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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Marti Technologies, Inc. (MRT). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $14.6M, roughly 1.5× Marti Technologies, Inc.). On growth, Marti Technologies, Inc. posted the faster year-over-year revenue change (63.1% vs 23.8%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

The Marti Group is a Swiss construction company, consisting of over 80 subsidiaries, officially owned by Marti Holding AG. Besides Switzerland, they are active in neighboring countries such as Germany and Austria, and also outside of Europe such as China and Chile. The company is known for high-profile public and private sector projects and using innovative technologies. Their areas of expertise include building construction, construction and renovation of tunnels, road construction, hydrauli...

GCBC vs MRT — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.5× larger
GCBC
$22.2M
$14.6M
MRT
Growing faster (revenue YoY)
MRT
MRT
+39.2% gap
MRT
63.1%
23.8%
GCBC

Income Statement — Q2 FY2026 vs Q2 FY2025

Metric
GCBC
GCBC
MRT
MRT
Revenue
$22.2M
$14.6M
Net Profit
$10.3M
Gross Margin
49.4%
Operating Margin
52.0%
-86.1%
Net Margin
46.3%
Revenue YoY
23.8%
63.1%
Net Profit YoY
37.4%
EPS (diluted)
$0.60
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
MRT
MRT
Q4 25
$22.2M
Q3 25
$21.5M
Q2 25
$20.5M
$14.6M
Q1 25
$20.1M
Q4 24
$17.9M
Q3 24
$16.9M
Q2 24
$16.6M
$8.9M
Q1 24
$15.7M
Net Profit
GCBC
GCBC
MRT
MRT
Q4 25
$10.3M
Q3 25
$8.9M
Q2 25
$9.3M
Q1 25
$8.1M
Q4 24
$7.5M
Q3 24
$6.3M
Q2 24
$6.7M
Q1 24
$5.9M
Gross Margin
GCBC
GCBC
MRT
MRT
Q4 25
Q3 25
Q2 25
49.4%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
MRT
MRT
Q4 25
52.0%
Q3 25
47.4%
Q2 25
53.5%
-86.1%
Q1 25
44.6%
Q4 24
45.0%
Q3 24
39.6%
Q2 24
41.2%
-204.1%
Q1 24
39.4%
Net Margin
GCBC
GCBC
MRT
MRT
Q4 25
46.3%
Q3 25
41.2%
Q2 25
45.6%
Q1 25
40.1%
Q4 24
41.7%
Q3 24
37.1%
Q2 24
40.6%
Q1 24
37.3%
EPS (diluted)
GCBC
GCBC
MRT
MRT
Q4 25
$0.60
Q3 25
$0.52
Q2 25
$0.55
$-0.26
Q1 25
$0.47
Q4 24
$0.44
Q3 24
$0.37
Q2 24
$0.39
$-0.38
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
MRT
MRT
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$83.0M
Stockholders' EquityBook value
$258.3M
$-73.2M
Total Assets
$3.1B
$17.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
MRT
MRT
Q4 25
Q3 25
Q2 25
$4.2M
Q1 25
$155.5M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
$9.0M
Q1 24
Total Debt
GCBC
GCBC
MRT
MRT
Q4 25
Q3 25
Q2 25
$83.0M
Q1 25
Q4 24
Q3 24
Q2 24
$60.2M
Q1 24
Stockholders' Equity
GCBC
GCBC
MRT
MRT
Q4 25
$258.3M
Q3 25
$248.2M
Q2 25
$238.8M
$-73.2M
Q1 25
$229.0M
Q4 24
$218.4M
Q3 24
$216.3M
Q2 24
$206.0M
$-51.2M
Q1 24
$199.2M
Total Assets
GCBC
GCBC
MRT
MRT
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$3.0B
$17.2M
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
$25.0M
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
MRT
MRT
Operating Cash FlowLast quarter
$6.4M
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
MRT
MRT
Q4 25
$6.4M
Q3 25
$7.0M
Q2 25
$28.0M
Q1 25
$7.3M
Q4 24
$5.3M
Q3 24
$2.1M
Q2 24
$24.9M
Q1 24
$5.6M
Free Cash Flow
GCBC
GCBC
MRT
MRT
Q4 25
$6.2M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
GCBC
GCBC
MRT
MRT
Q4 25
28.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
MRT
MRT
Q4 25
0.9%
Q3 25
1.9%
Q2 25
3.4%
Q1 25
0.3%
Q4 24
1.0%
Q3 24
0.9%
Q2 24
9.1%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
MRT
MRT
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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