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Side-by-side financial comparison of GROUP 1 AUTOMOTIVE INC (GPI) and MARKEL GROUP INC. (MKL). Click either name above to swap in a different company.

GROUP 1 AUTOMOTIVE INC is the larger business by last-quarter revenue ($5.6B vs $3.6B, roughly 1.6× MARKEL GROUP INC.). MARKEL GROUP INC. runs the higher net margin — 16.1% vs 0.8%, a 15.3% gap on every dollar of revenue. On growth, GROUP 1 AUTOMOTIVE INC posted the faster year-over-year revenue change (0.6% vs -6.9%). MARKEL GROUP INC. produced more free cash flow last quarter ($599.1M vs $51.4M). Over the past eight quarters, GROUP 1 AUTOMOTIVE INC's revenue compounded faster (11.7% CAGR vs -10.5%).

Group 1 Automotive, Inc. is an international Fortune 300 automotive retailer with automotive dealerships and collision centers in the United States and the United Kingdom. Group 1 sells new and used cars and light trucks, arranges financial services, provides maintenance and repair services, and sells vehicle parts. As of 2024, the company employs over 20,000 people globally.

Markel Group Inc. is a group of companies headquartered in Richmond, Virginia, and originally founded in 1930 as an insurance company.

GPI vs MKL — Head-to-Head

Bigger by revenue
GPI
GPI
1.6× larger
GPI
$5.6B
$3.6B
MKL
Growing faster (revenue YoY)
GPI
GPI
+7.5% gap
GPI
0.6%
-6.9%
MKL
Higher net margin
MKL
MKL
15.3% more per $
MKL
16.1%
0.8%
GPI
More free cash flow
MKL
MKL
$547.7M more FCF
MKL
$599.1M
$51.4M
GPI
Faster 2-yr revenue CAGR
GPI
GPI
Annualised
GPI
11.7%
-10.5%
MKL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GPI
GPI
MKL
MKL
Revenue
$5.6B
$3.6B
Net Profit
$43.6M
$576.8M
Gross Margin
15.7%
Operating Margin
2.5%
22.2%
Net Margin
0.8%
16.1%
Revenue YoY
0.6%
-6.9%
Net Profit YoY
-54.0%
5.0%
EPS (diluted)
$3.75
$48.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GPI
GPI
MKL
MKL
Q4 25
$5.6B
$3.6B
Q3 25
$5.8B
$3.9B
Q2 25
$5.7B
$4.6B
Q1 25
$5.5B
$3.4B
Q4 24
$5.5B
$3.8B
Q3 24
$5.2B
$4.6B
Q2 24
$4.7B
$3.7B
Q1 24
$4.5B
$4.5B
Net Profit
GPI
GPI
MKL
MKL
Q4 25
$43.6M
$576.8M
Q3 25
$13.0M
$751.3M
Q2 25
$140.5M
$657.1M
Q1 25
$128.1M
$121.7M
Q4 24
$94.7M
$549.2M
Q3 24
$117.3M
$905.0M
Q2 24
$138.2M
$267.7M
Q1 24
$147.9M
$1.0B
Gross Margin
GPI
GPI
MKL
MKL
Q4 25
15.7%
Q3 25
15.9%
Q2 25
16.4%
Q1 25
16.2%
Q4 24
15.9%
Q3 24
16.3%
Q2 24
16.3%
Q1 24
16.6%
Operating Margin
GPI
GPI
MKL
MKL
Q4 25
2.5%
22.2%
Q3 25
1.9%
25.7%
Q2 25
4.4%
24.1%
Q1 25
4.2%
8.3%
Q4 24
3.5%
15.5%
Q3 24
4.4%
29.7%
Q2 24
5.1%
11.1%
Q1 24
5.4%
29.9%
Net Margin
GPI
GPI
MKL
MKL
Q4 25
0.8%
16.1%
Q3 25
0.2%
19.1%
Q2 25
2.5%
14.3%
Q1 25
2.3%
3.6%
Q4 24
1.7%
14.3%
Q3 24
2.2%
19.6%
Q2 24
2.9%
7.2%
Q1 24
3.3%
23.0%
EPS (diluted)
GPI
GPI
MKL
MKL
Q4 25
$3.75
$48.22
Q3 25
$1.00
$59.25
Q2 25
$10.82
$49.67
Q1 25
$9.67
$12.08
Q4 24
$7.15
$39.02
Q3 24
$8.69
$66.25
Q2 24
$10.17
$18.62
Q1 24
$10.80
