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Side-by-side financial comparison of Globe Life (GL) and Snap Inc (SNAP). Click either name above to swap in a different company.

Snap Inc is the larger business by last-quarter revenue ($1.7B vs $1.6B, roughly 1.1× Globe Life). Globe Life runs the higher net margin — 17.3% vs 2.6%, a 14.7% gap on every dollar of revenue. On growth, Snap Inc posted the faster year-over-year revenue change (10.2% vs 5.3%). Over the past eight quarters, Snap Inc's revenue compounded faster (19.9% CAGR vs 4.1%).

Globe Life Inc. (GL) is an American financial services holding company listed on the New York Stock Exchange which operates through its wholly owned subsidiaries providing life insurance, annuity, and supplemental health insurance products. The company is based in McKinney, Texas.

Snap Inc. is an American technology company, founded on September 16, 2011, by Evan Spiegel, Bobby Murphy, and Reggie Brown, based in Santa Monica, California. The company developed and maintains technological products and services, namely Snapchat, Spectacles, Bitmoji, and SnapBoost. The company was named Snapchat Inc. at its inception, but it was rebranded Snap Inc. on September 24, 2016, to include the Spectacles product under the company name.

GL vs SNAP — Head-to-Head

Bigger by revenue
SNAP
SNAP
1.1× larger
SNAP
$1.7B
$1.6B
GL
Growing faster (revenue YoY)
SNAP
SNAP
+4.9% gap
SNAP
10.2%
5.3%
GL
Higher net margin
GL
GL
14.7% more per $
GL
17.3%
2.6%
SNAP
Faster 2-yr revenue CAGR
SNAP
SNAP
Annualised
SNAP
19.9%
4.1%
GL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GL
GL
SNAP
SNAP
Revenue
$1.6B
$1.7B
Net Profit
$270.5M
$45.2M
Gross Margin
59.1%
Operating Margin
2.9%
Net Margin
17.3%
2.6%
Revenue YoY
5.3%
10.2%
Net Profit YoY
396.7%
EPS (diluted)
$3.39
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GL
GL
SNAP
SNAP
Q1 26
$1.6B
Q4 25
$1.5B
$1.7B
Q3 25
$1.5B
$1.5B
Q2 25
$1.5B
$1.3B
Q1 25
$1.5B
$1.4B
Q4 24
$1.5B
$1.6B
Q3 24
$1.5B
$1.4B
Q2 24
$1.4B
$1.2B
Net Profit
GL
GL
SNAP
SNAP
Q1 26
$270.5M
Q4 25
$266.1M
$45.2M
Q3 25
$387.8M
$-103.5M
Q2 25
$252.7M
$-262.6M
Q1 25
$254.6M
$-139.6M
Q4 24
$255.2M
$9.1M
Q3 24
$303.0M
$-153.2M
Q2 24
$258.4M
$-248.6M
Gross Margin
GL
GL
SNAP
SNAP
Q1 26
Q4 25
59.1%
Q3 25
55.3%
Q2 25
51.4%
Q1 25
53.1%
Q4 24
56.9%
Q3 24
26.1%
53.5%
Q2 24
23.3%
52.4%
Operating Margin
GL
GL
SNAP
SNAP
Q1 26
Q4 25
21.7%
2.9%
Q3 25
31.5%
-8.5%
Q2 25
21.2%
-19.3%
Q1 25
21.4%
-14.2%
Q4 24
21.3%
-1.7%
Q3 24
26.3%
-12.6%
Q2 24
23.5%
-20.5%
Net Margin
GL
GL
SNAP
SNAP
Q1 26
17.3%
Q4 25
17.5%
2.6%
Q3 25
25.6%
-6.9%
Q2 25
17.1%
-19.5%
Q1 25
17.2%
-10.2%
Q4 24
17.4%
