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Side-by-side financial comparison of Gambling.com Group Ltd (GAMB) and NORWOOD FINANCIAL CORP (NWFL). Click either name above to swap in a different company.

NORWOOD FINANCIAL CORP is the larger business by last-quarter revenue ($23.5M vs $15.9M, roughly 1.5× Gambling.com Group Ltd). NORWOOD FINANCIAL CORP runs the higher net margin — 31.7% vs 0.4%, a 31.4% gap on every dollar of revenue.

Gambling.com Group is a performance marketing and sports betting media company. The company provides digital marketing services for the online gambling industry.

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

GAMB vs NWFL — Head-to-Head

Bigger by revenue
NWFL
NWFL
1.5× larger
NWFL
$23.5M
$15.9M
GAMB
Higher net margin
NWFL
NWFL
31.4% more per $
NWFL
31.7%
0.4%
GAMB

Income Statement — Q2 FY2022 vs Q4 FY2025

Metric
GAMB
GAMB
NWFL
NWFL
Revenue
$15.9M
$23.5M
Net Profit
$56.0K
$7.4M
Gross Margin
96.9%
Operating Margin
-14.1%
39.9%
Net Margin
0.4%
31.7%
Revenue YoY
1112.9%
Net Profit YoY
158.8%
EPS (diluted)
$0.00
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GAMB
GAMB
NWFL
NWFL
Q4 25
$23.5M
Q3 25
$23.0M
Q2 25
$21.3M
Q1 25
$20.2M
Q4 24
$1.9M
Q3 24
$18.2M
Q2 24
$17.1M
Q1 24
$16.7M
Net Profit
GAMB
GAMB
NWFL
NWFL
Q4 25
$7.4M
Q3 25
$8.3M
Q2 25
$6.2M
Q1 25
$5.8M
Q4 24
$-12.7M
Q3 24
$3.8M
Q2 24
$4.2M
Q1 24
$4.4M
Operating Margin
GAMB
GAMB
NWFL
NWFL
Q4 25
39.9%
Q3 25
45.9%
Q2 25
36.7%
Q1 25
36.1%
Q4 24
-830.2%
Q3 24
26.6%
Q2 24
31.2%
Q1 24
33.5%
Net Margin
GAMB
GAMB
NWFL
NWFL
Q4 25
31.7%
Q3 25
36.3%
Q2 25
29.1%
Q1 25
28.6%
Q4 24
-654.1%
Q3 24
21.1%
Q2 24
24.6%
Q1 24
26.5%
EPS (diluted)
GAMB
GAMB
NWFL
NWFL
Q4 25
$0.82
Q3 25
$0.89
Q2 25
$0.67
Q1 25
$0.63
Q4 24
$-1.57
Q3 24
$0.48
Q2 24
$0.52
Q1 24
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GAMB
GAMB
NWFL
NWFL
Cash + ST InvestmentsLiquidity on hand
$31.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$85.0M
$242.2M
Total Assets
$131.8M
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
GAMB
GAMB
NWFL
NWFL
Q4 25
$242.2M
Q3 25
$234.9M
Q2 25
$225.4M
Q1 25
$220.7M
Q4 24
$213.5M
Q3 24
$195.7M
Q2 24
$182.2M
Q1 24
$181.2M
Total Assets
GAMB
GAMB
NWFL
NWFL
Q4 25
$2.4B
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.2B
Q1 24
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GAMB
GAMB
NWFL
NWFL
Operating Cash FlowLast quarter
$3.4M
$34.0M
Free Cash FlowOCF − Capex
$29.2M
FCF MarginFCF / Revenue
124.7%
Capex IntensityCapex / Revenue
20.1%
Cash ConversionOCF / Net Profit
59.96×
4.56×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GAMB
GAMB
NWFL
NWFL
Q4 25
$34.0M
Q3 25
$9.3M
Q2 25
$6.8M
Q1 25
$9.1M
Q4 24
$22.8M
Q3 24
$4.6M
Q2 24
$9.1M
Q1 24
$4.3M
Free Cash Flow
GAMB
GAMB
NWFL
NWFL
Q4 25
$29.2M
Q3 25
$8.3M
Q2 25
$5.1M
Q1 25
$8.2M
Q4 24
$19.7M
Q3 24
$4.1M
Q2 24
$8.6M
Q1 24
$3.7M
FCF Margin
GAMB
GAMB
NWFL
NWFL
Q4 25
124.7%
Q3 25
36.2%
Q2 25
23.8%
Q1 25
40.4%
Q4 24
1017.6%
Q3 24
22.3%
Q2 24
50.0%
Q1 24
22.1%
Capex Intensity
GAMB
GAMB
NWFL
NWFL
Q4 25
20.1%
Q3 25
4.5%
Q2 25
7.9%
Q1 25
4.6%
Q4 24
161.7%
Q3 24
3.1%
Q2 24
3.1%
Q1 24
3.3%
Cash Conversion
GAMB
GAMB
NWFL
NWFL
Q4 25
4.56×
Q3 25
1.12×
Q2 25
1.09×
Q1 25
1.58×
Q4 24
Q3 24
1.21×
Q2 24
2.16×
Q1 24
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GAMB
GAMB

Performance Marketing$12.3M77%
Sports$3.8M24%

NWFL
NWFL

Segment breakdown not available.

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