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Side-by-side financial comparison of Gloo Holdings, Inc. (GLOO) and MetroCity Bankshares, Inc. (MCBS). Click either name above to swap in a different company.
MetroCity Bankshares, Inc. is the larger business by last-quarter revenue ($43.7M vs $32.6M, roughly 1.3× Gloo Holdings, Inc.). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs -116.9%, a 167.4% gap on every dollar of revenue. MetroCity Bankshares, Inc. produced more free cash flow last quarter ($37.0M vs $-63.4M).
Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.
GLOO vs MCBS — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $32.6M | $43.7M |
| Net Profit | $-38.0M | $18.1M |
| Gross Margin | — | — |
| Operating Margin | -82.0% | 52.8% |
| Net Margin | -116.9% | 50.5% |
| Revenue YoY | — | 23.6% |
| Net Profit YoY | 12.2% | 11.7% |
| EPS (diluted) | $-6.08 | $0.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.6M | $43.7M | ||
| Q3 25 | — | $38.0M | ||
| Q2 25 | — | $37.9M | ||
| Q1 25 | — | $36.0M | ||
| Q4 24 | — | $35.4M | ||
| Q3 24 | — | $36.9M | ||
| Q2 24 | — | $36.3M | ||
| Q1 24 | — | $32.7M |
| Q4 25 | $-38.0M | $18.1M | ||
| Q3 25 | — | $17.3M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $16.3M | ||
| Q4 24 | — | $16.2M | ||
| Q3 24 | — | $16.7M | ||
| Q2 24 | — | $16.9M | ||
| Q1 24 | — | $14.6M |
| Q4 25 | -82.0% | 52.8% | ||
| Q3 25 | — | 62.8% | ||
| Q2 25 | — | 62.4% | ||
| Q1 25 | — | 61.3% | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | 61.4% | ||
| Q2 24 | — | 64.4% | ||
| Q1 24 | — | 62.6% |
| Q4 25 | -116.9% | 50.5% | ||
| Q3 25 | — | 45.5% | ||
| Q2 25 | — | 44.4% | ||
| Q1 25 | — | 45.3% | ||
| Q4 24 | — | 54.0% | ||
| Q3 24 | — | 45.3% | ||
| Q2 24 | — | 46.7% | ||
| Q1 24 | — | 44.8% |
| Q4 25 | $-6.08 | $0.69 | ||
| Q3 25 | — | $0.67 | ||
| Q2 25 | — | $0.65 | ||
| Q1 25 | — | $0.63 | ||
| Q4 24 | — | $0.64 | ||
| Q3 24 | — | $0.65 | ||
| Q2 24 | — | $0.66 | ||
| Q1 24 | — | $0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.1M | $383.7M |
| Total DebtLower is stronger | $176.5M | — |
| Stockholders' EquityBook value | $-444.4M | $544.2M |
| Total Assets | $206.7M | $4.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.1M | $383.7M | ||
| Q3 25 | — | $227.2M | ||
| Q2 25 | — | $286.0M | ||
| Q1 25 | — | $285.1M | ||
| Q4 24 | — | $249.9M | ||
| Q3 24 | — | $291.2M | ||
| Q2 24 | — | $327.9M | ||
| Q1 24 | — | $258.8M |
| Q4 25 | $176.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-444.4M | $544.2M | ||
| Q3 25 | — | $445.9M | ||
| Q2 25 | — | $436.1M | ||
| Q1 25 | — | $428.0M | ||
| Q4 24 | — | $421.4M | ||
| Q3 24 | — | $407.2M | ||
| Q2 24 | — | $407.2M | ||
| Q1 24 | — | $396.6M |
| Q4 25 | $206.7M | $4.8B | ||
| Q3 25 | — | $3.6B | ||
| Q2 25 | — | $3.6B | ||
| Q1 25 | — | $3.7B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.6B | ||
| Q2 24 | — | $3.6B | ||
| Q1 24 | — | $3.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-63.0M | $37.7M |
| Free Cash FlowOCF − Capex | $-63.4M | $37.0M |
| FCF MarginFCF / Revenue | -194.8% | 84.7% |
| Capex IntensityCapex / Revenue | 1.4% | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.08× |
| TTM Free Cash FlowTrailing 4 quarters | — | $79.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-63.0M | $37.7M | ||
| Q3 25 | — | $16.5M | ||
| Q2 25 | — | $14.5M | ||
| Q1 25 | — | $11.9M | ||
| Q4 24 | — | $63.5M | ||
| Q3 24 | — | $-11.5M | ||
| Q2 24 | — | $19.4M | ||
| Q1 24 | — | $36.4M |
| Q4 25 | $-63.4M | $37.0M | ||
| Q3 25 | — | $16.2M | ||
| Q2 25 | — | $14.3M | ||
| Q1 25 | — | $11.8M | ||
| Q4 24 | — | $62.2M | ||
| Q3 24 | — | $-11.8M | ||
| Q2 24 | — | $19.0M | ||
| Q1 24 | — | $36.1M |
| Q4 25 | -194.8% | 84.7% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 37.8% | ||
| Q1 25 | — | 32.9% | ||
| Q4 24 | — | 175.8% | ||
| Q3 24 | — | -31.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 110.6% |
| Q4 25 | 1.4% | 1.5% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | — | 2.08× | ||
| Q3 25 | — | 0.95× | ||
| Q2 25 | — | 0.86× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 3.91× | ||
| Q3 24 | — | -0.69× | ||
| Q2 24 | — | 1.14× | ||
| Q1 24 | — | 2.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GLOO
| Platform Solutions | $12.7M | 39% |
| Advertising | $11.1M | 34% |
| Marketplace | $3.9M | 12% |
| Midwestern Acquisition | $2.7M | 8% |
| Servant Acquisition | $1.8M | 6% |
MCBS
Segment breakdown not available.
