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Side-by-side financial comparison of Getty Images Holdings, Inc. (GETY) and Skyward Specialty Insurance Group, Inc. (SKWD). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $282.3M, roughly 1.4× Getty Images Holdings, Inc.). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs -32.2%, a 43.4% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs 14.1%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $7.7M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 12.7%).
Getty Images Holdings, Inc. is a visual media company and supplier of stock images, editorial photography, video, and music for businesses and consumers, with a library of over 477 million assets. It targets three markets—creative professionals, the media, and corporate.
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
GETY vs SKWD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $282.3M | $385.6M |
| Net Profit | $-90.9M | $43.2M |
| Gross Margin | 74.8% | — |
| Operating Margin | -8.5% | 14.2% |
| Net Margin | -32.2% | 11.2% |
| Revenue YoY | 14.1% | 26.7% |
| Net Profit YoY | -467.6% | 200.1% |
| EPS (diluted) | $-0.22 | $1.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $282.3M | $385.6M | ||
| Q3 25 | $240.0M | $382.5M | ||
| Q2 25 | $234.9M | $319.9M | ||
| Q1 25 | $224.1M | $328.5M | ||
| Q4 24 | $247.3M | $304.4M | ||
| Q3 24 | $240.5M | $300.9M | ||
| Q2 24 | $229.1M | $279.9M | ||
| Q1 24 | $222.3M | $265.0M |
| Q4 25 | $-90.9M | $43.2M | ||
| Q3 25 | $21.6M | $45.9M | ||
| Q2 25 | $-34.4M | $38.8M | ||
| Q1 25 | $-102.6M | $42.1M | ||
| Q4 24 | $24.7M | $14.4M | ||
| Q3 24 | $-2.5M | $36.7M | ||
| Q2 24 | $3.7M | $31.0M | ||
| Q1 24 | $13.6M | $36.8M |
| Q4 25 | 74.8% | — | ||
| Q3 25 | 73.2% | — | ||
| Q2 25 | 72.1% | — | ||
| Q1 25 | 73.1% | — | ||
| Q4 24 | 73.5% | — | ||
| Q3 24 | 73.4% | — | ||
| Q2 24 | 72.5% | — | ||
| Q1 24 | 72.9% | — |
| Q4 25 | -8.5% | 14.2% | ||
| Q3 25 | 18.8% | 15.8% | ||
| Q2 25 | 15.1% | 15.6% | ||
| Q1 25 | 12.2% | 15.7% | ||
| Q4 24 | 14.5% | 6.1% | ||
| Q3 24 | 23.9% | 15.6% | ||
| Q2 24 | 20.3% | 14.4% | ||
| Q1 24 | 18.5% | 17.7% |
| Q4 25 | -32.2% | 11.2% | ||
| Q3 25 | 9.0% | 12.0% | ||
| Q2 25 | -14.6% | 12.1% | ||
| Q1 25 | -45.8% | 12.8% | ||
| Q4 24 | 10.0% | 4.7% | ||
| Q3 24 | -1.1% | 12.2% | ||
| Q2 24 | 1.6% | 11.1% | ||
| Q1 24 | 6.1% | 13.9% |
| Q4 25 | $-0.22 | $1.03 | ||
| Q3 25 | $0.05 | $1.10 | ||
| Q2 25 | $-0.08 | $0.93 | ||
| Q1 25 | $-0.25 | $1.01 | ||
| Q4 24 | $0.07 | $0.33 | ||
| Q3 24 | $-0.01 | $0.89 | ||
| Q2 24 | $0.01 | $0.75 | ||
| Q1 24 | $0.03 | $0.90 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $90.2M | $168.5M |
| Total DebtLower is stronger | $1.3B | — |
| Stockholders' EquityBook value | $552.5M | $1.0B |
