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Side-by-side financial comparison of CGI INC (GIB) and PayPal (PYPL). Click either name above to swap in a different company.

CGI INC is the larger business by last-quarter revenue ($11.0B vs $8.7B, roughly 1.3× PayPal). PayPal produced more free cash flow last quarter ($2.2B vs $1.4B).

CGI Inc. is a Canadian multinational information technology consulting and software development company headquartered in Montreal, Quebec, Canada. CGI went public in 1986 with a primary listing on the Toronto Stock Exchange. CGI is also a constituent of the S&P/TSX 60 and has a secondary listing on the New York Stock Exchange.

PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial and company users.

GIB vs PYPL — Head-to-Head

Bigger by revenue
GIB
GIB
1.3× larger
GIB
$11.0B
$8.7B
PYPL
More free cash flow
PYPL
PYPL
$831.8M more FCF
PYPL
$2.2B
$1.4B
GIB

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
GIB
GIB
PYPL
PYPL
Revenue
$11.0B
$8.7B
Net Profit
$1.4B
Gross Margin
Operating Margin
17.4%
Net Margin
16.6%
Revenue YoY
3.7%
Net Profit YoY
28.2%
EPS (diluted)
$1.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIB
GIB
PYPL
PYPL
Q4 25
$8.7B
Q3 25
$8.4B
Q2 25
$8.3B
Q1 25
$7.8B
Q4 24
$8.4B
Q3 24
$7.8B
Q2 24
$11.0B
$7.9B
Q1 24
$7.7B
Net Profit
GIB
GIB
PYPL
PYPL
Q4 25
$1.4B
Q3 25
$1.2B
Q2 25
$1.3B
Q1 25
$1.3B
Q4 24
$1.1B
Q3 24
$1.0B
Q2 24
$1.1B
Q1 24
$888.0M
Operating Margin
GIB
GIB
PYPL
PYPL
Q4 25
17.4%
Q3 25
18.1%
Q2 25
18.1%
Q1 25
19.6%
Q4 24
17.2%
Q3 24
17.7%
Q2 24
16.8%
Q1 24
15.2%
Net Margin
GIB
GIB
PYPL
PYPL
Q4 25
16.6%
Q3 25
14.8%
Q2 25
15.2%
Q1 25
16.5%
Q4 24
13.4%
Q3 24
12.9%
Q2 24
14.3%
Q1 24
11.5%
EPS (diluted)
GIB
GIB
PYPL
PYPL
Q4 25
$1.53
Q3 25
$1.30
Q2 25
$1.29
Q1 25
$1.29
Q4 24
$1.09
Q3 24
$0.99
Q2 24
$1.08
Q1 24
$0.83

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIB
GIB
PYPL
PYPL
Cash + ST InvestmentsLiquidity on hand
$10.4B
Total DebtLower is stronger
Stockholders' EquityBook value
$20.3B
Total Assets
$80.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIB
GIB
PYPL
PYPL
Q4 25
$10.4B
Q3 25
$10.8B
Q2 25
$10.0B
Q1 25
$11.2B
Q4 24
$10.8B
Q3 24
$11.9B
Q2 24
$13.6B
Q1 24
$14.3B
Stockholders' Equity
GIB
GIB
PYPL
PYPL
Q4 25
$20.3B
Q3 25
$20.2B
Q2 25
$20.2B
Q1 25
$20.3B
Q4 24
$20.4B
Q3 24
$20.2B
Q2 24
$20.6B
Q1 24
$20.7B
Total Assets
GIB
GIB
PYPL
PYPL
Q4 25
$80.2B
Q3 25
$79.8B
Q2 25
$79.8B
Q1 25
$81.3B
Q4 24
$81.6B
Q3 24
$83.5B
Q2 24
$84.0B
Q1 24
$83.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIB
GIB
PYPL
PYPL
Operating Cash FlowLast quarter
$1.5B
$2.4B
Free Cash FlowOCF − Capex
$1.4B
$2.2B
FCF MarginFCF / Revenue
12.3%
25.2%
Capex IntensityCapex / Revenue
1.1%
2.2%
Cash ConversionOCF / Net Profit
1.66×
TTM Free Cash FlowTrailing 4 quarters
$5.6B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIB
GIB
PYPL
PYPL
Q4 25
$2.4B
Q3 25
$2.0B
Q2 25
$898.0M
Q1 25
$1.2B
Q4 24
$2.4B
Q3 24
$1.6B
Q2 24
$1.5B
$1.5B
Q1 24
$1.9B
Free Cash Flow
GIB
GIB
PYPL
PYPL
Q4 25
$2.2B
Q3 25
$1.7B
Q2 25
$692.0M
Q1 25
$964.0M
Q4 24
$2.2B
Q3 24
$1.4B
Q2 24
$1.4B
$1.4B
Q1 24
$1.8B
FCF Margin
GIB
GIB
PYPL
PYPL
Q4 25
25.2%
Q3 25
20.4%
Q2 25
8.3%
Q1 25
12.4%
Q4 24
26.2%
Q3 24
18.4%
Q2 24
12.3%
17.3%
Q1 24
22.9%
Capex Intensity
GIB
GIB
PYPL
PYPL
Q4 25
2.2%
Q3 25
3.0%
Q2 25
2.5%
Q1 25
2.5%
Q4 24
2.4%
Q3 24
2.2%
Q2 24
1.1%
2.0%
Q1 24
2.0%
Cash Conversion
GIB
GIB
PYPL
PYPL
Q4 25
1.66×
Q3 25
1.58×
Q2 25
0.71×
Q1 25
0.90×
Q4 24
2.14×
Q3 24
1.60×
Q2 24
1.35×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GIB
GIB

Segment breakdown not available.

PYPL
PYPL

US$4.9B57%
Non Us$3.7B43%

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