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Side-by-side financial comparison of GENCOR INDUSTRIES INC (GENC) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

GENCOR INDUSTRIES INC is the larger business by last-quarter revenue ($23.6M vs $13.5M, roughly 1.7× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 14.6%, a 10.6% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -25.0%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $10.1M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -23.9%).

Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

GENC vs UBFO — Head-to-Head

Bigger by revenue
GENC
GENC
1.7× larger
GENC
$23.6M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+38.5% gap
UBFO
13.6%
-25.0%
GENC
Higher net margin
UBFO
UBFO
10.6% more per $
UBFO
25.2%
14.6%
GENC
More free cash flow
UBFO
UBFO
$9.6M more FCF
UBFO
$19.8M
$10.1M
GENC
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-23.9%
GENC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GENC
GENC
UBFO
UBFO
Revenue
$23.6M
$13.5M
Net Profit
$3.4M
$3.4M
Gross Margin
28.7%
Operating Margin
13.2%
31.5%
Net Margin
14.6%
25.2%
Revenue YoY
-25.0%
13.6%
Net Profit YoY
-9.8%
36.8%
EPS (diluted)
$0.23
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GENC
GENC
UBFO
UBFO
Q4 25
$23.6M
$13.5M
Q3 25
$18.8M
$14.0M
Q2 25
$27.0M
$12.6M
Q1 25
$38.2M
$13.7M
Q4 24
$31.4M
$11.9M
Q3 24
$20.9M
$13.8M
Q2 24
$25.6M
$13.0M
Q1 24
$40.7M
$12.8M
Net Profit
GENC
GENC
UBFO
UBFO
Q4 25
$3.4M
$3.4M
Q3 25
$1.9M
$4.0M
Q2 25
$3.8M
$2.2M
Q1 25
$6.1M
$2.7M
Q4 24
$3.8M
$2.5M
Q3 24
$1.5M
$3.8M
Q2 24
$2.6M
$4.3M
Q1 24
$6.2M
$4.2M
Gross Margin
GENC
GENC
UBFO
UBFO
Q4 25
28.7%
Q3 25
24.2%
Q2 25
26.5%
Q1 25
29.7%
Q4 24
27.6%
Q3 24
25.6%
Q2 24
23.9%
Q1 24
30.3%
Operating Margin
GENC
GENC
UBFO
UBFO
Q4 25
13.2%
31.5%
Q3 25
-1.2%
40.3%
Q2 25
11.6%
24.0%
Q1 25
17.0%
27.5%
Q4 24
14.7%
27.5%
Q3 24
5.9%
37.1%
Q2 24
7.8%
46.4%
Q1 24
17.4%
45.9%
Net Margin
GENC
GENC
UBFO
UBFO
Q4 25
14.6%
25.2%
Q3 25
10.2%
28.7%
Q2 25
14.2%
17.2%
Q1 25
16.0%
19.6%
Q4 24
12.1%
20.9%
Q3 24
6.9%
27.7%
Q2 24
10.0%
33.0%
Q1 24
15.3%
32.6%
EPS (diluted)
GENC
GENC
UBFO
UBFO
Q4 25
$0.23
$0.18
Q3 25
$0.13
$0.23
Q2 25
$0.26
$0.13
Q1 25
$0.42
$0.16
Q4 24
$0.26
$0.14
Q3 24
$0.10
$0.22
Q2 24
$0.17
$0.25
Q1 24
$0.42
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GENC
GENC
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$147.7M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$215.2M
$139.7M
Total Assets
$228.9M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GENC
GENC
UBFO
UBFO
Q4 25
$147.7M
$264.2M
Q3 25
$136.3M
$211.1M
Q2 25
$136.0M
$199.5M
Q1 25
$143.7M
$198.4M
Q4 24
$130.1M
$216.9M
Q3 24
$115.4M
$216.8M
Q2 24
$116.6M
$166.3M
Q1 24
$117.1M
$168.6M
Total Debt
GENC
GENC
UBFO
UBFO
Q4 25
Q3 25
$0
Q2 25
Q1 25
Q4 24
Q3 24
$0
Q2 24
Q1 24
Stockholders' Equity
GENC
GENC
UBFO
UBFO
Q4 25
$215.2M
$139.7M
Q3 25
$211.8M
$137.4M
Q2 25
$209.9M
$134.3M
Q1 25
$206.1M
$132.9M
Q4 24
$200.0M
$130.4M
Q3 24
$196.1M
$132.9M
Q2 24
$194.7M
$127.3M
Q1 24
$192.1M
$124.2M
Total Assets
GENC
GENC
UBFO
UBFO
Q4 25
$228.9M
$1.2B
Q3 25
$222.6M
$1.2B
Q2 25
$220.2M
$1.2B
Q1 25
$223.9M
$1.2B
Q4 24
$218.2M
$1.2B
Q3 24
$208.1M
$1.3B
Q2 24
$201.8M
$1.2B
Q1 24
$206.0M
$1.2B
Debt / Equity
GENC
GENC
UBFO
UBFO
Q4 25
Q3 25
0.00×
Q2 25
Q1 25
Q4 24
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GENC
GENC
UBFO
UBFO
Operating Cash FlowLast quarter
$11.1M
$22.1M
Free Cash FlowOCF − Capex
$10.1M
$19.8M
FCF MarginFCF / Revenue
43.0%
146.0%
Capex IntensityCapex / Revenue
4.1%
16.8%
Cash ConversionOCF / Net Profit
3.23×
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GENC
GENC
UBFO
UBFO
Q4 25
$11.1M
$22.1M
Q3 25
$-275.0K
$7.0M
Q2 25
$-23.9M
$8.7M
Q1 25
$12.4M
$3.0M
Q4 24
$14.8M
$19.6M
Q3 24
$-3.2M
$5.4M
Q2 24
$-1.0M
$2.3M
Q1 24
$11.7M
$7.4M
Free Cash Flow
GENC
GENC
UBFO
UBFO
Q4 25
$10.1M
$19.8M
Q3 25
$-1.3M
$6.1M
Q2 25
$-24.4M
$8.1M
Q1 25
$12.3M
$2.9M
Q4 24
$14.5M
$18.6M
Q3 24
$-3.3M
$5.3M
Q2 24
$-1.4M
$2.0M
Q1 24
$11.7M
$7.0M
FCF Margin
GENC
GENC
UBFO
UBFO
Q4 25
43.0%
146.0%
Q3 25
-6.8%
43.7%
Q2 25
-90.4%
64.3%
Q1 25
32.2%
21.2%
Q4 24
46.1%
156.0%
Q3 24
-15.8%
38.1%
Q2 24
-5.6%
15.5%
Q1 24
28.7%
54.8%
Capex Intensity
GENC
GENC
UBFO
UBFO
Q4 25
4.1%
16.8%
Q3 25
5.4%
6.0%
Q2 25
1.8%
4.6%
Q1 25
0.4%
0.9%
Q4 24
1.0%
8.7%
Q3 24
0.4%
0.7%
Q2 24
1.5%
2.2%
Q1 24
0.0%
3.6%
Cash Conversion
GENC
GENC
UBFO
UBFO
Q4 25
3.23×
6.46×
Q3 25
-0.14×
1.73×
Q2 25
-6.24×
4.01×
Q1 25
2.04×
1.13×
Q4 24
3.88×
7.87×
Q3 24
-2.22×
1.40×
Q2 24
-0.41×
0.54×
Q1 24
1.87×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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