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Side-by-side financial comparison of GROUP 1 AUTOMOTIVE INC (GPI) and Steel Dynamics (STLD). Click either name above to swap in a different company.

GROUP 1 AUTOMOTIVE INC is the larger business by last-quarter revenue ($5.6B vs $5.2B, roughly 1.1× Steel Dynamics). Steel Dynamics runs the higher net margin — 7.7% vs 0.8%, a 6.9% gap on every dollar of revenue. On growth, Steel Dynamics posted the faster year-over-year revenue change (17.9% vs 0.6%). Over the past eight quarters, GROUP 1 AUTOMOTIVE INC's revenue compounded faster (11.7% CAGR vs 6.0%).

Group 1 Automotive, Inc. is an international Fortune 300 automotive retailer with automotive dealerships and collision centers in the United States and the United Kingdom. Group 1 sells new and used cars and light trucks, arranges financial services, provides maintenance and repair services, and sells vehicle parts. As of 2024, the company employs over 20,000 people globally.

Steel Dynamics, Inc. (SDI) is an American steel producer based in Fort Wayne, Indiana. With a production capacity of 13 million tons of steel, the company is the third largest producer of carbon steel products in the United States. It is among the most profitable American steel companies in terms of profit margins and operating margin per ton. Based on its 2021 revenue, the company ranked 196th on the 2022 edition of the Fortune 500.

