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Side-by-side financial comparison of Granite Point Mortgage Trust Inc. (GPMT) and MicroAlgo Inc. (MLGO). Click either name above to swap in a different company.

Granite Point Mortgage Trust Inc. is the larger business by last-quarter revenue ($29.1M vs $26.3M, roughly 1.1× MicroAlgo Inc.). On growth, Granite Point Mortgage Trust Inc. posted the faster year-over-year revenue change (-24.9% vs -35.5%).

Granite Point Mortgage Trust Inc. is a U.S.-based real estate finance company that primarily originates, manages and invests in senior secured commercial real estate debt instruments. Its core portfolio covers loans backed by multifamily, office, industrial, retail and other commercial property types across key U.S. regional markets, serving institutional and commercial real estate operator clients.

MicroAlgo Inc. is a technology enterprise specializing in custom algorithm optimization solutions. It mainly serves clients across smart city management, industrial internet, and e-commerce sectors, helping enterprises improve operational efficiency, reduce operating costs, and optimize data processing performance for real business scenarios.

GPMT vs MLGO — Head-to-Head

Bigger by revenue
GPMT
GPMT
1.1× larger
GPMT
$29.1M
$26.3M
MLGO
Growing faster (revenue YoY)
GPMT
GPMT
+10.6% gap
GPMT
-24.9%
-35.5%
MLGO

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
GPMT
GPMT
MLGO
MLGO
Revenue
$29.1M
$26.3M
Net Profit
$-23.8M
Gross Margin
Operating Margin
-81.9%
Net Margin
-81.9%
Revenue YoY
-24.9%
-35.5%
Net Profit YoY
38.7%
EPS (diluted)
$-0.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GPMT
GPMT
MLGO
MLGO
Q4 25
$29.1M
Q3 25
$33.7M
Q2 25
$33.8M
$26.3M
Q1 25
$35.1M
Q4 24
$38.7M
$34.6M
Q3 24
$44.3M
Q2 24
$48.5M
$40.8M
Q1 24
$12.5M
Net Profit
GPMT
GPMT
MLGO
MLGO
Q4 25
$-23.8M
Q3 25
$3.0M
Q2 25
$-13.4M
Q1 25
$-7.0M
Q4 24
$-38.8M
$4.2M
Q3 24
$-31.0M
Q2 24
$-63.1M
Q1 24
$-74.1M
Gross Margin
GPMT
GPMT
MLGO
MLGO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
26.4%
Q3 24
Q2 24
Q1 24
Operating Margin
GPMT
GPMT
MLGO
MLGO
Q4 25
-81.9%
Q3 25
9.2%
Q2 25
-39.5%
Q1 25
-19.8%
Q4 24
-100.3%
7.0%
Q3 24
-70.0%
Q2 24
-130.1%
Q1 24
-591.9%
Net Margin
GPMT
GPMT
MLGO
MLGO
Q4 25
-81.9%
Q3 25
9.0%
Q2 25
-39.5%
Q1 25
-20.0%
Q4 24
-100.3%
12.1%
Q3 24
-70.0%
Q2 24
-130.1%
Q1 24
-591.9%
EPS (diluted)
GPMT
GPMT
MLGO
MLGO
Q4 25
$-0.58
Q3 25
$-0.01
Q2 25
$-0.35
Q1 25
$-0.22
Q4 24
$-0.86
$0.56
Q3 24
$-0.69
Q2 24
$-1.31
Q1 24
$-1.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GPMT
GPMT
MLGO
MLGO
Cash + ST InvestmentsLiquidity on hand
$66.0M
$319.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$552.7M
$317.6M
Total Assets
$1.8B
$330.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GPMT
GPMT
MLGO
MLGO
Q4 25
$66.0M
Q3 25
$62.7M
Q2 25
$85.1M
$319.4M
Q1 25
$85.7M
Q4 24
$87.8M
$164.9M
Q3 24
$113.5M
Q2 24
$85.9M
$66.7M
Q1 24
$155.2M
Stockholders' Equity
GPMT
GPMT
MLGO
MLGO
Q4 25
$552.7M
Q3 25
$582.0M
Q2 25
$584.2M
$317.6M
Q1 25
$604.7M
Q4 24
$619.1M
$144.9M
Q3 24
$667.8M
Q2 24
$704.6M
$76.0M
Q1 24
$774.1M
Total Assets
GPMT
GPMT
MLGO
MLGO
Q4 25
$1.8B
Q3 25
$1.8B
Q2 25
$1.9B
$330.8M
Q1 25
$2.0B
Q4 24
$2.1B
$176.3M
Q3 24
$2.3B
Q2 24
$2.5B
$107.6M
Q1 24
$2.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GPMT
GPMT
MLGO
MLGO
Operating Cash FlowLast quarter
$2.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GPMT
GPMT
MLGO
MLGO
Q4 25
$2.7M
Q3 25
$4.5M
Q2 25
$736.0K
Q1 25
$-5.7M
Q4 24
$8.8M
$4.8M
Q3 24
$6.1M
Q2 24
$987.0K
Q1 24
$1.7M
Free Cash Flow
GPMT
GPMT
MLGO
MLGO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$4.8M
Q3 24
Q2 24
Q1 24
FCF Margin
GPMT
GPMT
MLGO
MLGO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
13.8%
Q3 24
Q2 24
Q1 24
Capex Intensity
GPMT
GPMT
MLGO
MLGO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.0%
Q3 24
Q2 24
0.0%
Q1 24
Cash Conversion
GPMT
GPMT
MLGO
MLGO
Q4 25
Q3 25
1.49×
Q2 25
Q1 25
Q4 24
1.15×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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