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Side-by-side financial comparison of GreenTree Hospitality Group Ltd. (GHG) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $286.9M, roughly 1.3× GreenTree Hospitality Group Ltd.).

GreenTree Hospitality Group Ltd. is a pure play franchised hotel operator, headquartered in Shanghai, China, with the majority of its hotels both franchised-and-managed. In 2017, GreenTree was the fourth largest economy to mid-scale hotel group in China based on the number of hotel rooms according to China Hospitality Association.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

GHG vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.3× larger
UFCS
$365.8M
$286.9M
GHG

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
GHG
GHG
UFCS
UFCS
Revenue
$286.9M
$365.8M
Net Profit
Gross Margin
Operating Margin
13.2%
Net Margin
Revenue YoY
9.8%
Net Profit YoY
EPS (diluted)
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GHG
GHG
UFCS
UFCS
Q4 25
$365.8M
Q3 25
$354.0M
Q2 25
$335.5M
Q1 25
$331.1M
Q4 24
$333.2M
Q3 24
$286.9M
$323.0M
Q2 24
$301.2M
Q1 24
$296.0M
Net Profit
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
$39.2M
Q2 25
$22.9M
Q1 25
$17.7M
Q4 24
Q3 24
$19.7M
Q2 24
$-2.7M
Q1 24
$13.5M
Operating Margin
GHG
GHG
UFCS
UFCS
Q4 25
13.2%
Q3 25
13.7%
Q2 25
8.7%
Q1 25
6.6%
Q4 24
11.9%
Q3 24
7.7%
Q2 24
-1.3%
Q1 24
5.5%
Net Margin
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
11.1%
Q2 25
6.8%
Q1 25
5.3%
Q4 24
Q3 24
6.1%
Q2 24
-0.9%
Q1 24
4.6%
EPS (diluted)
GHG
GHG
UFCS
UFCS
Q4 25
$1.45
Q3 25
$1.49
Q2 25
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$0.76
Q2 24
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GHG
GHG
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$941.2M
Total Assets
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GHG
GHG
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$233.7M
Q2 25
$202.1M
Q1 25
$183.7M
Q4 24
$200.9M
Q3 24
$197.4M
Q2 24
$153.4M
Q1 24
$217.8M
Stockholders' Equity
GHG
GHG
UFCS
UFCS
Q4 25
$941.2M
Q3 25
$898.7M
Q2 25
$845.7M
Q1 25
$817.7M
Q4 24
$781.5M
Q3 24
$785.8M
Q2 24
$726.6M
Q1 24
$736.8M
Total Assets
GHG
GHG
UFCS
UFCS
Q4 25
$3.8B
Q3 25
$3.8B
Q2 25
$3.7B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.4B
Q1 24
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GHG
GHG
UFCS
UFCS
Operating Cash FlowLast quarter
$20.3M
$269.7M
Free Cash FlowOCF − Capex
$16.2M
FCF MarginFCF / Revenue
5.6%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GHG
GHG
UFCS
UFCS
Q4 25
$269.7M
Q3 25
$60.8M
Q2 25
$53.4M
Q1 25
$35.7M
Q4 24
$340.3M
Q3 24
$20.3M
$56.5M
Q2 24
$91.3M
Q1 24
$36.2M
Free Cash Flow
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$16.2M
Q2 24
Q1 24
FCF Margin
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
5.6%
Q2 24
Q1 24
Capex Intensity
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
1.4%
Q2 24
Q1 24
Cash Conversion
GHG
GHG
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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