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Side-by-side financial comparison of Global Payments (GPN) and Ralph Lauren Corporation (RL). Click either name above to swap in a different company.

Global Payments is the larger business by last-quarter revenue ($3.0B vs $2.4B, roughly 1.2× Ralph Lauren Corporation). Ralph Lauren Corporation runs the higher net margin — 15.0% vs -59.9%, a 74.9% gap on every dollar of revenue. On growth, Global Payments posted the faster year-over-year revenue change (63.1% vs 12.2%). Over the past eight quarters, Ralph Lauren Corporation's revenue compounded faster (23.9% CAGR vs 7.5%).

Global Payments Inc. is an American multinational financial technology company that provides payment technology and services to merchants, issuers and consumers. In June 2021, the company was named to the Fortune 500. The company processes payments made through credit cards, debit cards, and digital and contactless payments.

Ralph Lauren is an American fashion designer, philanthropist, and billionaire businessman, best known for founding the brand Ralph Lauren, a global multibillion-dollar enterprise. He stepped down as CEO of the company in September 2015 but remains executive chairman and chief creative officer. As of May 2025, his net worth is estimated at US$11.9 billion.

GPN vs RL — Head-to-Head

Bigger by revenue
GPN
GPN
1.2× larger
GPN
$3.0B
$2.4B
RL
Growing faster (revenue YoY)
GPN
GPN
+50.9% gap
GPN
63.1%
12.2%
RL
Higher net margin
RL
RL
74.9% more per $
RL
15.0%
-59.9%
GPN
Faster 2-yr revenue CAGR
RL
RL
Annualised
RL
23.9%
7.5%
GPN

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
GPN
GPN
RL
RL
Revenue
$3.0B
$2.4B
Net Profit
$-1.8B
$361.6M
Gross Margin
69.9%
Operating Margin
12.5%
19.6%
Net Margin
-59.9%
15.0%
Revenue YoY
63.1%
12.2%
Net Profit YoY
-688.7%
21.6%
EPS (diluted)
$-6.59
$5.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GPN
GPN
RL
RL
Q1 26
$3.0B
Q4 25
$1.3B
$2.4B
Q3 25
$2.0B
$2.0B
Q2 25
$2.0B
$1.7B
Q1 25
$2.4B
$1.7B
Q4 24
$2.5B
$2.1B
Q3 24
$2.6B
$1.7B
Q2 24
$2.6B
$1.5B
Net Profit
GPN
GPN
RL
RL
Q1 26
$-1.8B
Q4 25
$217.5M
$361.6M
Q3 25
$635.2M
$207.5M
Q2 25
$241.6M
$220.4M
Q1 25
$305.7M
$129.0M
Q4 24
$567.2M
$297.4M
Q3 24
$315.1M
$147.9M
Q2 24
$374.8M
$168.6M
Gross Margin
GPN
GPN
RL
RL
Q1 26
Q4 25
89.7%
69.9%
Q3 25
72.3%
68.0%
Q2 25
74.5%
72.3%
Q1 25
61.8%
68.7%
Q4 24
62.1%
68.4%
Q3 24
63.6%
67.0%
Q2 24
63.5%
70.5%
Operating Margin
GPN
GPN
RL
RL
Q1 26
12.5%
Q4 25
5.9%
19.6%
Q3 25
38.8%
12.2%
Q2 25
21.8%
15.9%
Q1 25
19.5%
9.1%
Q4 24
33.1%
18.2%
Q3 24
18.3%
10.4%
Q2 24
22.3%
13.8%
Net Margin
GPN
GPN
RL
RL
Q1 26
-59.9%
Q4 25
16.4%
15.0%
Q3 25
31.6%
10.3%
Q2 25
12.3%
12.8%
Q1 25
12.7%
7.6%
Q4 24
22.5%
13.9%
Q3 24
12.1%
8.6%
Q2 24
14.6%
11.1%
EPS (diluted)
GPN
GPN
RL
RL
Q1 26
$-6.59
Q4 25
$0.91
$5.82
Q3 25
$2.64
$3.32
Q2 25
$0.99
$3.52
Q1 25
$1.24
$2.03
Q4 24
$2.23
$4.66
Q3 24
$1.24
$2.31
Q2 24
$1.47
$2.61

