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Side-by-side financial comparison of GREAT SOUTHERN BANCORP, INC. (GSBC) and Smart Sand, Inc. (SND). Click either name above to swap in a different company.

Smart Sand, Inc. is the larger business by last-quarter revenue ($86.0M vs $56.4M, roughly 1.5× GREAT SOUTHERN BANCORP, INC.). GREAT SOUTHERN BANCORP, INC. runs the higher net margin — 28.9% vs 1.4%, a 27.5% gap on every dollar of revenue. On growth, GREAT SOUTHERN BANCORP, INC. posted the faster year-over-year revenue change (-0.2% vs -5.8%). GREAT SOUTHERN BANCORP, INC. produced more free cash flow last quarter ($70.1M vs $20.4M). Over the past eight quarters, GREAT SOUTHERN BANCORP, INC.'s revenue compounded faster (4.5% CAGR vs 1.8%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Sand 9 is a fabless Micro-electromechanical system (MEMS) company based in Cambridge, Massachusetts. Sand 9 developed a piezoelectric MEMS resonator to serve as an alternative for quartz timing devices in applications such as smart phones, low-power wireless devices, and communications infrastructure equipment.

GSBC vs SND — Head-to-Head

Bigger by revenue
SND
SND
1.5× larger
SND
$86.0M
$56.4M
GSBC
Growing faster (revenue YoY)
GSBC
GSBC
+5.6% gap
GSBC
-0.2%
-5.8%
SND
Higher net margin
GSBC
GSBC
27.5% more per $
GSBC
28.9%
1.4%
SND
More free cash flow
GSBC
GSBC
$49.7M more FCF
GSBC
$70.1M
$20.4M
SND
Faster 2-yr revenue CAGR
GSBC
GSBC
Annualised
GSBC
4.5%
1.8%
SND

