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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $104.1M, roughly 1.0× GRID DYNAMICS HOLDINGS, INC.). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs -1.4%, a 13.9% gap on every dollar of revenue. On growth, OCEANFIRST FINANCIAL CORP posted the faster year-over-year revenue change (9.6% vs 3.7%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 3.1%).

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

GDYN vs OCFC — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.0× larger
OCFC
$104.7M
$104.1M
GDYN
Growing faster (revenue YoY)
OCFC
OCFC
+5.9% gap
OCFC
9.6%
3.7%
GDYN
Higher net margin
OCFC
OCFC
13.9% more per $
OCFC
12.5%
-1.4%
GDYN
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
3.1%
OCFC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GDYN
GDYN
OCFC
OCFC
Revenue
$104.1M
$104.7M
Net Profit
$-1.5M
$13.1M
Gross Margin
34.8%
Operating Margin
61.7%
16.1%
Net Margin
-1.4%
12.5%
Revenue YoY
3.7%
9.6%
Net Profit YoY
-150.6%
-40.2%
EPS (diluted)
$-0.02
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDYN
GDYN
OCFC
OCFC
Q1 26
$104.1M
Q4 25
$106.2M
$104.7M
Q3 25
$104.2M
$103.0M
Q2 25
$101.1M
$99.4M
Q1 25
$100.4M
$97.9M
Q4 24
$100.3M
$95.6M
Q3 24
$87.4M
$96.9M
Q2 24
$83.0M
$93.2M
Net Profit
GDYN
GDYN
OCFC
OCFC
Q1 26
$-1.5M
Q4 25
$306.0K
$13.1M
Q3 25
$1.2M
$17.3M
Q2 25
$5.3M
$19.0M
Q1 25
$2.9M
$21.5M
Q4 24
$4.5M
$21.9M
Q3 24
$4.3M
$25.1M
Q2 24
$-817.0K
$24.4M
Gross Margin
GDYN
GDYN
OCFC
OCFC
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
GDYN
GDYN
OCFC
OCFC
Q1 26
61.7%
Q4 25
0.5%
16.1%
Q3 25
-0.2%
21.9%
Q2 25
-0.1%
25.0%
Q1 25
-2.0%
28.9%
Q4 24
1.3%
28.5%
Q3 24
2.4%
33.7%
Q2 24
0.0%
33.8%
Net Margin
GDYN
GDYN
OCFC
OCFC
Q1 26
-1.4%
Q4 25
0.3%
12.5%
Q3 25
1.1%
16.8%
Q2 25
5.2%
19.2%
Q1 25
2.9%
22.0%
Q4 24
4.5%
22.9%
Q3 24
4.9%
25.9%
Q2 24
-1.0%
26.1%
EPS (diluted)
GDYN
GDYN
OCFC
OCFC
Q1 26
$-0.02
Q4 25
$0.01
$0.24
Q3 25
$0.01
$0.30
Q2 25
$0.06
$0.28
Q1 25
$0.03
$0.35
Q4 24
$0.06
$0.36
Q3 24
$0.05
$0.42
Q2 24
$-0.01
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDYN
GDYN
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$530.1M
$1.7B
Total Assets
$605.0M
$14.6B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDYN
GDYN
OCFC
OCFC
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Total Debt
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Stockholders' Equity
GDYN
GDYN
OCFC
OCFC
Q1 26
$530.1M
Q4 25
$542.1M
$1.7B
Q3 25
$537.7M
$1.7B
Q2 25
$532.2M
$1.6B
Q1 25
$517.4M
$1.7B
Q4 24
$517.8M
$1.7B
Q3 24
$400.2M
$1.7B
Q2 24
$388.4M
$1.7B
Total Assets
GDYN
GDYN
OCFC
OCFC
Q1 26
$605.0M
Q4 25
$612.9M
$14.6B
Q3 25
$613.2M
$14.3B
Q2 25
$608.9M
$13.3B
Q1 25
$590.9M
$13.3B
Q4 24
$592.2M
$13.4B
Q3 24
$477.3M
$13.5B
Q2 24
$443.6M
$13.3B
Debt / Equity
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GDYN
GDYN
OCFC
OCFC
Operating Cash FlowLast quarter
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
$9.9M
$87.2M
Q3 25
$7.0M
$24.4M
Q2 25
$14.4M
$28.6M
Q1 25
$9.4M
$-1.8M
Q4 24
$7.1M
$92.2M
Q3 24
$9.2M
$-22.4M
Q2 24
$10.7M
$23.7M
Free Cash Flow
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
$6.1M
$79.5M
Q3 25
$2.9M
$22.8M
Q2 25
$10.2M
$27.2M
Q1 25
$6.0M
$-3.6M
Q4 24
$4.4M
$84.7M
Q3 24
$5.9M
$-23.5M
Q2 24
$8.0M
$19.5M
FCF Margin
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
5.7%
75.9%
Q3 25
2.8%
22.2%
Q2 25
10.1%
27.4%
Q1 25
6.0%
-3.7%
Q4 24
4.4%
88.6%
Q3 24
6.8%
-24.2%
Q2 24
9.7%
20.9%
Capex Intensity
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
3.6%
7.4%
Q3 25
3.9%
1.5%
Q2 25
4.1%
1.4%
Q1 25
3.3%
1.9%
Q4 24
2.6%
7.9%
Q3 24
3.7%
1.1%
Q2 24
3.2%
4.5%
Cash Conversion
GDYN
GDYN
OCFC
OCFC
Q1 26
Q4 25
32.34×
6.66×
Q3 25
5.92×
1.41×
Q2 25
2.73×
1.50×
Q1 25
3.21×
-0.08×
Q4 24
1.56×
4.21×
Q3 24
2.15×
-0.89×
Q2 24
0.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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