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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $19.1M, roughly 1.2× Americas Gold & Silver Corp). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -82.3%, a 128.7% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -28.0%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-41.3M).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

GCBC vs USAS — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.2× larger
GCBC
$22.2M
$19.1M
USAS
Growing faster (revenue YoY)
GCBC
GCBC
+51.8% gap
GCBC
23.8%
-28.0%
USAS
Higher net margin
GCBC
GCBC
128.7% more per $
GCBC
46.3%
-82.3%
USAS
More free cash flow
GCBC
GCBC
$47.5M more FCF
GCBC
$6.2M
$-41.3M
USAS

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
GCBC
GCBC
USAS
USAS
Revenue
$22.2M
$19.1M
Net Profit
$10.3M
$-15.7M
Gross Margin
34.2%
Operating Margin
52.0%
Net Margin
46.3%
-82.3%
Revenue YoY
23.8%
-28.0%
Net Profit YoY
37.4%
2.8%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
USAS
USAS
Q4 25
$22.2M
Q3 25
$21.5M
$19.1M
Q2 25
$20.5M
Q1 25
$20.1M
Q4 24
$17.9M
Q3 24
$16.9M
$26.5M
Q2 24
$16.6M
Q1 24
$15.7M
Net Profit
GCBC
GCBC
USAS
USAS
Q4 25
$10.3M
Q3 25
$8.9M
$-15.7M
Q2 25
$9.3M
Q1 25
$8.1M
Q4 24
$7.5M
Q3 24
$6.3M
$-16.2M
Q2 24
$6.7M
Q1 24
$5.9M
Gross Margin
GCBC
GCBC
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
USAS
USAS
Q4 25
52.0%
Q3 25
47.4%
Q2 25
53.5%
Q1 25
44.6%
Q4 24
45.0%
Q3 24
39.6%
Q2 24
41.2%
Q1 24
39.4%
Net Margin
GCBC
GCBC
USAS
USAS
Q4 25
46.3%
Q3 25
41.2%
-82.3%
Q2 25
45.6%
Q1 25
40.1%
Q4 24
41.7%
Q3 24
37.1%
-60.9%
Q2 24
40.6%
Q1 24
37.3%
EPS (diluted)
GCBC
GCBC
USAS
USAS
Q4 25
$0.60
Q3 25
$0.52
Q2 25
$0.55
Q1 25
$0.47
Q4 24
$0.44
Q3 24
$0.37
Q2 24
$0.39
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$50.2M
Total Assets
$3.1B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
USAS
USAS
Q4 25
Q3 25
$39.1M
Q2 25
Q1 25
$155.5M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
Q1 24
Stockholders' Equity
GCBC
GCBC
USAS
USAS
Q4 25
$258.3M
Q3 25
$248.2M
$50.2M
Q2 25
$238.8M
Q1 25
$229.0M
Q4 24
$218.4M
Q3 24
$216.3M
$53.1M
Q2 24
$206.0M
Q1 24
$199.2M
Total Assets
GCBC
GCBC
USAS
USAS
Q4 25
$3.1B
Q3 25
$3.1B
$234.7M
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
USAS
USAS
Operating Cash FlowLast quarter
$6.4M
$-12.5M
Free Cash FlowOCF − Capex
$6.2M
$-41.3M
FCF MarginFCF / Revenue
28.0%
-216.5%
Capex IntensityCapex / Revenue
0.9%
150.8%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
USAS
USAS
Q4 25
$6.4M
Q3 25
$7.0M
$-12.5M
Q2 25
$28.0M
Q1 25
$7.3M
Q4 24
$5.3M
Q3 24
$2.1M
$2.4M
Q2 24
$24.9M
Q1 24
$5.6M
Free Cash Flow
GCBC
GCBC
USAS
USAS
Q4 25
$6.2M
Q3 25
$6.5M
$-41.3M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$2.0M
$-11.2M
Q2 24
$23.4M
Q1 24
$4.9M
FCF Margin
GCBC
GCBC
USAS
USAS
Q4 25
28.0%
Q3 25
30.4%
-216.5%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
11.8%
-42.2%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
USAS
USAS
Q4 25
0.9%
Q3 25
1.9%
150.8%
Q2 25
3.4%
Q1 25
0.3%
Q4 24
1.0%
Q3 24
0.9%
51.2%
Q2 24
9.1%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
USAS
USAS
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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