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Side-by-side financial comparison of GULF ISLAND FABRICATION INC (GIFI) and Metropolitan Bank Holding Corp. (MCB). Click either name above to swap in a different company.

Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $51.5M, roughly 1.7× GULF ISLAND FABRICATION INC). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs 3.0%, a 32.5% gap on every dollar of revenue. On growth, GULF ISLAND FABRICATION INC posted the faster year-over-year revenue change (36.9% vs 25.4%). Over the past eight quarters, Metropolitan Bank Holding Corp.'s revenue compounded faster (14.3% CAGR vs 7.6%).

Gulf Island Fabrication is an American manufacturer of specialized structures and marine vessels used in the energy sector. it owns seven building yards in Louisiana and Texas and has Bechtel as a partner.

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

GIFI vs MCB — Head-to-Head

Bigger by revenue
MCB
MCB
1.7× larger
MCB
$88.5M
$51.5M
GIFI
Growing faster (revenue YoY)
GIFI
GIFI
+11.6% gap
GIFI
36.9%
25.4%
MCB
Higher net margin
MCB
MCB
32.5% more per $
MCB
35.5%
3.0%
GIFI
Faster 2-yr revenue CAGR
MCB
MCB
Annualised
MCB
14.3%
7.6%
GIFI

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
GIFI
GIFI
MCB
MCB
Revenue
$51.5M
$88.5M
Net Profit
$1.6M
$31.4M
Gross Margin
9.5%
Operating Margin
2.2%
Net Margin
3.0%
35.5%
Revenue YoY
36.9%
25.4%
Net Profit YoY
-32.7%
92.2%
EPS (diluted)
$0.10
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIFI
GIFI
MCB
MCB
Q1 26
$88.5M
Q4 25
$88.4M
Q3 25
$51.5M
$79.8M
Q2 25
$37.5M
$76.3M
Q1 25
$40.3M
$70.6M
Q4 24
$37.4M
$71.0M
Q3 24
$37.6M
$71.5M
Q2 24
$41.3M
$67.7M
Net Profit
GIFI
GIFI
MCB
MCB
Q1 26
$31.4M
Q4 25
$28.9M
Q3 25
$1.6M
$7.1M
Q2 25
$-574.0K
$18.8M
Q1 25
$3.8M
$16.4M
Q4 24
$4.3M
$21.4M
Q3 24
$2.3M
$12.3M
Q2 24
$1.9M
$16.8M
Gross Margin
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
Q3 25
9.5%
Q2 25
9.5%
Q1 25
16.4%
Q4 24
19.6%
Q3 24
12.4%
Q2 24
10.1%
Operating Margin
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
46.6%
Q3 25
2.2%
12.8%
Q2 25
-2.9%
35.1%
Q1 25
8.1%
33.1%
Q4 24
9.7%
44.1%
Q3 24
4.4%
24.6%
Q2 24
3.1%
35.3%
Net Margin
GIFI
GIFI
MCB
MCB
Q1 26
35.5%
Q4 25
32.6%
Q3 25
3.0%
8.9%
Q2 25
-1.5%
24.6%
Q1 25
9.5%
23.2%
Q4 24
11.5%
30.2%
Q3 24
6.2%
17.2%
Q2 24
4.6%
24.8%
EPS (diluted)
GIFI
GIFI
MCB
MCB
Q1 26
$2.92
Q4 25
$2.74
Q3 25
$0.10
$0.67
Q2 25
$-0.04
$1.76
Q1 25
$0.23
$1.45
Q4 24
$0.26
$1.89
Q3 24
$0.14
$1.08
Q2 24
$0.11
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIFI
GIFI
MCB
MCB
Cash + ST InvestmentsLiquidity on hand
$23.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$94.3M
$948.3M
Total Assets
$146.7M
$8.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
$393.6M
Q3 25
$23.2M
$385.9M
Q2 25
$46.8M
$152.5M
Q1 25
$28.6M
$196.5M
Q4 24
$27.3M
$200.3M
Q3 24
$21.3M
$318.5M
Q2 24
$9.5M
$244.7M
Stockholders' Equity
GIFI
GIFI
MCB
MCB
Q1 26
$948.3M
Q4 25
$743.1M
Q3 25
$94.3M
$732.0M
Q2 25
$92.8M
$723.0M
Q1 25
$96.7M
$737.8M
Q4 24
$93.1M
$729.8M
Q3 24
$88.8M
$715.2M
Q2 24
$86.7M
$692.4M
Total Assets
GIFI
GIFI
MCB
MCB
Q1 26
$8.8B
Q4 25
$8.3B
Q3 25
$146.7M
$8.2B
Q2 25
$134.3M
$7.9B
Q1 25
$138.2M
$7.6B
Q4 24
$133.2M
$7.3B
Q3 24
$130.8M
$7.4B
Q2 24
$133.3M
$7.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIFI
GIFI
MCB
MCB
Operating Cash FlowLast quarter
$2.9M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
5.2%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
1.83×
TTM Free Cash FlowTrailing 4 quarters
$8.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
$88.7M
Q3 25
$2.9M
$31.8M
Q2 25
$2.5M
$18.4M
Q1 25
$2.2M
$7.8M
Q4 24
$2.3M
$148.5M
Q3 24
$5.6M
$4.8M
Q2 24
$3.3M
$35.3M
Free Cash Flow
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
Q3 25
$2.7M
Q2 25
$2.2M
Q1 25
$1.9M
Q4 24
$1.8M
Q3 24
$4.3M
Q2 24
$2.3M
FCF Margin
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
Q3 25
5.2%
Q2 25
5.9%
Q1 25
4.7%
Q4 24
4.9%
Q3 24
11.5%
Q2 24
5.5%
Capex Intensity
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
Q3 25
0.4%
Q2 25
0.8%
Q1 25
0.8%
Q4 24
1.2%
Q3 24
3.5%
Q2 24
2.5%
Cash Conversion
GIFI
GIFI
MCB
MCB
Q1 26
Q4 25
3.07×
Q3 25
1.83×
4.47×
Q2 25
0.98×
Q1 25
0.58×
0.47×
Q4 24
0.54×
6.93×
Q3 24
2.44×
0.39×
Q2 24
1.74×
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GIFI
GIFI

Fabrication Segment$30.6M59%
Time And Materials And Cost Reimbursable$19.8M38%
Other Basis Of Pricing$1.0M2%

MCB
MCB

Segment breakdown not available.

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