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Side-by-side financial comparison of GREAT SOUTHERN BANCORP, INC. (GSBC) and NIP Group Inc. (NIPG). Click either name above to swap in a different company.

GREAT SOUTHERN BANCORP, INC. is the larger business by last-quarter revenue ($56.4M vs $39.3M, roughly 1.4× NIP Group Inc.). GREAT SOUTHERN BANCORP, INC. runs the higher net margin — 28.9% vs -11.9%, a 40.7% gap on every dollar of revenue.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

GSBC vs NIPG — Head-to-Head

Bigger by revenue
GSBC
GSBC
1.4× larger
GSBC
$56.4M
$39.3M
NIPG
Higher net margin
GSBC
GSBC
40.7% more per $
GSBC
28.9%
-11.9%
NIPG

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
GSBC
GSBC
NIPG
NIPG
Revenue
$56.4M
$39.3M
Net Profit
$16.3M
$-4.7M
Gross Margin
6.0%
Operating Margin
34.5%
-13.0%
Net Margin
28.9%
-11.9%
Revenue YoY
-0.2%
Net Profit YoY
9.1%
EPS (diluted)
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GSBC
GSBC
NIPG
NIPG
Q4 25
$56.4M
Q3 25
$57.8M
Q2 25
$59.2M
Q1 25
$55.9M
Q4 24
$56.5M
Q3 24
$55.0M
Q2 24
$56.7M
$39.3M
Q1 24
$51.6M
Net Profit
GSBC
GSBC
NIPG
NIPG
Q4 25
$16.3M
Q3 25
$17.8M
Q2 25
$19.8M
Q1 25
$17.2M
Q4 24
$14.9M
Q3 24
$16.5M
Q2 24
$17.0M
$-4.7M
Q1 24
$13.4M
Gross Margin
GSBC
GSBC
NIPG
NIPG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.0%
Q1 24
Operating Margin
GSBC
GSBC
NIPG
NIPG
Q4 25
34.5%
Q3 25
38.2%
Q2 25
41.0%
Q1 25
38.4%
Q4 24
31.8%
Q3 24
36.6%
Q2 24
36.8%
-13.0%
Q1 24
32.1%
Net Margin
GSBC
GSBC
NIPG
NIPG
Q4 25
28.9%
Q3 25
30.7%
Q2 25
33.4%
Q1 25
30.7%
Q4 24
26.4%
Q3 24
30.0%
Q2 24
30.0%
-11.9%
Q1 24
26.0%
EPS (diluted)
GSBC
GSBC
NIPG
NIPG
Q4 25
$1.44
Q3 25
$1.56
Q2 25
$1.72
Q1 25
$1.47
Q4 24
$1.27
Q3 24
$1.41
Q2 24
$1.45
Q1 24
$1.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GSBC
GSBC
NIPG
NIPG
Cash + ST InvestmentsLiquidity on hand
$189.6M
$6.8M
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$636.1M
Total Assets
$5.6B
$305.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GSBC
GSBC
NIPG
NIPG
Q4 25
$189.6M
Q3 25
$196.2M
Q2 25
$245.9M
Q1 25
$217.2M
Q4 24
$195.8M
Q3 24
$208.4M
Q2 24
$186.5M
$6.8M
Q1 24
$171.4M
Total Debt
GSBC
GSBC
NIPG
NIPG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$3.8M
Q1 24
Stockholders' Equity
GSBC
GSBC
NIPG
NIPG
Q4 25
$636.1M
Q3 25
$632.9M
Q2 25
$622.4M
Q1 25
$613.3M
Q4 24
$599.6M
Q3 24
$612.1M
Q2 24
$568.8M
Q1 24
$565.2M
Total Assets
GSBC
GSBC
NIPG
NIPG
Q4 25
$5.6B
Q3 25
$5.7B
Q2 25
$5.9B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
Q2 24
$6.0B
$305.3M
Q1 24
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GSBC
GSBC
NIPG
NIPG
Operating Cash FlowLast quarter
$81.5M
Free Cash FlowOCF − Capex
$70.1M
FCF MarginFCF / Revenue
124.3%
Capex IntensityCapex / Revenue
20.3%
Cash ConversionOCF / Net Profit
5.01×
TTM Free Cash FlowTrailing 4 quarters
$121.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GSBC
GSBC
NIPG
NIPG
Q4 25
$81.5M
Q3 25
$5.6M
Q2 25
$39.3M
Q1 25
$15.0M
Q4 24
$44.1M
Q3 24
$17.7M
Q2 24
$43.5M
Q1 24
$-26.9M
Free Cash Flow
GSBC
GSBC
NIPG
NIPG
Q4 25
$70.1M
Q3 25
$3.9M
Q2 25
$34.9M
Q1 25
$13.1M
Q4 24
$39.1M
Q3 24
$16.5M
Q2 24
$42.0M
Q1 24
$-27.7M
FCF Margin
GSBC
GSBC
NIPG
NIPG
Q4 25
124.3%
Q3 25
6.7%
Q2 25
59.0%
Q1 25
23.4%
Q4 24
69.3%
Q3 24
30.1%
Q2 24
74.1%
Q1 24
-53.7%
Capex Intensity
GSBC
GSBC
NIPG
NIPG
Q4 25
20.3%
Q3 25
3.0%
Q2 25
7.4%
Q1 25
3.5%
Q4 24
8.7%
Q3 24
2.1%
Q2 24
2.7%
Q1 24
1.6%
Cash Conversion
GSBC
GSBC
NIPG
NIPG
Q4 25
5.01×
Q3 25
0.31×
Q2 25
1.99×
Q1 25
0.87×
Q4 24
2.95×
Q3 24
1.07×
Q2 24
2.56×
Q1 24
-2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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