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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and OCULAR THERAPEUTIX, INC (OCUL). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $13.3M, roughly 1.7× OCULAR THERAPEUTIX, INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -488.0%, a 534.3% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -22.4%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-57.1M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -5.3%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Ocular Therapeutix, Inc. is a biopharmaceutical firm specializing in developing and commercializing innovative ophthalmic therapies. Its products treat acute and chronic eye conditions including post-surgical pain, glaucoma, and dry eye, serving patients and ophthalmology providers primarily across the U.S. and select global markets.

GCBC vs OCUL — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.7× larger
GCBC
$22.2M
$13.3M
OCUL
Growing faster (revenue YoY)
GCBC
GCBC
+46.2% gap
GCBC
23.8%
-22.4%
OCUL
Higher net margin
GCBC
GCBC
534.3% more per $
GCBC
46.3%
-488.0%
OCUL
More free cash flow
GCBC
GCBC
$63.3M more FCF
GCBC
$6.2M
$-57.1M
OCUL
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
-5.3%
OCUL

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
GCBC
GCBC
OCUL
OCUL
Revenue
$22.2M
$13.3M
Net Profit
$10.3M
$-64.7M
Gross Margin
88.0%
Operating Margin
52.0%
-526.5%
Net Margin
46.3%
-488.0%
Revenue YoY
23.8%
-22.4%
Net Profit YoY
37.4%
-33.6%
EPS (diluted)
$0.60
$-0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
OCUL
OCUL
Q4 25
$22.2M
$13.3M
Q3 25
$21.5M
$14.5M
Q2 25
$20.5M
$13.5M
Q1 25
$20.1M
$10.7M
Q4 24
$17.9M
$17.1M
Q3 24
$16.9M
$15.4M
Q2 24
$16.6M
$16.4M
Q1 24
$15.7M
$14.8M
Net Profit
GCBC
GCBC
OCUL
OCUL
Q4 25
$10.3M
$-64.7M
Q3 25
$8.9M
$-69.4M
Q2 25
$9.3M
$-67.8M
Q1 25
$8.1M
$-64.1M
Q4 24
$7.5M
$-48.4M
Q3 24
$6.3M
$-36.5M
Q2 24
$6.7M
$-43.8M
Q1 24
$5.9M
$-64.8M
Gross Margin
GCBC
GCBC
OCUL
OCUL
Q4 25
88.0%
Q3 25
87.8%
Q2 25
85.6%
Q1 25
88.2%
Q4 24
92.8%
Q3 24
89.9%
Q2 24
90.8%
Q1 24
91.0%
Operating Margin
GCBC
GCBC
OCUL
OCUL
Q4 25
52.0%
-526.5%
Q3 25
47.4%
-472.3%
Q2 25
53.5%
-502.6%
Q1 25
44.6%
-597.5%
Q4 24
45.0%
-296.1%
Q3 24
39.6%
-298.2%
Q2 24
41.2%
-265.1%
Q1 24
39.4%
-214.0%
Net Margin
GCBC
GCBC
OCUL
OCUL
Q4 25
46.3%
-488.0%
Q3 25
41.2%
-477.3%
Q2 25
45.6%
-503.9%
Q1 25
40.1%
-598.7%
Q4 24
41.7%
-283.3%
Q3 24
37.1%
-236.6%
Q2 24
40.6%
-266.3%
Q1 24
37.3%
-438.9%
EPS (diluted)
GCBC
GCBC
OCUL
OCUL
Q4 25
$0.60
$-0.27
Q3 25
$0.52
$-0.38
Q2 25
$0.55
$-0.39
Q1 25
$0.47
$-0.38
Q4 24
$0.44
$-0.25
Q3 24
$0.37
$-0.22
Q2 24
$0.39
$-0.26
Q1 24
$0.34
$-0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
OCUL
OCUL
Cash + ST InvestmentsLiquidity on hand
$737.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$654.3M
Total Assets
$3.1B
$808.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
OCUL
OCUL
Q4 25
$737.1M
Q3 25
$344.8M
Q2 25
$391.1M
Q1 25
$155.5M
$349.7M
Q4 24
$166.4M
$392.1M
Q3 24
$427.2M
Q2 24
$190.4M
$459.7M
Q1 24
$482.9M
Stockholders' Equity
GCBC
GCBC
OCUL
OCUL
Q4 25
$258.3M
$654.3M
Q3 25
$248.2M
$258.2M
Q2 25
$238.8M
$305.9M
Q1 25
$229.0M
$265.9M
Q4 24
$218.4M
$315.3M
Q3 24
$216.3M
$352.0M
Q2 24
$206.0M
$377.7M
Q1 24
$199.2M
$408.0M
Total Assets
GCBC
GCBC
OCUL
OCUL
Q4 25
$3.1B
$808.1M
Q3 25
$3.1B
$410.9M
Q2 25
$3.0B
$451.3M
Q1 25
$3.0B
$405.9M
Q4 24
$3.0B
$457.9M
Q3 24
$2.9B
$490.4M
Q2 24
$2.8B
$517.1M
Q1 24
$2.9B
$538.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
OCUL
OCUL
Operating Cash FlowLast quarter
$6.4M
$-54.2M
Free Cash FlowOCF − Capex
$6.2M
$-57.1M
FCF MarginFCF / Revenue
28.0%
-430.9%
Capex IntensityCapex / Revenue
0.9%
21.4%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M
$-216.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
OCUL
OCUL
Q4 25
$6.4M
$-54.2M
Q3 25
$7.0M
$-50.7M
Q2 25
$28.0M
$-55.2M
Q1 25
$7.3M
$-44.7M
Q4 24
$5.3M
$-39.4M
Q3 24
$2.1M
$-36.6M
Q2 24
$24.9M
$-24.8M
Q1 24
$5.6M
$-33.9M
Free Cash Flow
GCBC
GCBC
OCUL
OCUL
Q4 25
$6.2M
$-57.1M
Q3 25
$6.5M
$-56.7M
Q2 25
$27.3M
$-56.5M
Q1 25
$7.3M
$-46.6M
Q4 24
$5.1M
$-39.6M
Q3 24
$2.0M
$-36.6M
Q2 24
$23.4M
$-25.5M
Q1 24
$4.9M
$-34.1M
FCF Margin
GCBC
GCBC
OCUL
OCUL
Q4 25
28.0%
-430.9%
Q3 25
30.4%
-390.0%
Q2 25
133.3%
-419.7%
Q1 25
36.1%
-435.6%
Q4 24
28.6%
-232.0%
Q3 24
11.8%
-237.6%
Q2 24
141.2%
-155.4%
Q1 24
31.3%
-231.1%
Capex Intensity
GCBC
GCBC
OCUL
OCUL
Q4 25
0.9%
21.4%
Q3 25
1.9%
41.2%
Q2 25
3.4%
9.3%
Q1 25
0.3%
18.1%
Q4 24
1.0%
1.2%
Q3 24
0.9%
0.6%
Q2 24
9.1%
4.5%
Q1 24
4.2%
1.7%
Cash Conversion
GCBC
GCBC
OCUL
OCUL
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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