0.6%
Q3 24
20.8%
-11.2%
Q2 24
17.9%
-20.1%
EPS (diluted)
GL
GL
SNAP
SNAP
Q1 26
$3.39
Q4 25
$3.28
$0.03
Q3 25
$4.73
$-0.06
Q2 25
$3.05
$-0.16
Q1 25
$3.01
$-0.08
Q4 24
$3.00
$0.01
Q3 24
$3.44
$-0.09
Q2 24
$2.83
$-0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GL
GL
SNAP
SNAP
Cash + ST InvestmentsLiquidity on hand
$183.8M
$2.9B
Total DebtLower is stronger
$3.5B
Stockholders' EquityBook value
$6.1B
$2.3B
Total Assets
$7.7B
Debt / EquityLower = less leverage
1.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GL
GL
SNAP
SNAP
Q1 26
$183.8M
Q4 25
$314.7M
$2.9B
Q3 25
$62.8M
$3.0B
Q2 25
$116.7M
$2.9B
Q1 25
$134.1M
$3.2B
Q4 24
$85.0M
$3.4B
Q3 24
$100.5M
$3.2B
Q2 24
$100.6M
$3.1B
Total Debt
GL
GL
SNAP
SNAP
Q1 26
Q4 25
$3.5B
Q3 25
$3.5B
Q2 25
$3.6B
Q1 25
$3.6B
Q4 24
$3.6B
Q3 24
$3.6B
Q2 24
$3.6B
Stockholders' Equity
GL
GL
SNAP
SNAP
Q1 26
$6.1B
Q4 25
$6.0B
$2.3B
Q3 25
$5.7B
$2.2B
Q2 25
$5.4B
$2.1B
Q1 25
$5.4B
$2.3B
Q4 24
$5.3B
$2.5B
Q3 24
$4.6B
$2.2B
Q2 24
$5.2B
$2.1B
Total Assets
GL
GL
SNAP
SNAP
Q1 26
Q4 25
$30.8B
$7.7B
Q3 25
$30.5B
$7.6B
Q2 25
$29.8B
$7.4B
Q1 25
$29.7B
$7.6B
Q4 24
$29.1B
$7.9B
Q3 24
$29.6B
$7.6B
Q2 24
$28.3B
$7.4B
Debt / Equity
GL
GL
SNAP
SNAP
Q1 26
Q4 25
1.55×
Q3 25
1.59×
Q2 25
1.73×
Q1 25
1.56×
Q4 24
1.49×
Q3 24
1.65×
Q2 24
1.76×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GL
GL
SNAP
SNAP
Operating Cash FlowLast quarter
$269.6M
Free Cash FlowOCF − Capex
$205.6M
FCF MarginFCF / Revenue
12.0%
Capex IntensityCapex / Revenue
3.7%
Cash ConversionOCF / Net Profit
5.96×
TTM Free Cash FlowTrailing 4 quarters
$437.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GL
GL
SNAP
SNAP
Q1 26
Q4 25
$350.6M
$269.6M
Q3 25
$306.0M
$146.5M
Q2 25
$307.9M
$88.5M
Q1 25
$431.9M
$151.6M
Q4 24
$336.9M
$230.6M
Q3 24
$340.6M
$115.9M
Q2 24
$374.1M
$-21.4M
Free Cash Flow
GL
GL
SNAP
SNAP
Q1 26
Q4 25
$330.1M
$205.6M
Q3 25
$208.7M
$93.4M
Q2 25
$295.0M
$23.8M
Q1 25
$420.1M
$114.4M
Q4 24
$321.9M
$182.4M
Q3 24
$311.3M
$71.8M
Q2 24
$356.5M
$-73.4M
FCF Margin
GL
GL
SNAP
SNAP
Q1 26
Q4 25
21.7%
12.0%
Q3 25
13.8%
6.2%
Q2 25
19.9%
1.8%
Q1 25
28.4%
8.4%
Q4 24
22.0%
11.7%
Q3 24
21.4%
5.2%
Q2 24
24.8%
-5.9%
Capex Intensity
GL
GL
SNAP
SNAP
Q1 26
Q4 25
1.3%
3.7%
Q3 25
6.4%
3.5%
Q2 25
0.9%
4.8%
Q1 25
0.8%
2.7%
Q4 24
1.0%
3.1%
Q3 24
2.0%
3.2%
Q2 24
1.2%
4.2%
Cash Conversion
GL
GL
SNAP
SNAP
Q1 26
Q4 25
1.32×
5.96×
Q3 25
0.79×
Q2 25
1.22×
Q1 25
1.70×
Q4 24
1.32×
25.34×
Q3 24
1.12×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GL
GL

Life premium$853.2M55%
Health premium$416.9M27%
Other$289.5M19%

SNAP
SNAP

Advertising Revenue$1.5B86%
Other Revenue$231.9M14%

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