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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and MicroAlgo Inc. (MLGO). Click either name above to swap in a different company.

MicroAlgo Inc. is the larger business by last-quarter revenue ($26.3M vs $22.2M, roughly 1.2× GREENE COUNTY BANCORP INC). On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -35.5%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

MicroAlgo Inc. is a technology enterprise specializing in custom algorithm optimization solutions. It mainly serves clients across smart city management, industrial internet, and e-commerce sectors, helping enterprises improve operational efficiency, reduce operating costs, and optimize data processing performance for real business scenarios.

GCBC vs MLGO — Head-to-Head

Bigger by revenue
MLGO
MLGO
1.2× larger
MLGO
$26.3M
$22.2M
GCBC
Growing faster (revenue YoY)
GCBC
GCBC
+59.3% gap
GCBC
23.8%
-35.5%
MLGO

Income Statement — Q2 FY2026 vs Q2 FY2025

Metric
GCBC
GCBC
MLGO
MLGO
Revenue
$22.2M
$26.3M
Net Profit
$10.3M
Gross Margin
Operating Margin
52.0%
Net Margin
46.3%
Revenue YoY
23.8%
-35.5%
Net Profit YoY
37.4%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
MLGO
MLGO
Q4 25
$22.2M
Q3 25
$21.5M
Q2 25
$20.5M
$26.3M
Q1 25
$20.1M
Q4 24
$17.9M
$34.6M
Q3 24
$16.9M
Q2 24
$16.6M
$40.8M
Q1 24
$15.7M
Net Profit
GCBC
GCBC
MLGO
MLGO
Q4 25
$10.3M
Q3 25
$8.9M
Q2 25
$9.3M
Q1 25
$8.1M
Q4 24
$7.5M
$4.2M
Q3 24
$6.3M
Q2 24
$6.7M
Q1 24
$5.9M
Gross Margin
GCBC
GCBC
MLGO
MLGO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
26.4%
Q3 24
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
MLGO
MLGO
Q4 25
52.0%
Q3 25
47.4%
Q2 25
53.5%
Q1 25
44.6%
Q4 24
45.0%
7.0%
Q3 24
39.6%
Q2 24
41.2%
Q1 24
39.4%
Net Margin
GCBC
GCBC
MLGO
MLGO
Q4 25
46.3%
Q3 25
41.2%
Q2 25
45.6%
Q1 25
40.1%
Q4 24
41.7%
12.1%
Q3 24
37.1%
Q2 24
40.6%
Q1 24
37.3%
EPS (diluted)
GCBC
GCBC
MLGO
MLGO
Q4 25
$0.60
Q3 25
$0.52
Q2 25
$0.55
Q1 25
$0.47
Q4 24
$0.44
$0.56
Q3 24
$0.37
Q2 24
$0.39
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
MLGO
MLGO
Cash + ST InvestmentsLiquidity on hand
$319.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$317.6M
Total Assets
$3.1B
$330.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
MLGO
MLGO
Q4 25
Q3 25
Q2 25
$319.4M
Q1 25
$155.5M
Q4 24
$166.4M
$164.9M
Q3 24
Q2 24
$190.4M
$66.7M
Q1 24
Stockholders' Equity
GCBC
GCBC
MLGO
MLGO
Q4 25
$258.3M
Q3 25
$248.2M
Q2 25
$238.8M
$317.6M
Q1 25
$229.0M
Q4 24
$218.4M
$144.9M
Q3 24
$216.3M
Q2 24
$206.0M
$76.0M
Q1 24
$199.2M
Total Assets
GCBC
GCBC
MLGO
MLGO
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$3.0B
$330.8M
Q1 25
$3.0B
Q4 24
$3.0B
$176.3M
Q3 24
$2.9B
Q2 24
$2.8B
$107.6M
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
MLGO
MLGO
Operating Cash FlowLast quarter
$6.4M
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
MLGO
MLGO
Q4 25
$6.4M
Q3 25
$7.0M
Q2 25
$28.0M
Q1 25
$7.3M
Q4 24
$5.3M
$4.8M
Q3 24
$2.1M
Q2 24
$24.9M
Q1 24
$5.6M
Free Cash Flow
GCBC
GCBC
MLGO
MLGO
Q4 25
$6.2M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
$4.8M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
GCBC
GCBC
MLGO
MLGO
Q4 25
28.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
13.8%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
MLGO
MLGO
Q4 25
0.9%
Q3 25
1.9%
Q2 25
3.4%
Q1 25
0.3%
Q4 24
1.0%
0.0%
Q3 24
0.9%
Q2 24
9.1%
0.0%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
MLGO
MLGO
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
1.15×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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