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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and NBT BANCORP INC (NBTB). Click either name above to swap in a different company.

NBT BANCORP INC is the larger business by last-quarter revenue ($184.5M vs $104.1M, roughly 1.8× GRID DYNAMICS HOLDINGS, INC.). NBT BANCORP INC runs the higher net margin — 27.7% vs -1.4%, a 29.1% gap on every dollar of revenue. Over the past eight quarters, NBT BANCORP INC's revenue compounded faster (14.6% CAGR vs 12.0%).

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.

GDYN vs NBTB — Head-to-Head

Bigger by revenue
NBTB
NBTB
1.8× larger
NBTB
$184.5M
$104.1M
GDYN
Higher net margin
NBTB
NBTB
29.1% more per $
NBTB
27.7%
-1.4%
GDYN
Faster 2-yr revenue CAGR
NBTB
NBTB
Annualised
NBTB
14.6%
12.0%
GDYN

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
GDYN
GDYN
NBTB
NBTB
Revenue
$104.1M
$184.5M
Net Profit
$-1.5M
$51.1M
Gross Margin
34.8%
Operating Margin
61.7%
Net Margin
-1.4%
27.7%
Revenue YoY
3.7%
Net Profit YoY
-150.6%
127.2%
EPS (diluted)
$-0.02
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDYN
GDYN
NBTB
NBTB
Q1 26
$104.1M
$184.5M
Q4 25
$106.2M
$185.1M
Q3 25
$104.2M
$186.1M
Q2 25
$101.1M
$171.2M
Q1 25
$100.4M
$154.7M
Q4 24
$100.3M
$148.5M
Q3 24
$87.4M
$147.4M
Q2 24
$83.0M
$140.4M
Net Profit
GDYN
GDYN
NBTB
NBTB
Q1 26
$-1.5M
$51.1M
Q4 25
$306.0K
Q3 25
$1.2M
$54.5M
Q2 25
$5.3M
$22.5M
Q1 25
$2.9M
$36.7M
Q4 24
$4.5M
Q3 24
$4.3M
$38.1M
Q2 24
$-817.0K
$32.7M
Gross Margin
GDYN
GDYN
NBTB
NBTB
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
GDYN
GDYN
NBTB
NBTB
Q1 26
61.7%
Q4 25
0.5%
37.6%
Q3 25
-0.2%
38.6%
Q2 25
-0.1%
17.9%
Q1 25
-2.0%
30.5%
Q4 24
1.3%
30.7%
Q3 24
2.4%
33.1%
Q2 24
0.0%
29.9%
Net Margin
GDYN
GDYN
NBTB
NBTB
Q1 26
-1.4%
27.7%
Q4 25
0.3%
Q3 25
1.1%
29.3%
Q2 25
5.2%
13.2%
Q1 25
2.9%
23.8%
Q4 24
4.5%
Q3 24
4.9%
25.8%
Q2 24
-1.0%
23.3%
EPS (diluted)
GDYN
GDYN
NBTB
NBTB
Q1 26
$-0.02
$0.98
Q4 25
$0.01
$1.09
Q3 25
$0.01
$1.03
Q2 25
$0.06
$0.44
Q1 25
$0.03
$0.77
Q4 24
$0.06
$0.77
Q3 24
$0.05
$0.80
Q2 24
$-0.01
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDYN
GDYN
NBTB
NBTB
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
$160.9M
Stockholders' EquityBook value
$530.1M
$1.9B
Total Assets
$605.0M
$16.2B
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDYN
GDYN
NBTB
NBTB
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Total Debt
GDYN
GDYN
NBTB
NBTB
Q1 26
$160.9M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
GDYN
GDYN
NBTB
NBTB
Q1 26
$530.1M
$1.9B
Q4 25
$542.1M
$1.9B
Q3 25
$537.7M
$1.9B
Q2 25
$532.2M
$1.8B
Q1 25
$517.4M
$1.6B
Q4 24
$517.8M
$1.5B
Q3 24
$400.2M
$1.5B
Q2 24
$388.4M
$1.5B
Total Assets
GDYN
GDYN
NBTB
NBTB
Q1 26
$605.0M
$16.2B
Q4 25
$612.9M
$16.0B
Q3 25
$613.2M
$16.1B
Q2 25
$608.9M
$16.0B
Q1 25
$590.9M
$13.9B
Q4 24
$592.2M
$13.8B
Q3 24
$477.3M
$13.8B
Q2 24
$443.6M
$13.5B
Debt / Equity
GDYN
GDYN
NBTB
NBTB
Q1 26
0.08×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDYN
GDYN

Segment breakdown not available.

NBTB
NBTB

Net Interest Income$134.3M73%
Noninterest Income$50.1M27%

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