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Side-by-side financial comparison of GLACIER BANCORP, INC. (GBCI) and Gentherm Inc (THRM). Click either name above to swap in a different company.

Gentherm Inc is the larger business by last-quarter revenue ($382.8M vs $306.8M, roughly 1.2× GLACIER BANCORP, INC.). GLACIER BANCORP, INC. runs the higher net margin — 26.8% vs 0.8%, a 26.0% gap on every dollar of revenue. Over the past eight quarters, GLACIER BANCORP, INC.'s revenue compounded faster (24.3% CAGR vs 3.7%).

Glacier Bancorp, Inc. is a regional multi-bank holding company headquartered in Kalispell, Montana, United States. It is a successor corporation to the Delaware corporation originally incorporated in 1990. The company provides personal and commercial banking services from 221 locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and, Nevada.

Gentherm Incorporated, formerly Amerigon, is an American thermal management technologies company. Gentherm created the first thermoelectrically heated and cooled seat system for the automotive industry. Called the "Climate Control Seat" system, it was first adopted by the Ford Motor Company and introduced as an option on the model year 2000 Lincoln Navigator in 1999. Today it is available on more than 50 vehicles sold by Ford, General Motors, Toyota (Lexus), Kia, Hyundai, Nissan (Infiniti), R...

GBCI vs THRM — Head-to-Head

Bigger by revenue
THRM
THRM
1.2× larger
THRM
$382.8M
$306.8M
GBCI
Higher net margin
GBCI
GBCI
26.0% more per $
GBCI
26.8%
0.8%
THRM
Faster 2-yr revenue CAGR
GBCI
GBCI
Annualised
GBCI
24.3%
3.7%
THRM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GBCI
GBCI
THRM
THRM
Revenue
$306.8M
$382.8M
Net Profit
$82.1M
$3.0M
Gross Margin
23.7%
Operating Margin
4.6%
Net Margin
26.8%
0.8%
Revenue YoY
8.5%
Net Profit YoY
-80.5%
EPS (diluted)
$0.63
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GBCI
GBCI
THRM
THRM
Q1 26
$306.8M
Q4 25
$306.5M
$382.8M
Q3 25
$260.7M
$386.9M
Q2 25
$240.6M
$375.1M
Q1 25
$222.6M
$353.9M
Q4 24
$223.0M
$352.9M
Q3 24
$214.9M
$371.5M
Q2 24
$198.7M
$375.7M
Net Profit
GBCI
GBCI
THRM
THRM
Q1 26
$82.1M
Q4 25
$63.8M
$3.0M
Q3 25
$67.9M
$14.9M
Q2 25
$52.8M
$477.0K
Q1 25
$54.6M
$-128.0K
Q4 24
$61.8M
$15.3M
Q3 24
$51.1M
$16.0M
Q2 24
$44.7M
$18.9M
Gross Margin
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
23.7%
Q3 25
24.6%
Q2 25
23.9%
Q1 25
24.4%
Q4 24
24.4%
Q3 24
25.5%
Q2 24
25.7%
Operating Margin
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
24.9%
4.6%
Q3 25
32.7%
6.2%
Q2 25
27.1%
6.4%
Q1 25
28.5%
4.8%
Q4 24
33.0%
6.7%
Q3 24
28.9%
8.7%
Q2 24
27.3%
8.8%
Net Margin
GBCI
GBCI
THRM
THRM
Q1 26
26.8%
Q4 25
20.8%
0.8%
Q3 25
26.0%
3.9%
Q2 25
21.9%
0.1%
Q1 25
24.5%
-0.0%
Q4 24
27.7%
4.3%
Q3 24
23.8%
4.3%
Q2 24
22.5%
5.0%
EPS (diluted)
GBCI
GBCI
THRM
THRM
Q1 26
$0.63
Q4 25
$0.49
$0.08
Q3 25
