.70×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
G
G
QFIN
QFIN
Operating Cash FlowLast quarter
$286.7M
$351.4M
Free Cash FlowOCF − Capex
$269.0M
FCF MarginFCF / Revenue
20.4%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
2.00×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$734.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
G
G
QFIN
QFIN
Q4 25
$286.7M
Q3 25
$308.4M
$351.4M
Q2 25
$177.4M
$366.0M
Q1 25
$40.4M
$386.6M
Q4 24
$203.2M
Q3 24
$228.5M
$338.0M
Q2 24
$209.3M
$269.9M
Q1 24
$-25.6M
$271.2M
Free Cash Flow
G
G
QFIN
QFIN
Q4 25
$269.0M
Q3 25
$292.0M
Q2 25
$155.1M
Q1 25
$18.5M
Q4 24
$183.5M
Q3 24
$208.7M
Q2 24
$190.0M
Q1 24
$-49.6M
FCF Margin
G
G
QFIN
QFIN
Q4 25
20.4%
Q3 25
22.6%
Q2 25
12.4%
Q1 25
1.5%
Q4 24
14.7%
Q3 24
17.2%
Q2 24
16.2%
Q1 24
-4.4%
Capex Intensity
G
G
QFIN
QFIN
Q4 25
1.3%
Q3 25
1.3%
Q2 25
1.8%
Q1 25
1.8%
Q4 24
1.6%
Q3 24
1.6%
Q2 24
1.6%
Q1 24
2.1%
Cash Conversion
G
G
QFIN
QFIN
Q4 25
2.00×
Q3 25
2.11×
1.75×
Q2 25
1.34×
1.52×
Q1 25
0.31×
1.56×
Q4 24
1.43×
Q3 24
1.72×
1.32×
Q2 24
1.72×
1.43×
Q1 24
-0.22×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

G
G

High Tech And Manufacturing$525.3M40%
Consumer And Healthcare$445.8M34%
Financial Services$348.2M26%

QFIN
QFIN

Segment breakdown not available.

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