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Side-by-side financial comparison of GRID DYNAMICS HOLDINGS, INC. (GDYN) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $54.1M, roughly 1.9× SOUTH PLAINS FINANCIAL, INC.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs -1.4%, a 28.3% gap on every dollar of revenue. Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs 5.6%).

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

GDYN vs SPFI — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.9× larger
GDYN
$104.1M
$54.1M
SPFI
Higher net margin
SPFI
SPFI
28.3% more per $
SPFI
26.9%
-1.4%
GDYN
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
5.6%
SPFI

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
GDYN
GDYN
SPFI
SPFI
Revenue
$104.1M
$54.1M
Net Profit
$-1.5M
$14.5M
Gross Margin
34.8%
Operating Margin
61.7%
Net Margin
-1.4%
26.9%
Revenue YoY
3.7%
Net Profit YoY
-150.6%
18.3%
EPS (diluted)
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GDYN
GDYN
SPFI
SPFI
Q1 26
$104.1M
$54.1M
Q4 25
$106.2M
$53.9M
Q3 25
$104.2M
$54.2M
Q2 25
$101.1M
$54.7M
Q1 25
$100.4M
$49.2M
Q4 24
$100.3M
$51.9M
Q3 24
$87.4M
$47.9M
Q2 24
$83.0M
$48.6M
Net Profit
GDYN
GDYN
SPFI
SPFI
Q1 26
$-1.5M
$14.5M
Q4 25
$306.0K
Q3 25
$1.2M
$16.3M
Q2 25
$5.3M
$14.6M
Q1 25
$2.9M
$12.3M
Q4 24
$4.5M
Q3 24
$4.3M
$11.2M
Q2 24
$-817.0K
$11.1M
Gross Margin
GDYN
GDYN
SPFI
SPFI
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
GDYN
GDYN
SPFI
SPFI
Q1 26
61.7%
Q4 25
0.5%
35.4%
Q3 25
-0.2%
38.1%
Q2 25
-0.1%
34.1%
Q1 25
-2.0%
31.9%
Q4 24
1.3%
39.9%
Q3 24
2.4%
29.8%
Q2 24
0.0%
29.3%
Net Margin
GDYN
GDYN
SPFI
SPFI
Q1 26
-1.4%
26.9%
Q4 25
0.3%
Q3 25
1.1%
30.1%
Q2 25
5.2%
26.7%
Q1 25
2.9%
25.0%
Q4 24
4.5%
Q3 24
4.9%
23.4%
Q2 24
-1.0%
22.9%
EPS (diluted)
GDYN
GDYN
SPFI
SPFI
Q1 26
$-0.02
Q4 25
$0.01
$0.90
Q3 25
$0.01
$0.96
Q2 25
$0.06
$0.86
Q1 25
$0.03
$0.72
Q4 24
$0.06
$0.96
Q3 24
$0.05
$0.66
Q2 24
$-0.01
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GDYN
GDYN
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$327.5M
$722.0M
Total DebtLower is stronger
$3.0K
Stockholders' EquityBook value
$530.1M
$504.9M
Total Assets
$605.0M
$4.6B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GDYN
GDYN
SPFI
SPFI
Q1 26
$327.5M
$722.0M
Q4 25
$342.1M
$552.4M
Q3 25
$338.6M
$635.0M
Q2 25
$336.8M
$470.5M
Q1 25
$325.5M
$536.3M
Q4 24
$334.7M
$359.1M
Q3 24
$231.3M
$471.2M
Q2 24
$256.0M
$298.0M
Total Debt
GDYN
GDYN
SPFI
SPFI
Q1 26
$3.0K
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
GDYN
GDYN
SPFI
SPFI
Q1 26
$530.1M
$504.9M
Q4 25
$542.1M
$493.8M
Q3 25
$537.7M
$477.8M
Q2 25
$532.2M
$454.1M
Q1 25
$517.4M
$443.7M
Q4 24
$517.8M
$438.9M
Q3 24
$400.2M
$443.1M
Q2 24
$388.4M
$418.0M
Total Assets
GDYN
GDYN
SPFI
SPFI
Q1 26
$605.0M
$4.6B
Q4 25
$612.9M
$4.5B
Q3 25
$613.2M
$4.5B
Q2 25
$608.9M
$4.4B
Q1 25
$590.9M
$4.4B
Q4 24
$592.2M
$4.2B
Q3 24
$477.3M
$4.3B
Q2 24
$443.6M
$4.2B
Debt / Equity
GDYN
GDYN
SPFI
SPFI
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GDYN
GDYN

Segment breakdown not available.

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

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