$0.57
$0.49
Q2 25
$0.45
$0.02
Q1 25
$0.48
$0.00
Q4 24
$0.55
$0.48
Q3 24
$0.45
$0.51
Q2 24
$0.39
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GBCI
GBCI
THRM
THRM
Cash + ST InvestmentsLiquidity on hand
$1.4B
$160.8M
Total DebtLower is stronger
$189.0M
Stockholders' EquityBook value
$4.2B
$720.3M
Total Assets
$31.7B
$1.4B
Debt / EquityLower = less leverage
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GBCI
GBCI
THRM
THRM
Q1 26
$1.4B
Q4 25
$160.8M
Q3 25
$154.3M
Q2 25
$128.3M
Q1 25
$163.1M
Q4 24
$134.1M
Q3 24
$150.6M
Q2 24
$123.5M
Total Debt
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
$189.0M
Q3 25
$189.0M
Q2 25
$209.0M
Q1 25
$262.0M
Q4 24
$220.1M
Q3 24
$222.1M
Q2 24
$222.1M
Stockholders' Equity
GBCI
GBCI
THRM
THRM
Q1 26
$4.2B
Q4 25
$4.2B
$720.3M
Q3 25
$3.6B
$717.9M
Q2 25
$3.5B
$699.7M
Q1 25
$3.3B
$646.5M
Q4 24
$3.2B
$616.9M
Q3 24
$3.2B
$660.7M
Q2 24
$3.1B
$640.3M
Total Assets
GBCI
GBCI
THRM
THRM
Q1 26
$31.7B
Q4 25
$32.0B
$1.4B
Q3 25
$29.0B
$1.4B
Q2 25
$29.0B
$1.4B
Q1 25
$27.9B
$1.3B
Q4 24
$27.9B
$1.2B
Q3 24
$28.2B
$1.3B
Q2 24
$27.8B
$1.2B
Debt / Equity
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
0.26×
Q3 25
0.26×
Q2 25
0.30×
Q1 25
0.41×
Q4 24
0.36×
Q3 24
0.34×
Q2 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GBCI
GBCI
THRM
THRM
Operating Cash FlowLast quarter
$29.0M
Free Cash FlowOCF − Capex
$6.7M
FCF MarginFCF / Revenue
1.7%
Capex IntensityCapex / Revenue
5.8%
Cash ConversionOCF / Net Profit
9.70×
TTM Free Cash FlowTrailing 4 quarters
$61.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
$374.4M
$29.0M
Q3 25
$112.4M
$56.1M
Q2 25
$86.0M
$45.0M
Q1 25
$52.4M
$-13.3M
Q4 24
$258.0M
$36.6M
Q3 24
$150.1M
$46.3M
Q2 24
$62.7M
$37.1M
Free Cash Flow
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
$347.6M
$6.7M
Q3 25
$104.8M
$46.5M
Q2 25
$79.5M
$36.2M
Q1 25
$46.8M
$-28.2M
Q4 24
$209.8M
$13.6M
Q3 24
$137.7M
$26.6M
Q2 24
$44.1M
$17.8M
FCF Margin
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
113.4%
1.7%
Q3 25
40.2%
12.0%
Q2 25
33.1%
9.6%
Q1 25
21.0%
-8.0%
Q4 24
94.1%
3.9%
Q3 24
64.1%
7.2%
Q2 24
22.2%
4.7%
Capex Intensity
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
8.8%
5.8%
Q3 25
2.9%
2.5%
Q2 25
2.7%
2.4%
Q1 25
2.5%
4.2%
Q4 24
21.6%
6.5%
Q3 24
5.8%
5.3%
Q2 24
9.3%
5.2%
Cash Conversion
GBCI
GBCI
THRM
THRM
Q1 26
Q4 25
5.87×
9.70×
Q3 25
1.66×
3.75×
Q2 25
1.63×
94.43×
Q1 25
0.96×
Q4 24
4.18×
2.39×
Q3 24
2.94×
2.90×
Q2 24
1.40×
1.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GBCI
GBCI

Net Interest Income$268.7M88%
Noninterest Income$38.1M12%

THRM
THRM

Climate Control Seats$200.9M52%
Lumbar And Massage Comfort Solutions$58.5M15%
Climate Control Interiors$50.3M13%
Other Automotive$27.6M7%
Valve Systems$24.1M6%
Medical Segments$13.9M4%
Climate And Comfort Electronics$7.4M2%

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