GPI vs STLD — Head-to-Head

Bigger by revenue
GPI
GPI
1.1× larger
GPI
$5.6B
$5.2B
STLD
Growing faster (revenue YoY)
STLD
STLD
+17.3% gap
STLD
17.9%
0.6%
GPI
Higher net margin
STLD
STLD
6.9% more per $
STLD
7.7%
0.8%
GPI
Faster 2-yr revenue CAGR
GPI
GPI
Annualised
GPI
11.7%
6.0%
STLD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
GPI
GPI
STLD
STLD
Revenue
$5.6B
$5.2B
Net Profit
$43.6M
$400.1M
Gross Margin
15.7%
14.7%
Operating Margin
2.5%
10.3%
Net Margin
0.8%
7.7%
Revenue YoY
0.6%
17.9%
Net Profit YoY
-54.0%
51.3%
EPS (diluted)
$3.75
$2.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GPI
GPI
STLD
STLD
Q1 26
$5.2B
Q4 25
$5.6B
$4.4B
Q3 25
$5.8B
$4.8B
Q2 25
$5.7B
$4.6B
Q1 25
$5.5B
$4.4B
Q4 24
$5.5B
$3.9B
Q3 24
$5.2B
$4.3B
Q2 24
$4.7B
$4.6B
Net Profit
GPI
GPI
STLD
STLD
Q1 26
$400.1M
Q4 25
$43.6M
$266.0M
Q3 25
$13.0M
$403.7M
Q2 25
$140.5M
$298.7M
Q1 25
$128.1M
$217.2M
Q4 24
$94.7M
$207.3M
Q3 24
$117.3M
$317.8M
Q2 24
$138.2M
$428.0M
Gross Margin
GPI
GPI
STLD
STLD
Q1 26
14.7%
Q4 25
15.7%
12.0%
Q3 25
15.9%
15.7%
Q2 25
16.4%
13.5%
Q1 25
16.2%
11.1%
Q4 24
15.9%
11.4%
Q3 24
16.3%
13.9%
Q2 24
16.3%
16.7%
Operating Margin
GPI
GPI
STLD
STLD
Q1 26
10.3%
Q4 25
2.5%
7.0%
Q3 25
1.9%
10.5%
Q2 25
4.4%
8.4%
Q1 25
4.2%
6.3%
Q4 24
3.5%
6.1%
Q3 24
4.4%
9.1%
Q2 24
5.1%
12.1%
Net Margin
GPI
GPI
STLD
STLD
Q1 26
7.7%
Q4 25
0.8%
6.0%
Q3 25
0.2%
8.4%
Q2 25
2.5%
6.5%
Q1 25
2.3%
5.0%
Q4 24
1.7%
5.4%
Q3 24
2.2%
7.3%
Q2 24
2.9%
9.2%
EPS (diluted)
GPI
GPI
STLD
STLD
Q1 26
$2.78
Q4 25
$3.75
$1.80
Q3 25
$1.00
$2.74
Q2 25
$10.82
$2.01
Q1 25
$9.67
$1.44
Q4 24
$7.15
$1.40
Q3 24
$8.69
$2.05
Q2 24
$10.17
$2.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GPI
GPI
STLD
STLD
Cash + ST InvestmentsLiquidity on hand
$32.5M
$556.5M
Total DebtLower is stronger
$3.4B
$4.2B
Stockholders' EquityBook value
$2.8B
$9.0B
Total Assets
$10.3B
$16.7B
Debt / EquityLower = less leverage
1.23×
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GPI
GPI
STLD
STLD
Q1 26
$556.5M
Q4 25
$32.5M
$769.9M
Q3 25
$30.8M
$770.4M
Q2 25
$52.7M
$497.6M
Q1 25
$70.5M
$1.2B
Q4 24
$34.4M
$737.3M
Q3 24
$58.7M
$1.7B
Q2 24
$64.4M
$1.2B
Total Debt
GPI
GPI
STLD
STLD
Q1 26
$4.2B
Q4 25
$3.4B
$4.2B
Q3 25
$3.3B
$3.8B
Q2 25
$3.1B
$3.8B
Q1 25
$2.7B
$4.2B
Q4 24
$2.7B
$3.2B
Q3 24
$2.7B
$3.7B
Q2 24
$2.3B
$3.1B
Stockholders' Equity
GPI
GPI
STLD
STLD
Q1 26
$9.0B
Q4 25
$2.8B
$9.0B
Q3 25
$3.1B
$9.0B
Q2 25
$3.1B
$8.9B
Q1 25
$3.0B
$8.8B
Q4 24
$3.0B
$8.9B
Q3 24
$3.0B
$9.1B
Q2 24
$2.9B
$9.1B
Total Assets
GPI
GPI
STLD
STLD
Q1 26
$16.7B
Q4 25
$10.3B
$16.4B
Q3 25
$10.4B
$16.0B
Q2 25
$10.2B
$15.5B
Q1 25
$9.9B
$15.9B
Q4 24
$9.8B
$14.9B
Q3 24
$10.0B
$15.7B
Q2 24
$8.9B
$15.1B
Debt / Equity
GPI
GPI
STLD
STLD
Q1 26
0.47×
Q4 25
1.23×
0.47×
Q3 25
1.06×
0.42×
Q2 25
0.97×
0.43×
Q1 25
0.89×
0.48×
Q4 24
0.92×
0.36×
Q3 24
0.91×
0.41×
Q2 24
0.80×
0.34×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GPI
GPI
STLD
STLD
Operating Cash FlowLast quarter
$129.2M
$148.3M
Free Cash FlowOCF − Capex
$51.4M
FCF MarginFCF / Revenue
0.9%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
2.96×
0.37×
TTM Free Cash FlowTrailing 4 quarters
$424.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GPI
GPI
STLD
STLD
Q1 26
$148.3M
Q4 25
$129.2M
$272.7M
Q3 25
$155.0M
$722.6M
Q2 25
$251.6M
$301.6M
Q1 25
$158.7M
$152.6M
Q4 24
$212.6M
$346.9M
Q3 24
$243.9M
$759.9M
Q2 24
$-124.1M
$382.6M
Free Cash Flow
GPI
GPI
STLD
STLD
Q1 26
Q4 25
$51.4M
$84.2M
Q3 25
$86.7M
$556.9M
Q2 25
$179.9M
$13.3M
Q1 25
$106.5M
$-152.9M
Q4 24
$120.1M
$-106.3M
Q3 24
$194.2M
$138.5M
Q2 24
$-163.8M
$-36.6M
FCF Margin
GPI
GPI
STLD
STLD
Q1 26
Q4 25
0.9%
1.9%
Q3 25
1.5%
11.5%
Q2 25
3.2%
0.3%
Q1 25
1.9%
-3.5%
Q4 24
2.2%
-2.7%
Q3 24
3.7%
3.2%
Q2 24
-3.5%
-0.8%
Capex Intensity
GPI
GPI
STLD
STLD
Q1 26
Q4 25
1.4%
4.3%
Q3 25
1.2%
3.4%
Q2 25
1.3%
6.3%
Q1 25
0.9%
7.0%
Q4 24
1.7%
11.7%
Q3 24
1.0%
14.3%
Q2 24
0.8%
9.0%
Cash Conversion
GPI
GPI
STLD
STLD
Q1 26
0.37×
Q4 25
2.96×
1.03×
Q3 25
11.92×
1.79×
Q2 25
1.79×
1.01×
Q1 25
1.24×
0.70×
Q4 24
2.24×
1.67×
Q3 24
2.08×
2.39×
Q2 24
-0.90×
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GPI
GPI

New Vehicles Retail$2.8B50%
Used Vehicles Retail$1.7B31%
Parts And Service$700.2M13%
Financial Service$229.7M4%
Used Vehicles Wholesale$143.5M3%

STLD
STLD

Steel$3.5B68%
Metals Recycling$593.2M11%
Other$490.1M9%
Steel Fabrication$355.4M7%
Aluminum$227.4M4%

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