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
GSBC
GSBC
SND
SND
Revenue
$56.4M
$86.0M
Net Profit
$16.3M
$1.2M
Gross Margin
13.0%
Operating Margin
34.5%
-3.1%
Net Margin
28.9%
1.4%
Revenue YoY
-0.2%
-5.8%
Net Profit YoY
9.1%
-68.5%
EPS (diluted)
$1.44
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GSBC
GSBC
SND
SND
Q4 25
$56.4M
$86.0M
Q3 25
$57.8M
$92.8M
Q2 25
$59.2M
$85.8M
Q1 25
$55.9M
$65.6M
Q4 24
$56.5M
$91.4M
Q3 24
$55.0M
$63.2M
Q2 24
$56.7M
$73.8M
Q1 24
$51.6M
$83.1M
Net Profit
GSBC
GSBC
SND
SND
Q4 25
$16.3M
$1.2M
Q3 25
$17.8M
$3.0M
Q2 25
$19.8M
$21.4M
Q1 25
$17.2M
$-24.2M
Q4 24
$14.9M
$3.7M
Q3 24
$16.5M
$-98.0K
Q2 24
$17.0M
$-430.0K
Q1 24
$13.4M
$-216.0K
Gross Margin
GSBC
GSBC
SND
SND
Q4 25
13.0%
Q3 25
16.1%
Q2 25
10.4%
Q1 25
4.2%
Q4 24
14.7%
Q3 24
10.3%
Q2 24
17.7%
Q1 24
14.2%
Operating Margin
GSBC
GSBC
SND
SND
Q4 25
34.5%
-3.1%
Q3 25
38.2%
5.8%
Q2 25
41.0%
-0.1%
Q1 25
38.4%
-10.8%
Q4 24
31.8%
3.9%
Q3 24
36.6%
-7.8%
Q2 24
36.8%
4.8%
Q1 24
32.1%
0.9%
Net Margin
GSBC
GSBC
SND
SND
Q4 25
28.9%
1.4%
Q3 25
30.7%
3.2%
Q2 25
33.4%
24.9%
Q1 25
30.7%
-37.0%
Q4 24
26.4%
4.1%
Q3 24
30.0%
-0.2%
Q2 24
30.0%
-0.6%
Q1 24
26.0%
-0.3%
EPS (diluted)
GSBC
GSBC
SND
SND
Q4 25
$1.44
$0.03
Q3 25
$1.56
$0.08
Q2 25
$1.72
$0.54
Q1 25
$1.47
$-0.62
Q4 24
$1.27
$0.10
Q3 24
$1.41
$0.00
Q2 24
$1.45
$-0.01
Q1 24
$1.13
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GSBC
GSBC
SND
SND
Cash + ST InvestmentsLiquidity on hand
$189.6M
$22.6M
Total DebtLower is stronger
$15.0M
Stockholders' EquityBook value
$636.1M
$239.7M
Total Assets
$5.6B
$340.0M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GSBC
GSBC
SND
SND
Q4 25
$189.6M
$22.6M
Q3 25
$196.2M
$5.1M
Q2 25
$245.9M
$4.3M
Q1 25
$217.2M
$5.1M
Q4 24
$195.8M
$1.6M
Q3 24
$208.4M
$7.2M
Q2 24
$186.5M
$6.3M
Q1 24
$171.4M
$4.6M
Total Debt
GSBC
GSBC
SND
SND
Q4 25
$15.0M
Q3 25
$14.3M
Q2 25
$23.5M
Q1 25
$13.7M
Q4 24
$14.7M
Q3 24
$15.7M
Q2 24
$17.1M
Q1 24
$25.5M
Stockholders' Equity
GSBC
GSBC
SND
SND
Q4 25
$636.1M
$239.7M
Q3 25
$632.9M
$239.9M
Q2 25
$622.4M
$240.5M
Q1 25
$613.3M
$219.9M
Q4 24
$599.6M
$243.8M
Q3 24
$612.1M
$243.6M
Q2 24
$568.8M
$242.9M
Q1 24
$565.2M
$242.5M
Total Assets
GSBC
GSBC
SND
SND
Q4 25
$5.6B
$340.0M
Q3 25
$5.7B
$343.1M
Q2 25
$5.9B
$345.8M
Q1 25
$6.0B
$326.9M
Q4 24
$6.0B
$341.5M
Q3 24
$6.0B
$335.8M
Q2 24
$6.0B
$341.8M
Q1 24
$5.8B
$349.3M
Debt / Equity
GSBC
GSBC
SND
SND
Q4 25
0.06×
Q3 25
0.06×
Q2 25
0.10×
Q1 25
0.06×
Q4 24
0.06×
Q3 24
0.06×
Q2 24
0.07×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GSBC
GSBC
SND
SND
Operating Cash FlowLast quarter
$81.5M
$22.4M
Free Cash FlowOCF − Capex
$70.1M
$20.4M
FCF MarginFCF / Revenue
124.3%
23.7%
Capex IntensityCapex / Revenue
20.3%
2.3%
Cash ConversionOCF / Net Profit
5.01×
18.99×
TTM Free Cash FlowTrailing 4 quarters
$121.9M
$32.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GSBC
GSBC
SND
SND
Q4 25
$81.5M
$22.4M
Q3 25
$5.6M
$18.2M
Q2 25
$39.3M
$-5.1M
Q1 25
$15.0M
$8.7M
Q4 24
$44.1M
$1.0M
Q3 24
$17.7M
$5.8M
Q2 24
$43.5M
$14.9M
Q1 24
$-26.9M
$-3.9M
Free Cash Flow
GSBC
GSBC
SND
SND
Q4 25
$70.1M
$20.4M
Q3 25
$3.9M
$14.8M
Q2 25
$34.9M
$-7.8M
Q1 25
$13.1M
$5.2M
Q4 24
$39.1M
$-840.0K
Q3 24
$16.5M
$3.7M
Q2 24
$42.0M
$13.5M
Q1 24
$-27.7M
$-5.5M
FCF Margin
GSBC
GSBC
SND
SND
Q4 25
124.3%
23.7%
Q3 25
6.7%
15.9%
Q2 25
59.0%
-9.1%
Q1 25
23.4%
7.9%
Q4 24
69.3%
-0.9%
Q3 24
30.1%
5.8%
Q2 24
74.1%
18.3%
Q1 24
-53.7%
-6.6%
Capex Intensity
GSBC
GSBC
SND
SND
Q4 25
20.3%
2.3%
Q3 25
3.0%
3.6%
Q2 25
7.4%
3.1%
Q1 25
3.5%
5.4%
Q4 24
8.7%
2.1%
Q3 24
2.1%
3.4%
Q2 24
2.7%
1.8%
Q1 24
1.6%
2.0%
Cash Conversion
GSBC
GSBC
SND
SND
Q4 25
5.01×
18.99×
Q3 25
0.31×
6.05×
Q2 25
1.99×
-0.24×
Q1 25
0.87×
Q4 24
2.95×
0.28×
Q3 24
1.07×
Q2 24
2.56×
Q1 24
-2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GSBC
GSBC

Segment breakdown not available.

SND
SND

Sand$85.1M99%
Smart Systems Segment$980.0K1%

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