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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and NextPlat Corp (NXPL). Click either name above to swap in a different company.
GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $12.8M, roughly 1.7× NextPlat Corp). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -40.2%, a 86.5% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -21.1%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-339.0K). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -14.4%).
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
GCBC vs NXPL — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.2M | $12.8M |
| Net Profit | $10.3M | $-5.1M |
| Gross Margin | — | 14.3% |
| Operating Margin | 52.0% | -28.9% |
| Net Margin | 46.3% | -40.2% |
| Revenue YoY | 23.8% | -21.1% |
| Net Profit YoY | 37.4% | -70.6% |
| EPS (diluted) | $0.60 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.2M | $12.8M | ||
| Q3 25 | $21.5M | $13.8M | ||
| Q2 25 | $20.5M | $13.2M | ||
| Q1 25 | $20.1M | $14.5M | ||
| Q4 24 | $17.9M | $16.2M | ||
| Q3 24 | $16.9M | $15.4M | ||
| Q2 24 | $16.6M | $17.0M | ||
| Q1 24 | $15.7M | $17.5M |
| Q4 25 | $10.3M | $-5.1M | ||
| Q3 25 | $8.9M | $-2.2M | ||
| Q2 25 | $9.3M | $-1.8M | ||
| Q1 25 | $8.1M | $-1.3M | ||
| Q4 24 | $7.5M | $-3.0M | ||
| Q3 24 | $6.3M | $-4.2M | ||
| Q2 24 | $6.7M | $-5.3M | ||
| Q1 24 | $5.9M | $-1.5M |
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 19.9% | ||
| Q2 25 | — | 21.8% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 16.8% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 34.5% | ||
| Q1 24 | — | 27.8% |
| Q4 25 | 52.0% | -28.9% | ||
| Q3 25 | 47.4% | -14.5% | ||
| Q2 25 | 53.5% | -13.8% | ||
| Q1 25 | 44.6% | -10.2% | ||
| Q4 24 | 45.0% | -14.1% | ||
| Q3 24 | 39.6% | -52.1% | ||
| Q2 24 | 41.2% | -64.1% | ||
| Q1 24 | 39.4% | -10.5% |
| Q4 25 | 46.3% | -40.2% | ||
| Q3 25 | 41.2% | -15.9% | ||
| Q2 25 | 45.6% | -13.5% | ||
| Q1 25 | 40.1% | -9.2% | ||
| Q4 24 | 41.7% | -18.6% | ||
| Q3 24 | 37.1% | -27.4% | ||
| Q2 24 | 40.6% | -31.3% | ||
| Q1 24 | 37.3% | -8.5% |
| Q4 25 | $0.60 | — | ||
| Q3 25 | $0.52 | — | ||
| Q2 25 | $0.55 | — | ||
| Q1 25 | $0.47 | $-0.05 | ||
| Q4 24 | $0.44 | — | ||
| Q3 24 | $0.37 | $-0.22 | ||
| Q2 24 | $0.39 | — | ||
| Q1 24 | $0.34 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $13.7M |
| Total DebtLower is stronger | — | $1.3M |
| Stockholders' EquityBook value | $258.3M | $17.3M |
| Total Assets | $3.1B | $27.5M |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $13.7M | ||
| Q3 25 | — | $13.9M | ||
| Q2 25 | — | $16.6M | ||
| Q1 25 | $155.5M | $17.7M | ||
| Q4 24 | $166.4M | $20.0M | ||
| Q3 24 | — | $20.4M | ||
| Q2 24 | $190.4M | $24.9M | ||
| Q1 24 | — | $23.5M |
| Q4 25 | — | $1.3M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $1.5M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $1.4M |
| Q4 25 | $258.3M | $17.3M | ||
| Q3 25 | $248.2M | $21.4M | ||
| Q2 25 | $238.8M | $23.5M | ||
| Q1 25 | $229.0M | $25.3M | ||
| Q4 24 | $218.4M | $27.3M | ||
| Q3 24 | $216.3M | $22.5M | ||
| Q2 24 | $206.0M | $26.5M | ||
| Q1 24 | $199.2M | $31.2M |
| Q4 25 | $3.1B | $27.5M | ||
| Q3 25 | $3.1B | $30.0M | ||
| Q2 25 | $3.0B | $31.0M | ||
| Q1 25 | $3.0B | $35.2M | ||
| Q4 24 | $3.0B | $37.1M | ||
| Q3 24 | $2.9B | $41.1M | ||
| Q2 24 | $2.8B | $51.5M | ||
| Q1 24 | $2.9B | $65.1M |
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.05× | ||
| Q1 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.4M | $-302.0K |
| Free Cash FlowOCF − Capex | $6.2M | $-339.0K |
| FCF MarginFCF / Revenue | 28.0% | -2.6% |
| Capex IntensityCapex / Revenue | 0.9% | 0.3% |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $47.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.4M | $-302.0K | ||
| Q3 25 | $7.0M | $-2.7M | ||
| Q2 25 | $28.0M | $-1.0M | ||
| Q1 25 | $7.3M | $-2.1M | ||
| Q4 24 | $5.3M | $-476.0K | ||
| Q3 24 | $2.1M | $-4.6M | ||
| Q2 24 | $24.9M | $2.3M | ||
| Q1 24 | $5.6M | $-2.7M |
| Q4 25 | $6.2M | $-339.0K | ||
| Q3 25 | $6.5M | — | ||
| Q2 25 | $27.3M | $-1.1M | ||
| Q1 25 | $7.3M | $-2.1M | ||
| Q4 24 | $5.1M | $-508.0K | ||
| Q3 24 | $2.0M | $-4.7M | ||
| Q2 24 | $23.4M | $2.2M | ||
| Q1 24 | $4.9M | $-2.7M |
| Q4 25 | 28.0% | -2.6% | ||
| Q3 25 | 30.4% | — | ||
| Q2 25 | 133.3% | -8.0% | ||
| Q1 25 | 36.1% | -14.3% | ||
| Q4 24 | 28.6% | -3.1% | ||
| Q3 24 | 11.8% | -30.6% | ||
| Q2 24 | 141.2% | 13.2% | ||
| Q1 24 | 31.3% | -15.7% |
| Q4 25 | 0.9% | 0.3% | ||
| Q3 25 | 1.9% | 0.0% | ||
| Q2 25 | 3.4% | 0.1% | ||
| Q1 25 | 0.3% | 0.2% | ||
| Q4 24 | 1.0% | 0.2% | ||
| Q3 24 | 0.9% | 0.6% | ||
| Q2 24 | 9.1% | 0.4% | ||
| Q1 24 | 4.2% | 0.4% |
| Q4 25 | 0.62× | — | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 3.00× | — | ||
| Q1 25 | 0.91× | — | ||
| Q4 24 | 0.71× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 3.70× | — | ||
| Q1 24 | 0.95× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GCBC
Segment breakdown not available.
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
