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Side-by-side financial comparison of Gauzy Ltd. (GAUZ) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

Gauzy Ltd. is the larger business by last-quarter revenue ($20.1M vs $14.0M, roughly 1.4× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -53.5%, a 63.3% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -17.8%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-7.5M).

Gauzy Ltd. is a technology firm specializing in advanced liquid crystal-based smart glass solutions. Its product portfolio includes switchable light control films, adaptive glass, and integrated sensing systems, serving core markets of automotive manufacturing, construction, and consumer electronics globally.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

GAUZ vs RVSB — Head-to-Head

Bigger by revenue
GAUZ
GAUZ
1.4× larger
GAUZ
$20.1M
$14.0M
RVSB
Growing faster (revenue YoY)
RVSB
RVSB
+28.2% gap
RVSB
10.4%
-17.8%
GAUZ
Higher net margin
RVSB
RVSB
63.3% more per $
RVSB
9.8%
-53.5%
GAUZ
More free cash flow
RVSB
RVSB
$6.8M more FCF
RVSB
$-736.0K
$-7.5M
GAUZ

Income Statement — Q2 FY2025 vs Q3 FY2026

Metric
GAUZ
GAUZ
RVSB
RVSB
Revenue
$20.1M
$14.0M
Net Profit
$-10.7M
$1.4M
Gross Margin
21.4%
Operating Margin
-62.4%
12.4%
Net Margin
-53.5%
9.8%
Revenue YoY
-17.8%
10.4%
Net Profit YoY
53.5%
11.8%
EPS (diluted)
$-0.57
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$13.6M
Q2 25
$20.1M
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
Q2 24
$24.4M
$12.2M
Q1 24
$9.0M
Net Profit
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$1.1M
Q2 25
$-10.7M
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
Q2 24
$-23.1M
$966.0K
Q1 24
$-3.0M
Gross Margin
GAUZ
GAUZ
RVSB
RVSB
Q4 25
Q3 25
Q2 25
21.4%
Q1 25
Q4 24
Q3 24
Q2 24
27.0%
Q1 24
Operating Margin
GAUZ
GAUZ
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
-62.4%
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
-32.5%
10.0%
Q1 24
-47.5%
Net Margin
GAUZ
GAUZ
RVSB
RVSB
Q4 25
9.8%
Q3 25
8.1%
Q2 25
-53.5%
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
Q2 24
-94.6%
7.9%
Q1 24
-34.7%
EPS (diluted)
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$-0.57
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$-2.60
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GAUZ
GAUZ
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$1.2M
$28.6M
Total DebtLower is stronger
$44.0M
Stockholders' EquityBook value
$17.9M
$164.2M
Total Assets
$136.8M
$1.5B
Debt / EquityLower = less leverage
2.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$1.2M
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$63.7M
$27.8M
Q1 24
$23.6M
Total Debt
GAUZ
GAUZ
RVSB
RVSB
Q4 25
Q3 25
Q2 25
$44.0M
Q1 25
Q4 24
Q3 24
Q2 24
$35.4M
Q1 24
Stockholders' Equity
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$163.5M
Q2 25
$17.9M
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
Q2 24
$63.4M
$155.9M
Q1 24
$155.6M
Total Assets
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$136.8M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$193.1M
$1.5B
Q1 24
$1.5B
Debt / Equity
GAUZ
GAUZ
RVSB
RVSB
Q4 25
Q3 25
Q2 25
2.46×
Q1 25
Q4 24
Q3 24
Q2 24
0.56×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GAUZ
GAUZ
RVSB
RVSB
Operating Cash FlowLast quarter
$-3.9M
$-506.0K
Free Cash FlowOCF − Capex
$-7.5M
$-736.0K
FCF MarginFCF / Revenue
-37.5%
-5.2%
Capex IntensityCapex / Revenue
18.2%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$16.8M
Q2 25
$-3.9M
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$-15.7M
$5.4M
Q1 24
$12.8M
Free Cash Flow
GAUZ
GAUZ
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-7.5M
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$-20.0M
$5.3M
Q1 24
$7.1M
FCF Margin
GAUZ
GAUZ
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-37.5%
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
-82.0%
43.7%
Q1 24
79.0%
Capex Intensity
GAUZ
GAUZ
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
18.2%
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
17.8%
0.9%
Q1 24
62.0%
Cash Conversion
GAUZ
GAUZ
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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