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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and TRIO-TECH INTERNATIONAL (TRT). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $15.6M, roughly 1.4× TRIO-TECH INTERNATIONAL). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 0.8%, a 45.5% gap on every dollar of revenue. On growth, TRIO-TECH INTERNATIONAL posted the faster year-over-year revenue change (81.6% vs 23.8%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-152.0K). Over the past eight quarters, TRIO-TECH INTERNATIONAL's revenue compounded faster (22.7% CAGR vs 18.9%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Trio-Tech International is a global provider of semiconductor testing and burn-in solutions, alongside specialized manufacturing services for electronic components. It serves clients across the semiconductor, aerospace, and consumer electronics sectors, with operational footprints spanning North America, Asia, and Europe, delivering custom reliability testing systems and related support services.

GCBC vs TRT — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.4× larger
GCBC
$22.2M
$15.6M
TRT
Growing faster (revenue YoY)
TRT
TRT
+57.8% gap
TRT
81.6%
23.8%
GCBC
Higher net margin
GCBC
GCBC
45.5% more per $
GCBC
46.3%
0.8%
TRT
More free cash flow
GCBC
GCBC
$6.4M more FCF
GCBC
$6.2M
$-152.0K
TRT
Faster 2-yr revenue CAGR
TRT
TRT
Annualised
TRT
22.7%
18.9%
GCBC

