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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and Workhorse Group Inc. (WKHS). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $12.5M, roughly 1.8× Workhorse Group Inc.). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -166.5%, a 212.8% gap on every dollar of revenue. On growth, Workhorse Group Inc. posted the faster year-over-year revenue change (432.0% vs 23.8%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-11.1M). Over the past eight quarters, Workhorse Group Inc.'s revenue compounded faster (205.7% CAGR vs 18.9%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Workhorse Group is an original equipment manufacturer and technology company headquartered in Sharonville, Ohio, USA. In 2025, it merged its operations with those of Motiv Electric Trucks, forming a new entity known as Workhorse.

GCBC vs WKHS — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.8× larger
GCBC
$22.2M
$12.5M
WKHS
Growing faster (revenue YoY)
WKHS
WKHS
+408.2% gap
WKHS
432.0%
23.8%
GCBC
Higher net margin
GCBC
GCBC
212.8% more per $
GCBC
46.3%
-166.5%
WKHS
More free cash flow
GCBC
GCBC
$17.4M more FCF
GCBC
$6.2M
$-11.1M
WKHS
Faster 2-yr revenue CAGR
WKHS
WKHS
Annualised
WKHS
205.7%
18.9%
GCBC

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
GCBC
GCBC
WKHS
WKHS
Revenue
$22.2M
$12.5M
Net Profit
$10.3M
$-20.8M
Gross Margin
80.4%
Operating Margin
52.0%
-28.6%
Net Margin
46.3%
-166.5%
Revenue YoY
23.8%
432.0%
Net Profit YoY
37.4%
-171.8%
EPS (diluted)
$0.60
$0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
WKHS
WKHS
Q4 25
$22.2M
$12.5M
Q3 25
$21.5M
$2.4M
Q2 25
$20.5M
$5.7M
Q1 25
$20.1M
$640.9K
Q4 24
$17.9M
$2.4M
Q3 24
$16.9M
$2.5M
Q2 24
$16.6M
$842.4K
Q1 24
$15.7M
$1.3M
Net Profit
GCBC
GCBC
WKHS
WKHS
Q4 25
$10.3M
$-20.8M
Q3 25
$8.9M
$-7.8M
Q2 25
$9.3M
$-14.8M
Q1 25
$8.1M
$-20.6M
Q4 24
$7.5M
$29.0M
Q3 24
$6.3M
$-25.1M
Q2 24
$6.7M
$-26.3M
Q1 24
$5.9M
$-29.2M
Gross Margin
GCBC
GCBC
WKHS
WKHS
Q4 25
80.4%
Q3 25
-323.2%
Q2 25
-130.2%
Q1 25
Q4 24
Q3 24
-164.7%
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
WKHS
WKHS
Q4 25
52.0%
-28.6%
Q3 25
47.4%
-694.2%
Q2 25
53.5%
-255.3%
Q1 25
44.6%
-2002.9%
Q4 24
45.0%
Q3 24
39.6%
-564.5%
Q2 24
41.2%
-2435.6%
Q1 24
39.4%
-1771.6%
Net Margin
GCBC
GCBC
WKHS
WKHS
Q4 25
46.3%
-166.5%
Q3 25
41.2%
-328.2%
Q2 25
45.6%
-260.7%
Q1 25
40.1%
-3221.0%
Q4 24
41.7%
1233.7%
Q3 24
37.1%
-1001.5%
Q2 24
40.6%
-3124.3%
Q1 24
37.3%
-2177.0%
EPS (diluted)
GCBC
GCBC
WKHS
WKHS
Q4 25
$0.60
$0.09
Q3 25
$0.52
$-0.50
Q2 25
$0.55
$-1.67
Q1 25
$0.47
$-4.68
Q4 24
$0.44
$51.11
Q3 24
$0.37
$-0.98
Q2 24
$0.39
$-17.45
Q1 24
$0.34
$-24.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
WKHS
WKHS
Cash + ST InvestmentsLiquidity on hand
$12.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$43.0M
Total Assets
$3.1B
$117.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
WKHS
WKHS
Q4 25
$12.9M
Q3 25
$12.7M
Q2 25
$2.2M
Q1 25
$155.5M
$2.6M
Q4 24
$166.4M
$6.6M
Q3 24
$3.2M
Q2 24
$190.4M
$5.3M
Q1 24
$6.7M
Stockholders' Equity
GCBC
GCBC
WKHS
WKHS
Q4 25
$258.3M
$43.0M
Q3 25
$248.2M
$32.1M
Q2 25
$238.8M
$22.3M
Q1 25
$229.0M
$31.4M
Q4 24
$218.4M
$-40.8M
Q3 24
$216.3M
$47.3M
Q2 24
$206.0M
$58.6M
Q1 24
$199.2M
$67.4M
Total Assets
GCBC
GCBC
WKHS
WKHS
Q4 25
$3.1B
$117.9M
Q3 25
$3.1B
$116.7M
Q2 25
$3.0B
$99.3M
Q1 25
$3.0B
$115.5M
Q4 24
$3.0B
$37.4M
Q3 24
$2.9B
$101.4M
Q2 24
$2.8B
$105.4M
Q1 24
$2.9B
$113.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
WKHS
WKHS
Operating Cash FlowLast quarter
$6.4M
$-10.5M
Free Cash FlowOCF − Capex
$6.2M
$-11.1M
FCF MarginFCF / Revenue
28.0%
-89.0%
Capex IntensityCapex / Revenue
0.9%
4.8%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
WKHS
WKHS
Q4 25
$6.4M
$-10.5M
Q3 25
$7.0M
Q2 25
$28.0M
Q1 25
$7.3M
$-8.2M
Q4 24
$5.3M
$2.0M
Q3 24
$2.1M
Q2 24
$24.9M
$-12.1M
Q1 24
$5.6M
$-18.0M
Free Cash Flow
GCBC
GCBC
WKHS
WKHS
Q4 25
$6.2M
$-11.1M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
$-8.2M
Q4 24
$5.1M
$1.2M
Q3 24
$2.0M
Q2 24
$23.4M
$-12.8M
Q1 24
$4.9M
$-21.0M
FCF Margin
GCBC
GCBC
WKHS
WKHS
Q4 25
28.0%
-89.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
-1275.0%
Q4 24
28.6%
52.2%
Q3 24
11.8%
Q2 24
141.2%
-1523.4%
Q1 24
31.3%
-1567.2%
Capex Intensity
GCBC
GCBC
WKHS
WKHS
Q4 25
0.9%
4.8%
Q3 25
1.9%
Q2 25
3.4%
Q1 25
0.3%
2.8%
Q4 24
1.0%
31.2%
Q3 24
0.9%
Q2 24
9.1%
87.1%
Q1 24
4.2%
225.9%
Cash Conversion
GCBC
GCBC
WKHS
WKHS
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
0.07×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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