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Side-by-side financial comparison of Gossamer Bio, Inc. (GOSS) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $13.8M, roughly 1.6× Gossamer Bio, Inc.). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -342.3%, a 348.5% gap on every dollar of revenue. On growth, Gossamer Bio, Inc. posted the faster year-over-year revenue change (47.1% vs 14.7%).

Gossamer Bio, Inc. is a clinical-stage biopharmaceutical company focused on discovering, developing and commercializing novel therapeutics for patients with serious immunology, inflammation and oncology conditions. It advances a pipeline of proprietary product candidates across multiple clinical phases, primarily serving healthcare markets in North America and other global regions.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

GOSS vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.6× larger
USCB
$22.2M
$13.8M
GOSS
Growing faster (revenue YoY)
GOSS
GOSS
+32.4% gap
GOSS
47.1%
14.7%
USCB
Higher net margin
USCB
USCB
348.5% more per $
USCB
6.1%
-342.3%
GOSS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GOSS
GOSS
USCB
USCB
Revenue
$13.8M
$22.2M
Net Profit
$-47.2M
$1.4M
Gross Margin
Operating Margin
-333.6%
14.7%
Net Margin
-342.3%
6.1%
Revenue YoY
47.1%
14.7%
Net Profit YoY
-43.0%
-80.3%
EPS (diluted)
$-0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GOSS
GOSS
USCB
USCB
Q4 25
$13.8M
$22.2M
Q3 25
$13.3M
$25.0M
Q2 25
$24.4M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$95.8M
$20.5M
Q1 24
$0
$17.6M
Net Profit
GOSS
GOSS
USCB
USCB
Q4 25
$-47.2M
$1.4M
Q3 25
$-48.2M
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$49.2M
$6.2M
Q1 24
$-41.9M
$4.6M
Operating Margin
GOSS
GOSS
USCB
USCB
Q4 25
-333.6%
14.7%
Q3 25
-369.4%
47.3%
Q2 25
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
54.3%
39.8%
Q1 24
34.3%
Net Margin
GOSS
GOSS
USCB
USCB
Q4 25
-342.3%
6.1%
Q3 25
-362.7%
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
51.4%
30.3%
Q1 24
26.2%
EPS (diluted)
GOSS
GOSS
USCB
USCB
Q4 25
$-0.21
Q3 25
$-0.21
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
$0.22
Q1 24
$-0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GOSS
GOSS
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$136.9M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$-122.8M
$217.2M
Total Assets
$172.2M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GOSS
GOSS
USCB
USCB
Q4 25
$136.9M
$38.5M
Q3 25
$180.2M
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$354.5M
$77.3M
Q1 24
$244.4M
$126.5M
Stockholders' Equity
GOSS
GOSS
USCB
USCB
Q4 25
$-122.8M
$217.2M
Q3 25
$-82.3M
$209.1M
Q2 25
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$81.5M
$201.0M
Q1 24
$26.7M
$195.0M
Total Assets
GOSS
GOSS
USCB
USCB
Q4 25
$172.2M
$2.8B
Q3 25
$208.8M
$2.8B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$373.4M
$2.5B
Q1 24
$259.4M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GOSS
GOSS
USCB
USCB
Operating Cash FlowLast quarter
$-48.3M
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
0.0%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GOSS
GOSS
USCB
USCB
Q4 25
$-48.3M
$42.8M
Q3 25
$-36.2M
$20.1M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$116.3M
$18.3M
Q1 24
$-52.3M
$8.1M
Free Cash Flow
GOSS
GOSS
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
GOSS
GOSS
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
GOSS
GOSS
USCB
USCB
Q4 25
0.0%
1.4%
Q3 25
0.0%
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.0%
0.4%
Q1 24
0.5%
Cash Conversion
GOSS
GOSS
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.36×
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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