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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $19.1M, roughly 3.0× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 54.0% vs 28.4%, a 25.6% gap on every dollar of revenue. Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (24.5% CAGR vs 21.8%).
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
GCBC vs TCBX — Head-to-Head
Income Statement — Q2 2026 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $19.1M | $57.7M |
| Net Profit | $10.3M | $16.4M |
| Gross Margin | — | — |
| Operating Margin | 60.6% | — |
| Net Margin | 54.0% | 28.4% |
| Revenue YoY | 35.5% | — |
| Net Profit YoY | 37.4% | 20.5% |
| EPS (diluted) | $0.60 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $19.1M | $52.2M | ||
| Q3 25 | $17.5M | $50.8M | ||
| Q2 25 | $16.7M | $49.4M | ||
| Q1 25 | $16.2M | $42.8M | ||
| Q4 24 | $14.1M | $43.4M | ||
| Q3 24 | $13.1M | $40.4M | ||
| Q2 24 | $12.9M | $38.9M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $10.3M | $17.9M | ||
| Q3 25 | $8.9M | $18.1M | ||
| Q2 25 | $9.3M | $16.7M | ||
| Q1 25 | $8.1M | $13.6M | ||
| Q4 24 | $7.5M | $13.7M | ||
| Q3 24 | $6.3M | $12.8M | ||
| Q2 24 | $6.7M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 60.6% | 41.2% | ||
| Q3 25 | 58.2% | 44.9% | ||
| Q2 25 | 65.6% | 42.6% | ||
| Q1 25 | 55.2% | 40.5% | ||
| Q4 24 | 57.4% | 41.3% | ||
| Q3 24 | 50.9% | 40.3% | ||
| Q2 24 | 53.1% | 36.6% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | 54.0% | 34.3% | ||
| Q3 25 | 50.6% | 35.5% | ||
| Q2 25 | 55.9% | 33.9% | ||
| Q1 25 | 49.7% | 31.8% | ||
| Q4 24 | 53.2% | 31.6% | ||
| Q3 24 | 47.7% | 31.6% | ||
| Q2 24 | 52.4% | 27.8% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.60 | $1.02 | ||
| Q3 25 | $0.52 | $1.03 | ||
| Q2 25 | $0.55 | $0.96 | ||
| Q1 25 | $0.47 | $0.78 | ||
| Q4 24 | $0.44 | $0.80 | ||
| Q3 24 | $0.37 | $0.74 | ||
| Q2 24 | $0.39 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $258.3M | $650.5M |
| Total Assets | $3.1B | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $175.2M | ||
| Q3 25 | — | $116.4M | ||
| Q2 25 | — | $113.1M | ||
| Q1 25 | $155.5M | $219.0M | ||
| Q4 24 | $166.4M | $371.2M | ||
| Q3 24 | — | $258.2M | ||
| Q2 24 | $190.4M | $241.8M |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $258.3M | $531.0M | ||
| Q3 25 | $248.2M | $513.8M | ||
| Q2 25 | $238.8M | $496.1M | ||
| Q1 25 | $229.0M | $479.8M | ||
| Q4 24 | $218.4M | $460.7M | ||
| Q3 24 | $216.3M | $450.5M | ||
| Q2 24 | $206.0M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $3.1B | $5.3B | ||
| Q3 25 | $3.1B | $5.1B | ||
| Q2 25 | $3.0B | $4.9B | ||
| Q1 25 | $3.0B | $4.9B | ||
| Q4 24 | $3.0B | $4.9B | ||
| Q3 24 | $2.9B | $4.6B | ||
| Q2 24 | $2.8B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.4M | — |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 32.6% | — |
| Capex IntensityCapex / Revenue | 1.1% | — |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $32.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $6.4M | $5.7M | ||
| Q3 25 | $7.0M | $20.7M | ||
| Q2 25 | $13.2M | $13.9M | ||
| Q1 25 | $7.3M | $10.5M | ||
| Q4 24 | $5.3M | $-3.6M | ||
| Q3 24 | $2.1M | $22.0M | ||
| Q2 24 | $11.1M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $6.2M | — | ||
| Q3 25 | $6.5M | — | ||
| Q2 25 | $12.9M | — | ||
| Q1 25 | $7.3M | — | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $2.0M | — | ||
| Q2 24 | $10.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | — | ||
| Q3 25 | 37.4% | — | ||
| Q2 25 | 77.3% | — | ||
| Q1 25 | 44.7% | — | ||
| Q4 24 | 36.5% | — | ||
| Q3 24 | 15.2% | — | ||
| Q2 24 | 84.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.62× | 0.32× | ||
| Q3 25 | 0.78× | 1.15× | ||
| Q2 25 | 1.42× | 0.83× | ||
| Q1 25 | 0.91× | 0.77× | ||
| Q4 24 | 0.71× | -0.26× | ||
| Q3 24 | 0.34× | 1.72× | ||
| Q2 24 | 1.64× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GCBC
Segment breakdown not available.
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
