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Side-by-side financial comparison of GENCOR INDUSTRIES INC (GENC) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $23.6M, roughly 1.5× GENCOR INDUSTRIES INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs 14.6%, a 29.3% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -25.0%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $10.1M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -23.9%).

Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

GENC vs UNTY — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.5× larger
UNTY
$35.3M
$23.6M
GENC
Growing faster (revenue YoY)
UNTY
UNTY
+49.1% gap
UNTY
24.2%
-25.0%
GENC
Higher net margin
UNTY
UNTY
29.3% more per $
UNTY
43.9%
14.6%
GENC
More free cash flow
UNTY
UNTY
$34.2M more FCF
UNTY
$44.3M
$10.1M
GENC
Faster 2-yr revenue CAGR
UNTY
UNTY
Annualised
UNTY
17.5%
-23.9%
GENC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GENC
GENC
UNTY
UNTY
Revenue
$23.6M
$35.3M
Net Profit
$3.4M
$15.5M
Gross Margin
28.7%
Operating Margin
13.2%
55.8%
Net Margin
14.6%
43.9%
Revenue YoY
-25.0%
24.2%
Net Profit YoY
-9.8%
34.5%
EPS (diluted)
$0.23
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GENC
GENC
UNTY
UNTY
Q4 25
$23.6M
$35.3M
Q3 25
$18.8M
$32.8M
Q2 25
$27.0M
$34.4M
Q1 25
$38.2M
$29.4M
Q4 24
$31.4M
$28.4M
Q3 24
$20.9M
$27.7M
Q2 24
$25.6M
$25.5M
Q1 24
$40.7M
$25.6M
Net Profit
GENC
GENC
UNTY
UNTY
Q4 25
$3.4M
$15.5M
Q3 25
$1.9M
$14.4M
Q2 25
$3.8M
$16.5M
Q1 25
$6.1M
$11.6M
Q4 24
$3.8M
$11.5M
Q3 24
$1.5M
$10.9M
Q2 24
$2.6M
$9.5M
Q1 24
$6.2M
$9.6M
Gross Margin
GENC
GENC
UNTY
UNTY
Q4 25
28.7%
Q3 25
24.2%
Q2 25
26.5%
Q1 25
29.7%
Q4 24
27.6%
Q3 24
25.6%
Q2 24
23.9%
Q1 24
30.3%
Operating Margin
GENC
GENC
UNTY
UNTY
Q4 25
13.2%
55.8%
Q3 25
-1.2%
57.5%
Q2 25
11.6%
62.6%
Q1 25
17.0%
52.6%
Q4 24
14.7%
51.0%
Q3 24
5.9%
52.7%
Q2 24
7.8%
49.3%
Q1 24
17.4%
50.0%
Net Margin
GENC
GENC
UNTY
UNTY
Q4 25
14.6%
43.9%
Q3 25
10.2%
43.8%
Q2 25
14.2%
48.0%
Q1 25
16.0%
39.5%
Q4 24
12.1%
40.5%
Q3 24
6.9%
39.4%
Q2 24
10.0%
37.1%
Q1 24
15.3%
37.5%
EPS (diluted)
GENC
GENC
UNTY
UNTY
Q4 25
$0.23
$1.52
Q3 25
$0.13
$1.41
Q2 25
$0.26
$1.61
Q1 25
$0.42
$1.13
Q4 24
$0.26
$1.13
Q3 24
$0.10
$1.07
Q2 24
$0.17
$0.92
Q1 24
$0.42
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GENC
GENC
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$147.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$215.2M
$345.6M
Total Assets
$228.9M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GENC
GENC
UNTY
UNTY
Q4 25
$147.7M
Q3 25
$136.3M
Q2 25
$136.0M
Q1 25
$143.7M
Q4 24
$130.1M
Q3 24
$115.4M
Q2 24
$116.6M
Q1 24
$117.1M
Total Debt
GENC
GENC
UNTY
UNTY
Q4 25
Q3 25
$0
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
$0
Q2 24
Q1 24
Stockholders' Equity
GENC
GENC
UNTY
UNTY
Q4 25
$215.2M
$345.6M
Q3 25
$211.8M
$334.0M
Q2 25
$209.9M
$319.8M
Q1 25
$206.1M
$306.1M
Q4 24
$200.0M
$295.6M
Q3 24
$196.1M
$284.3M
Q2 24
$194.7M
$273.4M
Q1 24
$192.1M
$266.8M
Total Assets
GENC
GENC
UNTY
UNTY
Q4 25
$228.9M
$3.0B
Q3 25
$222.6M
$2.9B
Q2 25
$220.2M
$2.9B
Q1 25
$223.9M
$2.8B
Q4 24
$218.2M
$2.7B
Q3 24
$208.1M
$2.6B
Q2 24
$201.8M
$2.6B
Q1 24
$206.0M
$2.6B
Debt / Equity
GENC
GENC
UNTY
UNTY
Q4 25
Q3 25
0.00×
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GENC
GENC
UNTY
UNTY
Operating Cash FlowLast quarter
$11.1M
$44.9M
Free Cash FlowOCF − Capex
$10.1M
$44.3M
FCF MarginFCF / Revenue
43.0%
125.7%
Capex IntensityCapex / Revenue
4.1%
1.6%
Cash ConversionOCF / Net Profit
3.23×
2.90×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GENC
GENC
UNTY
UNTY
Q4 25
$11.1M
$44.9M
Q3 25
$-275.0K
$45.5M
Q2 25
$-23.9M
$-25.3M
Q1 25
$12.4M
$17.9M
Q4 24
$14.8M
$48.0M
Q3 24
$-3.2M
$17.7M
Q2 24
$-1.0M
$-8.4M
Q1 24
$11.7M
$15.8M
Free Cash Flow
GENC
GENC
UNTY
UNTY
Q4 25
$10.1M
$44.3M
Q3 25
$-1.3M
$45.3M
Q2 25
$-24.4M
$-25.5M
Q1 25
$12.3M
$17.6M
Q4 24
$14.5M
$47.3M
Q3 24
$-3.3M
$17.5M
Q2 24
$-1.4M
$-8.6M
Q1 24
$11.7M
$15.7M
FCF Margin
GENC
GENC
UNTY
UNTY
Q4 25
43.0%
125.7%
Q3 25
-6.8%
138.1%
Q2 25
-90.4%
-74.2%
Q1 25
32.2%
59.9%
Q4 24
46.1%
166.5%
Q3 24
-15.8%
63.3%
Q2 24
-5.6%
-33.7%
Q1 24
28.7%
61.4%
Capex Intensity
GENC
GENC
UNTY
UNTY
Q4 25
4.1%
1.6%
Q3 25
5.4%
0.7%
Q2 25
1.8%
0.5%
Q1 25
0.4%
1.0%
Q4 24
1.0%
2.4%
Q3 24
0.4%
0.5%
Q2 24
1.5%
0.5%
Q1 24
0.0%
0.3%
Cash Conversion
GENC
GENC
UNTY
UNTY
Q4 25
3.23×
2.90×
Q3 25
-0.14×
3.16×
Q2 25
-6.24×
-1.54×
Q1 25
2.04×
1.54×
Q4 24
3.88×
4.17×
Q3 24
-2.22×
1.62×
Q2 24
-0.41×
-0.89×
Q1 24
1.87×
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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