| Total Assets | $3.2B | $4.8B |
| Debt / EquityLower = less leverage | 2.30× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $90.2M | $168.5M | ||
| Q3 25 | $109.5M | $160.1M | ||
| Q2 25 | $110.3M | $136.6M | ||
| Q1 25 | $114.6M | $112.9M | ||
| Q4 24 | $121.2M | $121.6M | ||
| Q3 24 | $109.9M | $105.6M | ||
| Q2 24 | $121.7M | $73.0M | ||
| Q1 24 | $134.2M | $85.1M |
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $552.5M | $1.0B | ||
| Q3 25 | $634.6M | $961.4M | ||
| Q2 25 | $611.2M | $899.9M | ||
| Q1 25 | $593.0M | $850.7M | ||
| Q4 24 | $670.2M | $794.0M | ||
| Q3 24 | $683.4M | $797.5M | ||
| Q2 24 | $654.0M | $723.6M | ||
| Q1 24 | $640.8M | $692.3M |
| Q4 25 | $3.2B | $4.8B | ||
| Q3 25 | $2.6B | $4.6B | ||
| Q2 25 | $2.6B | $4.3B | ||
| Q1 25 | $2.6B | $4.0B | ||
| Q4 24 | $2.6B | $3.7B | ||
| Q3 24 | $2.6B | $3.6B | ||
| Q2 24 | $2.6B | $3.4B | ||
| Q1 24 | $2.6B | $3.2B |
| Q4 25 | 2.30× | — | ||
| Q3 25 | 2.11× | — | ||
| Q2 25 | 2.19× | — | ||
| Q1 25 | 2.21× | — | ||
| Q4 24 | 1.96× | — | ||
| Q3 24 | 1.97× | — | ||
| Q2 24 | 2.06× | — | ||
| Q1 24 | 2.16× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.6M | $408.1M |
| Free Cash FlowOCF − Capex | $7.7M | $402.6M |
| FCF MarginFCF / Revenue | 2.7% | 104.4% |
| Capex IntensityCapex / Revenue | 4.6% | 1.4% |
| Cash ConversionOCF / Net Profit | — | 9.44× |
| TTM Free Cash FlowTrailing 4 quarters | $5.7M | $755.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.6M | $408.1M | ||
| Q3 25 | $22.6M | $171.4M | ||
| Q2 25 | $6.5M | $88.2M | ||
| Q1 25 | $15.4M | $96.8M | ||
| Q4 24 | $39.7M | $305.1M | ||
| Q3 24 | $10.7M | $168.0M | ||
| Q2 24 | $46.4M | $21.0M | ||
| Q1 24 | $21.5M | $94.3M |
| Q4 25 | $7.7M | $402.6M | ||
| Q3 25 | $7.9M | $168.9M | ||
| Q2 25 | $-9.6M | $87.1M | ||
| Q1 25 | $-322.0K | $96.6M | ||
| Q4 24 | $24.6M | $300.9M | ||
| Q3 24 | $-1.8M | $167.6M | ||
| Q2 24 | $31.1M | $18.4M | ||
| Q1 24 | $7.1M | $94.0M |
| Q4 25 | 2.7% | 104.4% | ||
| Q3 25 | 3.3% | 44.2% | ||
| Q2 25 | -4.1% | 27.2% | ||
| Q1 25 | -0.1% | 29.4% | ||
| Q4 24 | 9.9% | 98.8% | ||
| Q3 24 | -0.8% | 55.7% | ||
| Q2 24 | 13.6% | 6.6% | ||
| Q1 24 | 3.2% | 35.5% |
| Q4 25 | 4.6% | 1.4% | ||
| Q3 25 | 6.1% | 0.6% | ||
| Q2 25 | 6.9% | 0.3% | ||
| Q1 25 | 7.0% | 0.1% | ||
| Q4 24 | 6.1% | 1.4% | ||
| Q3 24 | 5.2% | 0.1% | ||
| Q2 24 | 6.7% | 0.9% | ||
| Q1 24 | 6.5% | 0.1% |
| Q4 25 | — | 9.44× | ||
| Q3 25 | 1.05× | 3.73× | ||
| Q2 25 | — | 2.27× | ||
| Q1 25 | — | 2.30× | ||
| Q4 24 | 1.61× | 21.18× | ||
| Q3 24 | — | 4.58× | ||
| Q2 24 | 12.59× | 0.68× | ||
| Q1 24 | 1.58× | 2.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GETY
| Creative | $149.0M | 53% |
| Editorial | $109.4M | 39% |
| Other | $23.9M | 8% |
SKWD
Segment breakdown not available.
