vs
Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $53.8M, roughly 1.9× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -1.4%, a 26.8% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs 12.0%).
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
GDYN vs SMBK — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $104.1M | $53.8M |
| Net Profit | $-1.5M | $13.7M |
| Gross Margin | 34.8% | — |
| Operating Margin | 61.7% | — |
| Net Margin | -1.4% | 25.4% |
| Revenue YoY | 3.7% | — |
| Net Profit YoY | -150.6% | 21.6% |
| EPS (diluted) | $-0.02 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.1M | $53.8M | ||
| Q4 25 | $106.2M | $53.3M | ||
| Q3 25 | $104.2M | $51.1M | ||
| Q2 25 | $101.1M | $49.2M | ||
| Q1 25 | $100.4M | $46.8M | ||
| Q4 24 | $100.3M | $46.8M | ||
| Q3 24 | $87.4M | $44.2M | ||
| Q2 24 | $83.0M | $40.4M |
| Q1 26 | $-1.5M | $13.7M | ||
| Q4 25 | $306.0K | $13.7M | ||
| Q3 25 | $1.2M | $13.7M | ||
| Q2 25 | $5.3M | $11.7M | ||
| Q1 25 | $2.9M | $11.3M | ||
| Q4 24 | $4.5M | $9.6M | ||
| Q3 24 | $4.3M | $9.1M | ||
| Q2 24 | $-817.0K | $8.0M |
| Q1 26 | 34.8% | — | ||
| Q4 25 | 34.0% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 34.1% | — | ||
| Q1 25 | 36.8% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 37.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | 61.7% | — | ||
| Q4 25 | 0.5% | 31.3% | ||
| Q3 25 | -0.2% | 33.2% | ||
| Q2 25 | -0.1% | 29.0% | ||
| Q1 25 | -2.0% | 29.0% | ||
| Q4 24 | 1.3% | 26.5% | ||
| Q3 24 | 2.4% | 24.3% | ||
| Q2 24 | 0.0% | 25.6% |
| Q1 26 | -1.4% | 25.4% | ||
| Q4 25 | 0.3% | 25.7% | ||
| Q3 25 | 1.1% | 26.8% | ||
| Q2 25 | 5.2% | 23.8% | ||
| Q1 25 | 2.9% | 24.0% | ||
| Q4 24 | 4.5% | 20.6% | ||
| Q3 24 | 4.9% | 20.7% | ||
| Q2 24 | -1.0% | 19.8% |
| Q1 26 | $-0.02 | $0.81 | ||
| Q4 25 | $0.01 | $0.81 | ||
| Q3 25 | $0.01 | $0.81 | ||
| Q2 25 | $0.06 | $0.69 | ||
| Q1 25 | $0.03 | $0.67 | ||
| Q4 24 | $0.06 | $0.57 | ||
| Q3 24 | $0.05 | $0.54 | ||
| Q2 24 | $-0.01 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $327.5M | $346.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $530.1M | $562.2M |
| Total Assets | $605.0M | $5.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $327.5M | $346.1M | ||
| Q4 25 | $342.1M | $464.4M | ||
| Q3 25 | $338.6M | $557.1M | ||
| Q2 25 | $336.8M | $365.1M | ||
| Q1 25 | $325.5M | $423.0M | ||
| Q4 24 | $334.7M | $387.6M | ||
| Q3 24 | $231.3M | $192.9M | ||
| Q2 24 | $256.0M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
| Q1 26 | $530.1M | $562.2M | ||
| Q4 25 | $542.1M | $552.4M | ||
| Q3 25 | $537.7M | $538.4M | ||
| Q2 25 | $532.2M | $519.0M | ||
| Q1 25 | $517.4M | $505.8M | ||
| Q4 24 | $517.8M | $491.3M | ||
| Q3 24 | $400.2M | $489.0M | ||
| Q2 24 | $388.4M | $472.5M |
| Q1 26 | $605.0M | $5.9B | ||
| Q4 25 | $612.9M | $5.9B | ||
| Q3 25 | $613.2M | $5.8B | ||
| Q2 25 | $608.9M | $5.5B | ||
| Q1 25 | $590.9M | $5.4B | ||
| Q4 24 | $592.2M | $5.3B | ||
| Q3 24 | $477.3M | $4.9B | ||
| Q2 24 | $443.6M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GDYN
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
