vs

Side-by-side financial comparison of GERMAN AMERICAN BANCORP, INC. (GABC) and MP Materials Corp. (MP). Click either name above to swap in a different company.

GERMAN AMERICAN BANCORP, INC. is the larger business by last-quarter revenue ($126.7M vs $90.6M, roughly 1.4× MP Materials Corp.). GERMAN AMERICAN BANCORP, INC. runs the higher net margin — 28.2% vs -8.8%, a 37.0% gap on every dollar of revenue. On growth, MP Materials Corp. posted the faster year-over-year revenue change (49.1% vs 39.7%). Over the past eight quarters, MP Materials Corp.'s revenue compounded faster (70.3% CAGR vs 22.7%).

American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.

MP Materials Corp. is a U.S.-based producer of rare earth materials. The company owns and operates the Mountain Pass mine in California, the only active rare earth mining and processing facility in the Western Hemisphere, producing essential materials for electric vehicles, wind turbines, and defense applications.

GABC vs MP — Head-to-Head

Bigger by revenue
GABC
GABC
1.4× larger
GABC
$126.7M
$90.6M
MP
Growing faster (revenue YoY)
MP
MP
+9.4% gap
MP
49.1%
39.7%
GABC
Higher net margin
GABC
GABC
37.0% more per $
GABC
28.2%
-8.8%
MP
Faster 2-yr revenue CAGR
MP
MP
Annualised
MP
70.3%
22.7%
GABC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GABC
GABC
MP
MP
Revenue
$126.7M
$90.6M
Net Profit
$35.7M
$-8.0M
Gross Margin
Operating Margin
34.6%
Net Margin
28.2%
-8.8%
Revenue YoY
39.7%
49.1%
Net Profit YoY
53.7%
64.8%
EPS (diluted)
$0.98
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GABC
GABC
MP
MP
Q1 26
$90.6M
Q4 25
$126.7M
$52.7M
Q3 25
$126.5M
$53.6M
Q2 25
$123.2M
$57.4M
Q1 25
$111.1M
$60.8M
Q4 24
$90.7M
$61.0M
Q3 24
$88.5M
$62.9M
Q2 24
$90.5M
$31.3M
Net Profit
GABC
GABC
MP
MP
Q1 26
$-8.0M
Q4 25
$35.7M
$9.4M
Q3 25
$35.1M
$-41.8M
Q2 25
$31.4M
$-30.9M
Q1 25
$10.5M
$-22.6M
Q4 24
$23.2M
$-22.3M
Q3 24
$21.0M
$-25.5M
Q2 24
$20.5M
$-34.1M
Operating Margin
GABC
GABC
MP
MP
Q1 26
Q4 25
34.6%
-7.0%
Q3 25
34.6%
-125.2%
Q2 25
31.8%
-76.5%
Q1 25
12.0%
-57.2%
Q4 24
31.6%
-72.1%
Q3 24
29.0%
-62.8%
Q2 24
29.4%
-171.1%
Net Margin
GABC
GABC
MP
MP
Q1 26
-8.8%
Q4 25
28.2%
17.9%
Q3 25
27.7%
-78.0%
Q2 25
25.5%
-53.8%
Q1 25
9.5%
-37.2%
Q4 24
25.6%
-36.6%
Q3 24
23.8%
-40.5%
Q2 24
22.7%
-108.9%
EPS (diluted)
GABC
GABC
MP
MP
Q1 26
$-0.04
Q4 25
$0.98
$0.07
Q3 25
$0.94
$-0.24
Q2 25
$0.84
$-0.19
Q1 25
$0.30
$-0.14
Q4 24
$0.79