$75.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GPI
GPI
MKL
MKL
Cash + ST InvestmentsLiquidity on hand
$32.5M
$4.0B
Total DebtLower is stronger
$3.4B
$4.3B
Stockholders' EquityBook value
$2.8B
$18.6B
Total Assets
$10.3B
$68.9B
Debt / EquityLower = less leverage
1.23×
0.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GPI
GPI
MKL
MKL
Q4 25
$32.5M
$4.0B
Q3 25
$30.8M
$4.0B
Q2 25
$52.7M
$3.7B
Q1 25
$70.5M
$4.2B
Q4 24
$34.4M
$3.7B
Q3 24
$58.7M
$3.9B
Q2 24
$64.4M
$3.5B
Q1 24
$41.9M
$3.6B
Total Debt
GPI
GPI
MKL
MKL
Q4 25
$3.4B
$4.3B
Q3 25
$3.3B
$4.3B
Q2 25
$3.1B
$4.4B
Q1 25
$2.7B
$4.4B
Q4 24
$2.7B
$4.3B
Q3 24
$2.7B
$4.4B
Q2 24
$2.3B
$4.4B
Q1 24
$2.4B
$3.9B
Stockholders' Equity
GPI
GPI
MKL
MKL
Q4 25
$2.8B
$18.6B
Q3 25
$3.1B
$18.0B
Q2 25
$3.1B
$17.3B
Q1 25
$3.0B
$17.1B
Q4 24
$3.0B
$16.9B
Q3 24
$3.0B
$17.0B
Q2 24
$2.9B
$15.9B
Q1 24
$2.8B
$15.7B
Total Assets
GPI
GPI
MKL
MKL
Q4 25
$10.3B
$68.9B
Q3 25
$10.4B
$67.4B
Q2 25
$10.2B
$66.8B
Q1 25
$9.9B
$64.6B
Q4 24
$9.8B
$61.9B
Q3 24
$10.0B
$62.3B
Q2 24
$8.9B
$59.7B
Q1 24
$8.5B
$57.3B
Debt / Equity
GPI
GPI
MKL
MKL
Q4 25
1.23×
0.23×
Q3 25
1.06×
0.24×
Q2 25
0.97×
0.25×
Q1 25
0.89×
0.26×
Q4 24
0.92×
0.26×
Q3 24
0.91×
0.26×
Q2 24
0.80×
0.28×
Q1 24
0.87×
0.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GPI
GPI
MKL
MKL
Operating Cash FlowLast quarter
$129.2M
$662.2M
Free Cash FlowOCF − Capex
$51.4M
$599.1M
FCF MarginFCF / Revenue
0.9%
16.7%
Capex IntensityCapex / Revenue
1.4%
1.8%
Cash ConversionOCF / Net Profit
2.96×
1.15×
TTM Free Cash FlowTrailing 4 quarters
$424.5M
$2.6B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GPI
GPI
MKL
MKL
Q4 25
$129.2M
$662.2M
Q3 25
$155.0M
$1.2B
Q2 25
$251.6M
$504.4M
Q1 25
$158.7M
$376.2M
Q4 24
$212.6M
$493.9M
Q3 24
$243.9M
$890.8M
Q2 24
$-124.1M
$578.6M
Q1 24
$253.9M
$630.7M
Free Cash Flow
GPI
GPI
MKL
MKL
Q4 25
$51.4M
$599.1M
Q3 25
$86.7M
$1.2B
Q2 25
$179.9M
$453.8M
Q1 25
$106.5M
$335.5M
Q4 24
$120.1M
$420.0M
Q3 24
$194.2M
$838.9M
Q2 24
$-163.8M
$521.4M
Q1 24
$190.7M
$558.7M
FCF Margin
GPI
GPI
MKL
MKL
Q4 25
0.9%
16.7%
Q3 25
1.5%
29.6%
Q2 25
3.2%
9.9%
Q1 25
1.9%
9.9%
Q4 24
2.2%
10.9%
Q3 24
3.7%
18.2%
Q2 24
-3.5%
14.1%
Q1 24
4.3%
12.5%
Capex Intensity
GPI
GPI
MKL
MKL
Q4 25
1.4%
1.8%
Q3 25
1.2%
1.3%
Q2 25
1.3%
1.1%
Q1 25
0.9%
1.2%
Q4 24
1.7%
1.9%
Q3 24
1.0%
1.1%
Q2 24
0.8%
1.5%
Q1 24
1.4%
1.6%
Cash Conversion
GPI
GPI
MKL
MKL
Q4 25
2.96×
1.15×
Q3 25
11.92×
1.62×
Q2 25
1.79×
0.77×
Q1 25
1.24×
3.09×
Q4 24
2.24×
0.90×
Q3 24
2.08×
0.98×
Q2 24
-0.90×
2.16×
Q1 24
1.72×
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GPI
GPI

New Vehicles Retail$2.8B50%
Used Vehicles Retail$1.7B31%
Parts And Service$700.2M13%
Financial Service$229.7M4%
Used Vehicles Wholesale$143.5M3%

MKL
MKL

Industrial$1.6B45%
Consumer And Other$958.3M27%
Financial$737.0M21%
Other$198.8M6%
Corporate Operations$52.0M1%
Revenue From Contract With Customer$10.5M0%

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