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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and OppFi Inc. (OPFI). Click either name above to swap in a different company.
GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $85.6M, roughly 1.2× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs -1.4%, a 21.1% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs 3.7%). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs 12.0%).
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
GDYN vs OPFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.1M | $85.6M |
| Net Profit | $-1.5M | $16.8M |
| Gross Margin | 34.8% | — |
| Operating Margin | 61.7% | 36.1% |
| Net Margin | -1.4% | 19.7% |
| Revenue YoY | 3.7% | 5.9% |
| Net Profit YoY | -150.6% | 400.3% |
| EPS (diluted) | $-0.02 | $1.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.1M | — | ||
| Q4 25 | $106.2M | $85.6M | ||
| Q3 25 | $104.2M | $104.6M | ||
| Q2 25 | $101.1M | $100.2M | ||
| Q1 25 | $100.4M | $90.8M | ||
| Q4 24 | $100.3M | $80.8M | ||
| Q3 24 | $87.4M | $91.2M | ||
| Q2 24 | $83.0M | $86.3M |
| Q1 26 | $-1.5M | — | ||
| Q4 25 | $306.0K | $16.8M | ||
| Q3 25 | $1.2M | $41.6M | ||
| Q2 25 | $5.3M | $-20.8M | ||
| Q1 25 | $2.9M | $-11.4M | ||
| Q4 24 | $4.5M | $-5.6M | ||
| Q3 24 | $4.3M | $4.3M | ||
| Q2 24 | $-817.0K | $3.1M |
| Q1 26 | 34.8% | — | ||
| Q4 25 | 34.0% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 36.8% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | 61.7% | — | ||
| Q4 25 | 0.5% | 36.1% | ||
| Q3 25 | -0.2% | 46.3% | ||
| Q2 25 | -0.1% | 44.7% | ||
| Q1 25 | -2.0% | 46.8% | ||
| Q4 24 | 1.3% | 30.5% | ||
| Q3 24 | 2.4% | 38.5% | ||
| Q2 24 | 0.0% | 34.2% |
| Q1 26 | -1.4% | — | ||
| Q4 25 | 0.3% | 19.7% | ||
| Q3 25 | 1.1% | 39.8% | ||
| Q2 25 | 5.2% | -20.7% | ||
| Q1 25 | 2.9% | -12.5% | ||
| Q4 24 | 4.5% | -6.9% | ||
| Q3 24 | 4.9% | 4.7% | ||
| Q2 24 | -1.0% | 3.6% |
| Q1 26 | $-0.02 | — | ||
| Q4 25 | $0.01 | $1.48 | ||
| Q3 25 | $0.01 | $0.77 | ||
| Q2 25 | $0.06 | $-0.78 | ||
| Q1 25 | $0.03 | $-0.48 | ||
| Q4 24 | $0.06 | $-0.11 | ||
| Q3 24 | $0.05 | $0.21 | ||
| Q2 24 | $-0.01 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $327.5M | $49.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $530.1M | $58.5M |
| Total Assets | $605.0M | $754.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $327.5M | — | ||
| Q4 25 | $342.1M | $49.5M | ||
| Q3 25 | $338.6M | $45.5M | ||
| Q2 25 | $336.8M | $45.2M | ||
| Q1 25 | $325.5M | $58.0M | ||
| Q4 24 | $334.7M | $61.3M | ||
| Q3 24 | $231.3M | $44.8M | ||
| Q2 24 | $256.0M | $46.6M |
| Q1 26 | $530.1M | — | ||
| Q4 25 | $542.1M | $58.5M | ||
| Q3 25 | $537.7M | $49.4M | ||
| Q2 25 | $532.2M | $13.4M | ||
| Q1 25 | $517.4M | $22.6M | ||
| Q4 24 | $517.8M | $32.8M | ||
| Q3 24 | $400.2M | $34.9M | ||
| Q2 24 | $388.4M | $18.6M |
| Q1 26 | $605.0M | — | ||
| Q4 25 | $612.9M | $754.1M | ||
| Q3 25 | $613.2M | $720.6M | ||
| Q2 25 | $608.9M | $673.4M | ||
| Q1 25 | $590.9M | $640.1M | ||
| Q4 24 | $592.2M | $641.2M | ||
| Q3 24 | $477.3M | $619.3M | ||
| Q2 24 | $443.6M | $573.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $401.3M |
| Free Cash FlowOCF − Capex | — | $382.2M |
| FCF MarginFCF / Revenue | — | 446.6% |
| Capex IntensityCapex / Revenue | — | 22.3% |
| Cash ConversionOCF / Net Profit | — | 23.82× |
| TTM Free Cash FlowTrailing 4 quarters | — | $652.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $9.9M | $401.3M | ||
| Q3 25 | $7.0M | $105.1M | ||
| Q2 25 | $14.4M | $95.6M | ||
| Q1 25 | $9.4M | $83.7M | ||
| Q4 24 | $7.1M | $323.8M | ||
| Q3 24 | $9.2M | $77.6M | ||
| Q2 24 | $10.7M | $77.3M |
| Q1 26 | — | — | ||
| Q4 25 | $6.1M | $382.2M | ||
| Q3 25 | $2.9M | $99.9M | ||
| Q2 25 | $10.2M | $91.0M | ||
| Q1 25 | $6.0M | $79.3M | ||
| Q4 24 | $4.4M | $310.8M | ||
| Q3 24 | $5.9M | $73.7M | ||
| Q2 24 | $8.0M | $74.7M |
| Q1 26 | — | — | ||
| Q4 25 | 5.7% | 446.6% | ||
| Q3 25 | 2.8% | 95.6% | ||
| Q2 25 | 10.1% | 90.8% | ||
| Q1 25 | 6.0% | 87.4% | ||
| Q4 24 | 4.4% | 384.6% | ||
| Q3 24 | 6.8% | 80.8% | ||
| Q2 24 | 9.7% | 86.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 22.3% | ||
| Q3 25 | 3.9% | 5.0% | ||
| Q2 25 | 4.1% | 4.6% | ||
| Q1 25 | 3.3% | 4.8% | ||
| Q4 24 | 2.6% | 16.1% | ||
| Q3 24 | 3.7% | 4.3% | ||
| Q2 24 | 3.2% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 32.34× | 23.82× | ||
| Q3 25 | 5.92× | 2.52× | ||
| Q2 25 | 2.73× | — | ||
| Q1 25 | 3.21× | — | ||
| Q4 24 | 1.56× | — | ||
| Q3 24 | 2.15× | 18.19× | ||
| Q2 24 | — | 25.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