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GPN
GPN
RL
RL
Cash + ST InvestmentsLiquidity on hand
$5.9B
$2.3B
Total DebtLower is stronger
$22.6B
Stockholders' EquityBook value
$24.5B
$2.9B
Total Assets
$64.3B
$7.8B
Debt / EquityLower = less leverage
0.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GPN
GPN
RL
RL
Q1 26
$5.9B
Q4 25
$8.3B
$2.3B
Q3 25
$2.6B
$1.6B
Q2 25
$2.6B
$2.3B
Q1 25
$2.9B
$2.1B
Q4 24
$2.5B
$2.1B
Q3 24
$2.9B
$1.7B
Q2 24
$2.1B
$1.8B
Total Debt
GPN
GPN
RL
RL
Q1 26
$22.6B
Q4 25
$19.5B
Q3 25
$13.3B
Q2 25
$14.2B
Q1 25
$15.0B
Q4 24
$15.2B
Q3 24
$15.2B
Q2 24
$15.6B
Stockholders' Equity
GPN
GPN
RL
RL
Q1 26
$24.5B
Q4 25
$22.9B
$2.9B
Q3 25
$22.7B
$2.6B
Q2 25
$22.6B
$2.5B
Q1 25
$22.2B
$2.6B
Q4 24
$22.3B
$2.5B
Q3 24
$22.8B
$2.4B
Q2 24
$22.4B
$2.4B
Total Assets
GPN
GPN
RL
RL
Q1 26
$64.3B
Q4 25
$53.3B
$7.8B
Q3 25
$48.0B
$7.3B
Q2 25
$48.5B
$7.8B
Q1 25
$47.6B
$7.0B
Q4 24
$46.9B
$7.1B
Q3 24
$50.0B
$6.8B
Q2 24
$50.8B
$6.6B
Debt / Equity
GPN
GPN
RL
RL
Q1 26
0.92×
Q4 25
0.85×
Q3 25
0.59×
Q2 25
0.63×
Q1 25
0.67×
Q4 24
0.68×
Q3 24
0.67×
Q2 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GPN
GPN
RL
RL
Operating Cash FlowLast quarter
$779.6M
Free Cash FlowOCF − Capex
$704.0M
FCF MarginFCF / Revenue
29.3%
Capex IntensityCapex / Revenue
8.8%
3.1%
Cash ConversionOCF / Net Profit
2.16×
TTM Free Cash FlowTrailing 4 quarters
$694.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GPN
GPN
RL
RL
Q1 26
Q4 25
$515.2M
$779.6M
Q3 25
$768.7M
$53.2M
Q2 25
$817.5M
$176.1M
Q1 25
$555.1M
$122.2M
Q4 24
$653.4M
$738.4M
Q3 24
$1.7B
$97.2M
Q2 24
$736.9M
$277.3M
Free Cash Flow
GPN
GPN
RL
RL
Q1 26
Q4 25
$347.0M
$704.0M
Q3 25
$598.9M
$-40.6M
Q2 25
$665.4M
$-11.2M
Q1 25
$427.5M
$42.3M
Q4 24
$469.4M
$677.2M
Q3 24
$1.6B
$55.5M
Q2 24
$557.7M
$243.9M
FCF Margin
GPN
GPN
RL
RL
Q1 26
Q4 25
26.1%
29.3%
Q3 25
29.8%
-2.0%
Q2 25
34.0%
-0.7%
Q1 25
17.7%
2.5%
Q4 24
18.7%
31.6%
Q3 24
60.0%
3.2%
Q2 24
21.7%
16.1%
Capex Intensity
GPN
GPN
RL
RL
Q1 26
8.8%
Q4 25
12.7%
3.1%
Q3 25
8.5%
4.7%
Q2 25
7.8%
10.9%
Q1 25
5.3%
4.7%
Q4 24
7.3%
2.9%
Q3 24
6.4%
2.4%
Q2 24
7.0%
2.2%
Cash Conversion
GPN
GPN
RL
RL
Q1 26
Q4 25
2.37×
2.16×
Q3 25
1.21×
0.26×
Q2 25
3.38×
0.80×
Q1 25
1.82×
0.95×
Q4 24
1.15×
2.48×
Q3 24
5.48×
0.66×
Q2 24
1.97×
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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