Income Statement — Q2 FY2026 vs Q2 FY2026

Metric
GCBC
GCBC
TRT
TRT
Revenue
$22.2M
$15.6M
Net Profit
$10.3M
$126.0K
Gross Margin
16.0%
Operating Margin
52.0%
0.6%
Net Margin
46.3%
0.8%
Revenue YoY
23.8%
81.6%
Net Profit YoY
37.4%
-75.1%
EPS (diluted)
$0.60
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
TRT
TRT
Q4 25
$22.2M
$15.6M
Q3 25
$21.5M
$15.5M
Q2 25
$20.5M
$10.7M
Q1 25
$20.1M
$7.4M
Q4 24
$17.9M
$8.6M
Q3 24
$16.9M
$9.8M
Q2 24
$16.6M
$9.7M
Q1 24
$15.7M
$10.4M
Net Profit
GCBC
GCBC
TRT
TRT
Q4 25
$10.3M
$126.0K
Q3 25
$8.9M
$77.0K
Q2 25
$9.3M
$183.0K
Q1 25
$8.1M
$-495.0K
Q4 24
$7.5M
$507.0K
Q3 24
$6.3M
$-236.0K
Q2 24
$6.7M
$243.0K
Q1 24
$5.9M
$70.0K
Gross Margin
GCBC
GCBC
TRT
TRT
Q4 25
16.0%
Q3 25
16.7%
Q2 25
24.6%
Q1 25
26.8%
Q4 24
25.7%
Q3 24
23.7%
Q2 24
27.5%
Q1 24
26.0%
Operating Margin
GCBC
GCBC
TRT
TRT
Q4 25
52.0%
0.6%
Q3 25
47.4%
0.3%
Q2 25
53.5%
4.4%
Q1 25
44.6%
-4.6%
Q4 24
45.0%
-0.0%
Q3 24
39.6%
1.4%
Q2 24
41.2%
3.7%
Q1 24
39.4%
0.6%
Net Margin
GCBC
GCBC
TRT
TRT
Q4 25
46.3%
0.8%
Q3 25
41.2%
0.5%
Q2 25
45.6%
1.7%
Q1 25
40.1%
-6.7%
Q4 24
41.7%
5.9%
Q3 24
37.1%
-2.4%
Q2 24
40.6%
2.5%
Q1 24
37.3%
0.7%
EPS (diluted)
GCBC
GCBC
TRT
TRT
Q4 25
$0.60
$0.01
Q3 25
$0.52
$0.02
Q2 25
$0.55
$0.11
Q1 25
$0.47
$-0.12
Q4 24
$0.44
$0.06
Q3 24
$0.37
$-0.06
Q2 24
$0.39
$0.05
Q1 24
$0.34
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
TRT
TRT
Cash + ST InvestmentsLiquidity on hand
$16.5M
Total DebtLower is stronger
$581.0K
Stockholders' EquityBook value
$258.3M
$33.5M
Total Assets
$3.1B
$45.7M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
TRT
TRT
Q4 25
$16.5M
Q3 25
$17.4M
Q2 25
$16.7M
Q1 25
$155.5M
$17.6M
Q4 24
$166.4M
$16.5M
Q3 24
$15.5M
Q2 24
$190.4M
$16.5M
Q1 24
$17.0M
Total Debt
GCBC
GCBC
TRT
TRT
Q4 25
$581.0K
Q3 25
$622.0K
Q2 25
$684.0K
Q1 25
$729.0K
Q4 24
$782.0K
Q3 24
$923.0K
Q2 24
$874.0K
Q1 24
$984.0K
Stockholders' Equity
GCBC
GCBC
TRT
TRT
Q4 25
$258.3M
$33.5M
Q3 25
$248.2M
$34.1M
Q2 25
$238.8M
$34.0M
Q1 25
$229.0M
$32.3M
Q4 24
$218.4M
$31.8M
Q3 24
$216.3M
$33.1M
Q2 24
$206.0M
$31.3M
Q1 24
$199.2M
$31.2M
Total Assets
GCBC
GCBC
TRT
TRT
Q4 25
$3.1B
$45.7M
Q3 25
$3.1B
$47.4M
Q2 25
$3.0B
$41.1M
Q1 25
$3.0B
$40.0M
Q4 24
$3.0B
$39.8M
Q3 24
$2.9B
$42.9M
Q2 24
$2.8B
$42.5M
Q1 24
$2.9B
$43.1M
Debt / Equity
GCBC
GCBC
TRT
TRT
Q4 25
0.02×
Q3 25
0.02×
Q2 25
0.02×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
TRT
TRT
Operating Cash FlowLast quarter
$6.4M
$134.0K
Free Cash FlowOCF − Capex
$6.2M
$-152.0K
FCF MarginFCF / Revenue
28.0%
-1.0%
Capex IntensityCapex / Revenue
0.9%
1.8%
Cash ConversionOCF / Net Profit
0.62×
1.06×
TTM Free Cash FlowTrailing 4 quarters
$47.3M
$137.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
TRT
TRT
Q4 25
$6.4M
$134.0K
Q3 25
$7.0M
$933.0K
Q2 25
$28.0M
$-664.0K
Q1 25
$7.3M
$781.0K
Q4 24
$5.3M
$2.1M
Q3 24
$2.1M
$-1.9M
Q2 24
$24.9M
$199.0K
Q1 24
$5.6M
$1.2M
Free Cash Flow
GCBC
GCBC
TRT
TRT
Q4 25
$6.2M
$-152.0K
Q3 25
$6.5M
$887.0K
Q2 25
$27.3M
$-1.2M
Q1 25
$7.3M
$623.0K
Q4 24
$5.1M
$1.9M
Q3 24
$2.0M
$-1.9M
Q2 24
$23.4M
$-135.0K
Q1 24
$4.9M
$1.1M
FCF Margin
GCBC
GCBC
TRT
TRT
Q4 25
28.0%
-1.0%
Q3 25
30.4%
5.7%
Q2 25
133.3%
-11.4%
Q1 25
36.1%
8.4%
Q4 24
28.6%
22.4%
Q3 24
11.8%
-19.7%
Q2 24
141.2%
-1.4%
Q1 24
31.3%
10.6%
Capex Intensity
GCBC
GCBC
TRT
TRT
Q4 25
0.9%
1.8%
Q3 25
1.9%
0.3%
Q2 25
3.4%
5.2%
Q1 25
0.3%
2.1%
Q4 24
1.0%
2.1%
Q3 24
0.9%
0.7%
Q2 24
9.1%
3.4%
Q1 24
4.2%
0.5%
Cash Conversion
GCBC
GCBC
TRT
TRT
Q4 25
0.62×
1.06×
Q3 25
0.78×
12.12×
Q2 25
3.00×
-3.63×
Q1 25
0.91×
Q4 24
0.71×
4.16×
Q3 24
0.34×
Q2 24
3.70×
0.82×
Q1 24
0.95×
16.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCBC
GCBC

Segment breakdown not available.

TRT
TRT

Semiconductor Backend Solutions$12.4M79%
Industrial Electronics$3.3M21%

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