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Side-by-side financial comparison of GREENLIGHT CAPITAL RE, LTD. (GLRE) and Vroom, Inc. (VRM). Click either name above to swap in a different company.

Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $210.3M, roughly 1.1× GREENLIGHT CAPITAL RE, LTD.). GREENLIGHT CAPITAL RE, LTD. runs the higher net margin — 23.4% vs -59.8%, a 83.2% gap on every dollar of revenue. On growth, GREENLIGHT CAPITAL RE, LTD. posted the faster year-over-year revenue change (48.3% vs 12.9%). Over the past eight quarters, GREENLIGHT CAPITAL RE, LTD.'s revenue compounded faster (4.8% CAGR vs -49.5%).

Greenlight Capital is an American hedge fund founded in 1996 by David Einhorn. Greenlight invests primarily in publicly traded North American corporate debt offerings and equities. Greenlight is most notable for its short selling of Lehman stock prior to Lehman Brothers' collapse in 2008 and the $11 million fine they received in January 2012 for insider trading in the UK. Einhorn remains the fund's manager.

Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.

GLRE vs VRM — Head-to-Head

Bigger by revenue
VRM
VRM
1.1× larger
VRM
$235.9M
$210.3M
GLRE
Growing faster (revenue YoY)
GLRE
GLRE
+35.3% gap
GLRE
48.3%
12.9%
VRM
Higher net margin
GLRE
GLRE
83.2% more per $
GLRE
23.4%
-59.8%
VRM
Faster 2-yr revenue CAGR
GLRE
GLRE
Annualised
GLRE
4.8%
-49.5%
VRM

Income Statement — Q4 FY2025 vs Q4 FY2023

Metric
GLRE
GLRE
VRM
VRM
Revenue
$210.3M
$235.9M
Net Profit
$49.3M
$-141.1M
Gross Margin
12.3%
Operating Margin
-11.5%
Net Margin
23.4%
-59.8%
Revenue YoY
48.3%
12.9%
Net Profit YoY
279.7%
-669.8%
EPS (diluted)
$1.43
$-80.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GLRE
GLRE
VRM
VRM
Q4 25
$210.3M
Q3 25
$146.1M
Q2 25
$160.1M
Q1 25
$213.3M
Q4 24
$141.8M
Q3 24
$188.0M
Q2 24
$174.9M
Q1 24
$191.3M
Net Profit
GLRE
GLRE
VRM
VRM
Q4 25
$49.3M
Q3 25
$-4.4M
Q2 25
$329.0K
Q1 25
$29.6M
Q4 24
$-27.4M
Q3 24
$35.2M
Q2 24
$8.0M
Q1 24
$27.0M
Net Margin
GLRE
GLRE
VRM
VRM
Q4 25
23.4%
Q3 25
-3.0%
Q2 25
0.2%
Q1 25
13.9%
Q4 24
-19.3%
Q3 24
18.7%
Q2 24
4.6%
Q1 24
14.1%
EPS (diluted)
GLRE
GLRE
VRM
VRM
Q4 25
$1.43
Q3 25
$-0.13
Q2 25
$0.01
Q1 25
$0.86
Q4 24
$-0.78
Q3 24
$1.01
Q2 24
$0.23
Q1 24
$0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GLRE
GLRE
VRM
VRM
Cash + ST InvestmentsLiquidity on hand
$111.8M
$135.6M
Total DebtLower is stronger
$4.7M
$454.2M
Stockholders' EquityBook value
$708.0M
$127.7M
Total Assets
$2.2B
$1.5B
Debt / EquityLower = less leverage
0.01×
3.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GLRE
GLRE
VRM
VRM
Q4 25
$111.8M
Q3 25
$68.8M
Q2 25
$82.4M
Q1 25
$47.5M
Q4 24
$64.7M
Q3 24
$54.6M
Q2 24
$52.2M
Q1 24
$61.6M
Total Debt
GLRE
GLRE
VRM
VRM
Q4 25
$4.7M
Q3 25
$34.7M
Q2 25
$58.9M
Q1 25
$59.8M
Q4 24
$60.7M
Q3 24
$62.6M
Q2 24
$61.6M
Q1 24
$72.5M
Stockholders' Equity
GLRE
GLRE
VRM
VRM
Q4 25
$708.0M
Q3 25
$658.9M
Q2 25
$663.3M
Q1 25
$666.8M
Q4 24
$635.9M
Q3 24
$663.4M
Q2 24
$634.0M
Q1 24
$624.5M
Total Assets
GLRE
GLRE
VRM
VRM
Q4 25
$2.2B
Q3 25
$2.1B
Q2 25
$2.2B
Q1 25
$2.2B
Q4 24
$2.0B
Q3 24
$2.0B
Q2 24
$1.9B
Q1 24
$1.9B
Debt / Equity
GLRE
GLRE
VRM
VRM
Q4 25
0.01×
Q3 25
0.05×
Q2 25
0.09×
Q1 25
0.09×
Q4 24
0.10×
Q3 24
0.09×
Q2 24
0.10×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GLRE
GLRE
VRM
VRM
Operating Cash FlowLast quarter
$100.2M
$-108.1M
Free Cash FlowOCF − Capex
$-108.8M
FCF MarginFCF / Revenue
-46.1%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
2.03×
TTM Free Cash FlowTrailing 4 quarters
$-536.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GLRE
GLRE
VRM
VRM
Q4 25
$100.2M
Q3 25
$31.2M
Q2 25
$68.4M
Q1 25
$10.4M
Q4 24
$29.5M
Q3 24
$41.3M
Q2 24
$22.7M
Q1 24
$18.0M
Cash Conversion
GLRE
GLRE
VRM
VRM
Q4 25
2.03×
Q3 25
Q2 25
208.02×
Q1 25
0.35×
Q4 24
Q3 24
1.17×
Q2 24
2.85×
Q1 24
0.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GLRE
GLRE

Other$124.7M59%
Innovations$85.6M41%

VRM
VRM

Segment breakdown not available.

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