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Side-by-side financial comparison of GENWORTH FINANCIAL INC (GNW) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
GENWORTH FINANCIAL INC is the larger business by last-quarter revenue ($1.8B vs $853.7M, roughly 2.1× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 0.1%, a 23.0% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 0.1%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -2.2%).
Genworth Financial, headquartered in Richmond, Virginia, is an American financial services company. It provides life insurance, long-term care insurance, mortgage insurance, and annuities.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
GNW vs PRI — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $1.8B | $853.7M |
| Net Profit | $2.0M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 1.0% | 28.9% |
| Net Margin | 0.1% | 23.1% |
| Revenue YoY | 0.1% | 11.0% |
| Net Profit YoY | 300.0% | 17.9% |
| EPS (diluted) | $0.01 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8B | $853.7M | ||
| Q3 25 | $1.9B | $839.9M | ||
| Q2 25 | $1.8B | $793.3M | ||
| Q1 25 | $1.8B | $804.8M | ||
| Q4 24 | $1.8B | $768.8M | ||
| Q3 24 | $1.9B | $774.1M | ||
| Q2 24 | $1.8B | $803.4M | ||
| Q1 24 | $1.9B | $742.8M |
| Q4 25 | $2.0M | $197.0M | ||
| Q3 25 | $116.0M | $206.8M | ||
| Q2 25 | $51.0M | $178.3M | ||
| Q1 25 | $54.0M | $169.1M | ||
| Q4 24 | $-1.0M | $167.1M | ||
| Q3 24 | $85.0M | $164.4M | ||
| Q2 24 | $76.0M | $1.2M | ||
| Q1 24 | $139.0M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
| Q4 25 | 1.0% | 28.9% | ||
| Q3 25 | 8.5% | 32.3% | ||
| Q2 25 | 3.8% | 29.6% | ||
| Q1 25 | 2.9% | 27.5% | ||
| Q4 24 | 3.1% | 64.7% | ||
| Q3 24 | 2.6% | 32.9% | ||
| Q2 24 | 7.1% | 1.0% | ||
| Q1 24 | 4.6% | 24.1% |
| Q4 25 | 0.1% | 23.1% | ||
| Q3 25 | 6.0% | 24.6% | ||
| Q2 25 | 2.8% | 22.5% | ||
| Q1 25 | 3.0% | 21.0% | ||
| Q4 24 | -0.1% | 21.7% | ||
| Q3 24 | 4.5% | 21.2% | ||
| Q2 24 | 4.3% | 0.1% | ||
| Q1 24 | 7.5% | 18.6% |
| Q4 25 | $0.01 | $6.11 | ||
| Q3 25 | $0.28 | $6.35 | ||
| Q2 25 | $0.12 | $5.40 | ||
| Q1 25 | $0.13 | $5.05 | ||
| Q4 24 | $0.01 | $4.92 | ||
| Q3 24 | $0.19 | $4.83 | ||
| Q2 24 | $0.17 | $0.03 | ||
| Q1 24 | $0.31 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $756.2M |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $8.8B | $2.4B |
| Total Assets | $88.1B | $15.0B |
| Debt / EquityLower = less leverage | 0.17× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $756.2M | ||
| Q3 25 | — | $644.9M | ||
| Q2 25 | — | $621.2M | ||
| Q1 25 | — | $625.1M | ||
| Q4 24 | — | $687.8M | ||
| Q3 24 | — | $550.1M | ||
| Q2 24 | — | $627.3M | ||
| Q1 24 | — | $593.4M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.6B | — |
| Q4 25 | $8.8B | $2.4B | ||
| Q3 25 | $8.8B | $2.3B | ||
| Q2 25 | $8.8B | $2.3B | ||
| Q1 25 | $8.7B | $2.3B | ||
| Q4 24 | $8.5B | $2.3B | ||
| Q3 24 | $8.3B | $1.9B | ||
| Q2 24 | $8.5B | $2.1B | ||
| Q1 24 | $8.0B | $2.2B |
| Q4 25 | $88.1B | $15.0B | ||
| Q3 25 | $88.5B | $14.8B | ||
| Q2 25 | $87.3B | $14.8B | ||
| Q1 25 | $87.3B | $14.6B | ||
| Q4 24 | $86.9B | $14.6B | ||
| Q3 24 | $90.8B | $14.8B | ||
| Q2 24 | $87.5B | $14.6B | ||
| Q1 24 | $89.2B | $14.9B |
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.17× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.18× | — | ||
| Q1 24 | 0.20× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $200.0M | $338.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 100.00× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $200.0M | $338.2M | ||
| Q3 25 | $87.0M | $202.9M | ||
| Q2 25 | $6.0M | $162.6M | ||
| Q1 25 | $34.0M | $197.5M | ||
| Q4 24 | $27.0M | $270.6M | ||
| Q3 24 | $161.0M | $207.3M | ||
| Q2 24 | $7.0M | $173.3M | ||
| Q1 24 | $-107.0M | $210.9M |
| Q4 25 | 100.00× | 1.72× | ||
| Q3 25 | 0.75× | 0.98× | ||
| Q2 25 | 0.12× | 0.91× | ||
| Q1 25 | 0.63× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 1.89× | 1.26× | ||
| Q2 24 | 0.09× | 147.98× | ||
| Q1 24 | -0.77× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
