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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and NB Bancorp, Inc. (NBBK). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $63.4M, roughly 1.6× NB Bancorp, Inc.). NB Bancorp, Inc. runs the higher net margin — 12.2% vs -1.4%, a 13.6% gap on every dollar of revenue. On growth, NB Bancorp, Inc. posted the faster year-over-year revenue change (33.9% vs 3.7%). Over the past eight quarters, NB Bancorp, Inc.'s revenue compounded faster (22.6% CAGR vs 12.0%).

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.

GDYN vs NBBK — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.6× larger
GDYN
$104.1M
$63.4M
NBBK
Growing faster (revenue YoY)
NBBK
NBBK
+30.2% gap
NBBK
33.9%
3.7%
GDYN
Higher net margin
NBBK
NBBK
13.6% more per $
NBBK
12.2%
-1.4%
GDYN
Faster 2-yr revenue CAGR
NBBK
NBBK
Annualised
NBBK
22.6%
12.0%
GDYN

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GDYN
GDYN
NBBK
NBBK
Revenue
$104.1M
$63.4M
Net Profit
$-1.5M
$7.7M
Gross Margin
34.8%
Operating Margin
61.7%
23.5%
Net Margin
-1.4%
12.2%
Revenue YoY
3.7%
33.9%
Net Profit YoY
-150.6%
-50.6%
EPS (diluted)
$-0.02
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDYN
GDYN
NBBK
NBBK
Q1 26
$104.1M
Q4 25
$106.2M
$63.4M
Q3 25
$104.2M
$51.7M
Q2 25
$101.1M
$51.2M
Q1 25
$100.4M
$47.4M
Q4 24
$100.3M
$47.3M
Q3 24
$87.4M
$42.6M
Q2 24
$83.0M
$41.7M
Net Profit
GDYN
GDYN
NBBK
NBBK
Q1 26
$-1.5M
Q4 25
$306.0K
$7.7M
Q3 25
$1.2M
$15.4M
Q2 25
$5.3M
$14.6M
Q1 25
$2.9M
$12.7M
Q4 24
$4.5M
$15.6M
Q3 24
$4.3M
$8.4M
Q2 24
$-817.0K
$9.5M
Gross Margin
GDYN
GDYN
NBBK
NBBK
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
GDYN
GDYN
NBBK
NBBK
Q1 26
61.7%
Q4 25
0.5%
23.5%
Q3 25
-0.2%
38.6%
Q2 25
-0.1%
36.6%
Q1 25
-2.0%
37.1%
Q4 24
1.3%
40.7%
Q3 24
2.4%
36.1%
Q2 24
0.0%
28.3%
Net Margin
GDYN
GDYN
NBBK
NBBK
Q1 26
-1.4%
Q4 25
0.3%
12.2%
Q3 25
1.1%
29.7%
Q2 25
5.2%
28.5%
Q1 25
2.9%
26.7%
Q4 24
4.5%
33.0%
Q3 24
4.9%
19.7%
Q2 24
-1.0%
22.7%
EPS (diluted)
GDYN
GDYN
NBBK
NBBK
Q1 26
$-0.02
Q4 25
$0.01
$0.19
Q3 25
$0.01
$0.43
Q2 25
$0.06
$0.39
Q1 25
$0.03
$0.33
Q4 24
$0.06
$0.40
Q3 24
$0.05
$0.21
Q2 24
$-0.01
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDYN
GDYN
NBBK
NBBK
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$858.9M
Total Assets
$605.0M
$7.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDYN
GDYN
NBBK
NBBK
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Stockholders' Equity
GDYN
GDYN
NBBK
NBBK
Q1 26
$530.1M
Q4 25
$542.1M
$858.9M
Q3 25
$537.7M
$737.0M
Q2 25
$532.2M
$737.1M
Q1 25
$517.4M
$739.6M
Q4 24
$517.8M
$765.2M
Q3 24
$400.2M
$747.4M
Q2 24
$388.4M
$734.3M
Total Assets
GDYN
GDYN
NBBK
NBBK
Q1 26
$605.0M
Q4 25
$612.9M
$7.0B
Q3 25
$613.2M
$5.4B
Q2 25
$608.9M
$5.2B
Q1 25
$590.9M
$5.2B
Q4 24
$592.2M
$5.2B
Q3 24
$477.3M
$5.0B
Q2 24
$443.6M
$4.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDYN
GDYN
NBBK
NBBK
Operating Cash FlowLast quarter
$60.8M
Free Cash FlowOCF − Capex
$57.4M
FCF MarginFCF / Revenue
90.6%
Capex IntensityCapex / Revenue
5.4%
Cash ConversionOCF / Net Profit
7.89×
TTM Free Cash FlowTrailing 4 quarters
$117.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDYN
GDYN
NBBK
NBBK
Q1 26
Q4 25
$9.9M
$60.8M
Q3 25
$7.0M
$24.2M
Q2 25
$14.4M
$27.0M
Q1 25
$9.4M
$9.9M
Q4 24
$7.1M
$43.2M
Q3 24
$9.2M
$8.6M
Q2 24
$10.7M
$24.7M
Free Cash Flow
GDYN
GDYN
NBBK
NBBK
Q1 26
Q4 25
$6.1M
$57.4M
Q3 25
$2.9M
$23.9M
Q2 25
$10.2M
$26.1M
Q1 25
$6.0M
$9.8M
Q4 24
$4.4M
$41.3M
Q3 24
$5.9M
$8.4M
Q2 24
$8.0M
$23.8M
FCF Margin
GDYN
GDYN
NBBK
NBBK
Q1 26
Q4 25
5.7%
90.6%
Q3 25
2.8%
46.3%
Q2 25
10.1%
51.0%
Q1 25
6.0%
20.8%
Q4 24
4.4%
87.2%
Q3 24
6.8%
19.7%
Q2 24
9.7%
57.1%
Capex Intensity
GDYN
GDYN
NBBK
NBBK
Q1 26
Q4 25
3.6%
5.4%
Q3 25
3.9%
0.6%
Q2 25
4.1%
1.9%
Q1 25
3.3%
0.2%
Q4 24
2.6%
4.1%
Q3 24
3.7%
0.5%
Q2 24
3.2%
2.1%
Cash Conversion
GDYN
GDYN
NBBK
NBBK
Q1 26
Q4 25
32.34×
7.89×
Q3 25
5.92×
1.58×
Q2 25
2.73×
1.85×
Q1 25
3.21×
0.79×
Q4 24
1.56×
2.77×
Q3 24
2.15×
1.03×
Q2 24
2.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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