$-0.12
Q3 24
$0.71
$-0.16
Q2 24
$0.69
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GABC
GABC
MP
MP
Cash + ST InvestmentsLiquidity on hand
$1.7B
Total DebtLower is stronger
$100.0M
$1.0B
Stockholders' EquityBook value
$1.2B
$2.0B
Total Assets
$8.4B
$3.8B
Debt / EquityLower = less leverage
0.09×
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GABC
GABC
MP
MP
Q1 26
$1.7B
Q4 25
$1.2B
Q3 25
$1.1B
Q2 25
$261.5M
Q1 25
$198.3M
Q4 24
$282.4M
Q3 24
$284.4M
Q2 24
$295.6M
Total Debt
GABC
GABC
MP
MP
Q1 26
$1.0B
Q4 25
$100.0M
$998.7M
Q3 25
$997.3M
Q2 25
$910.8M
Q1 25
$909.8M
Q4 24
$114.6M
$908.7M
Q3 24
Q2 24
Stockholders' Equity
GABC
GABC
MP
MP
Q1 26
$2.0B
Q4 25
$1.2B
$2.0B
Q3 25
$1.1B
$2.0B
Q2 25
$1.1B
$1.0B
Q1 25
$1.0B
$1.0B
Q4 24
$715.1M
$1.1B
Q3 24
$744.6M
$1.1B
Q2 24
$687.8M
$1.1B
Total Assets
GABC
GABC
MP
MP
Q1 26
$3.8B
Q4 25
$8.4B
$3.9B
Q3 25
$8.4B
$3.8B
Q2 25
$8.3B
$2.3B
Q1 25
$8.4B
$2.4B
Q4 24
$6.3B
$2.3B
Q3 24
$6.3B
$2.3B
Q2 24
$6.2B
$2.4B
Debt / Equity
GABC
GABC
MP
MP
Q1 26
0.51×
Q4 25
0.09×
0.50×
Q3 25
0.51×
Q2 25
0.90×
Q1 25
0.88×
Q4 24
0.16×
0.86×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GABC
GABC
MP
MP
Operating Cash FlowLast quarter
$159.3M
$-1.9M
Free Cash FlowOCF − Capex
$154.0M
FCF MarginFCF / Revenue
121.6%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
4.46×
TTM Free Cash FlowTrailing 4 quarters
$267.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GABC
GABC
MP
MP
Q1 26
$-1.9M
Q4 25
$159.3M
$-46.9M
Q3 25
$51.8M
$-42.0M
Q2 25
$26.9M
$-3.7M
Q1 25
$37.9M
$-63.2M
Q4 24
$95.8M
$30.5M
Q3 24
$24.5M
$-6.8M
Q2 24
$18.7M
$30.8M
Free Cash Flow
GABC
GABC
MP
MP
Q1 26
Q4 25
$154.0M
$-109.3M
Q3 25
$50.1M
$-92.5M
Q2 25
$26.2M
$-32.7M
Q1 25
$36.7M
$-93.7M
Q4 24
$90.7M
$-11.2M
Q3 24
$23.0M
$-53.3M
Q2 24
$17.0M
$-15.6M
FCF Margin
GABC
GABC
MP
MP
Q1 26
Q4 25
121.6%
-207.4%
Q3 25
39.6%
-172.8%
Q2 25
21.2%
-56.9%
Q1 25
33.0%
-154.0%
Q4 24
100.1%
-18.3%
Q3 24
26.0%
-84.7%
Q2 24
18.8%
-50.1%
Capex Intensity
GABC
GABC
MP
MP
Q1 26
Q4 25
4.2%
118.5%
Q3 25
1.3%
94.3%
Q2 25
0.6%
50.5%
Q1 25
1.1%
50.1%
Q4 24
5.6%
68.3%
Q3 24
1.7%
73.8%
Q2 24
1.8%
148.7%
Cash Conversion
GABC
GABC
MP
MP
Q1 26
Q4 25
4.46×
-4.97×
Q3 25
1.48×
Q2 25
0.86×
Q1 25
3.61×
Q4 24
4.13×
Q3 24
1.16×
Q2 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GABC
GABC

Segment breakdown not available.

MP
MP

Materials Segment$72.2M80%
Magnetics Segment$21.1M23%

Related Comparisons