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Side-by-side financial comparison of GULF ISLAND FABRICATION INC (GIFI) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $51.5M, roughly 1.4× GULF ISLAND FABRICATION INC). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 3.0%, a 14.3% gap on every dollar of revenue. On growth, GULF ISLAND FABRICATION INC posted the faster year-over-year revenue change (36.9% vs 25.4%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 7.6%).

Gulf Island Fabrication is an American manufacturer of specialized structures and marine vessels used in the energy sector. it owns seven building yards in Louisiana and Texas and has Bechtel as a partner.

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

GIFI vs MFIN — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.4× larger
MFIN
$70.6M
$51.5M
GIFI
Growing faster (revenue YoY)
GIFI
GIFI
+11.5% gap
GIFI
36.9%
25.4%
MFIN
Higher net margin
MFIN
MFIN
14.3% more per $
MFIN
17.3%
3.0%
GIFI
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
7.6%
GIFI

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
GIFI
GIFI
MFIN
MFIN
Revenue
$51.5M
$70.6M
Net Profit
$1.6M
$12.2M
Gross Margin
9.5%
Operating Margin
2.2%
29.3%
Net Margin
3.0%
17.3%
Revenue YoY
36.9%
25.4%
Net Profit YoY
-32.7%
20.3%
EPS (diluted)
$0.10
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GIFI
GIFI
MFIN
MFIN
Q4 25
$70.6M
Q3 25
$51.5M
$58.7M
Q2 25
$37.5M
$62.6M
Q1 25
$40.3M
$63.0M
Q4 24
$37.4M
$56.3M
Q3 24
$37.6M
$53.3M
Q2 24
$41.3M
$51.0M
Q1 24
$42.9M
$53.3M
Net Profit
GIFI
GIFI
MFIN
MFIN
Q4 25
$12.2M
Q3 25
$1.6M
$7.8M
Q2 25
$-574.0K
$11.1M
Q1 25
$3.8M
$12.0M
Q4 24
$4.3M
$10.1M
Q3 24
$2.3M
$8.6M
Q2 24
$1.9M
$7.1M
Q1 24
$6.2M
$10.0M
Gross Margin
GIFI
GIFI
MFIN
MFIN
Q4 25
Q3 25
9.5%
Q2 25
9.5%
Q1 25
16.4%
Q4 24
19.6%
Q3 24
12.4%
Q2 24
10.1%
Q1 24
14.3%
Operating Margin
GIFI
GIFI
MFIN
MFIN
Q4 25
29.3%
Q3 25
2.2%
33.2%
Q2 25
-2.9%
31.1%
Q1 25
8.1%
32.1%
Q4 24
9.7%
32.8%
Q3 24
4.4%
26.6%
Q2 24
3.1%
24.3%
Q1 24
13.3%
33.6%
Net Margin
GIFI
GIFI
MFIN
MFIN
Q4 25
17.3%
Q3 25
3.0%
13.2%
Q2 25
-1.5%
17.7%
Q1 25
9.5%
19.1%
Q4 24
11.5%
18.0%
Q3 24
6.2%
16.1%
Q2 24
4.6%
13.9%
Q1 24
14.6%
18.8%
EPS (diluted)
GIFI
GIFI
MFIN
MFIN
Q4 25
$0.50
Q3 25
$0.10
$0.32
Q2 25
$-0.04
$0.46
Q1 25
$0.23
$0.50
Q4 24
$0.26
$0.43
Q3 24
$0.14
$0.37
Q2 24
$0.11
$0.30
Q1 24
$0.37
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GIFI
GIFI
MFIN
MFIN
Cash + ST InvestmentsLiquidity on hand
$23.2M
$136.3M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$94.3M
$408.6M
Total Assets
$146.7M
$3.0B
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GIFI
GIFI
MFIN
MFIN
Q4 25
$136.3M
Q3 25
$23.2M
$72.5M
Q2 25
$46.8M
$110.4M
Q1 25
$28.6M
$131.5M
Q4 24
$27.3M
$98.2M
Q3 24
$21.3M
$120.6M
Q2 24
$9.5M
$87.7M
Q1 24
$32.5M
$54.8M
Total Debt
GIFI
GIFI
MFIN
MFIN
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
GIFI
GIFI
MFIN
MFIN
Q4 25
$408.6M
Q3 25
$94.3M
$397.4M
Q2 25
$92.8M
$389.9M
Q1 25
$96.7M
$380.2M
Q4 24
$93.1M
$370.2M
Q3 24
$88.8M
$362.4M
Q2 24
$86.7M
$354.0M
Q1 24
$85.4M
$349.0M
Total Assets
GIFI
GIFI
MFIN
MFIN
Q4 25
$3.0B
Q3 25
$146.7M
$2.9B
Q2 25
$134.3M
$2.9B
Q1 25
$138.2M
$2.8B
Q4 24
$133.2M
$2.9B
Q3 24
$130.8M
$2.9B
Q2 24
$133.3M
$2.8B
Q1 24
$127.8M
$2.6B
Debt / Equity
GIFI
GIFI
MFIN
MFIN
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GIFI
GIFI
MFIN
MFIN
Operating Cash FlowLast quarter
$2.9M
$126.3M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
5.2%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
1.83×
10.35×
TTM Free Cash FlowTrailing 4 quarters
$8.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GIFI
GIFI
MFIN
MFIN
Q4 25
$126.3M
Q3 25
$2.9M
$67.0M
Q2 25
$2.5M
$-10.7M
Q1 25
$2.2M
$36.3M
Q4 24
$2.3M
$108.7M
Q3 24
$5.6M
$24.6M
Q2 24
$3.3M
$27.6M
Q1 24
$7.0M
$32.3M
Free Cash Flow
GIFI
GIFI
MFIN
MFIN
Q4 25
Q3 25
$2.7M
Q2 25
$2.2M
Q1 25
$1.9M
Q4 24
$1.8M
Q3 24
$4.3M
Q2 24
$2.3M
Q1 24
$4.5M
FCF Margin
GIFI
GIFI
MFIN
MFIN
Q4 25
Q3 25
5.2%
Q2 25
5.9%
Q1 25
4.7%
Q4 24
4.9%
Q3 24
11.5%
Q2 24
5.5%
Q1 24
10.4%
Capex Intensity
GIFI
GIFI
MFIN
MFIN
Q4 25
Q3 25
0.4%
Q2 25
0.8%
Q1 25
0.8%
Q4 24
1.2%
Q3 24
3.5%
Q2 24
2.5%
Q1 24
6.0%
Cash Conversion
GIFI
GIFI
MFIN
MFIN
Q4 25
10.35×
Q3 25
1.83×
8.63×
Q2 25
-0.97×
Q1 25
0.58×
3.02×
Q4 24
0.54×
10.72×
Q3 24
2.44×
2.86×
Q2 24
1.74×
3.89×
Q1 24
1.12×
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GIFI
GIFI

Fabrication Segment$30.6M59%
Time And Materials And Cost Reimbursable$19.8M38%
Other Basis Of Pricing$1.0M2%

MFIN
MFIN

Segment breakdown not available.

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