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Side-by-side financial comparison of GETTY REALTY CORP (GTY) and HORIZON BANCORP INC (HBNC). Click either name above to swap in a different company.

HORIZON BANCORP INC is the larger business by last-quarter revenue ($63.5M vs $57.8M, roughly 1.1× GETTY REALTY CORP). GETTY REALTY CORP runs the higher net margin — 46.0% vs 42.4%, a 3.6% gap on every dollar of revenue. On growth, HORIZON BANCORP INC posted the faster year-over-year revenue change (19.5% vs 10.5%). Over the past eight quarters, HORIZON BANCORP INC's revenue compounded faster (9.2% CAGR vs 7.6%).

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.

GTY vs HBNC — Head-to-Head

Bigger by revenue
HBNC
HBNC
1.1× larger
HBNC
$63.5M
$57.8M
GTY
Growing faster (revenue YoY)
HBNC
HBNC
+8.9% gap
HBNC
19.5%
10.5%
GTY
Higher net margin
GTY
GTY
3.6% more per $
GTY
46.0%
42.4%
HBNC
Faster 2-yr revenue CAGR
HBNC
HBNC
Annualised
HBNC
9.2%
7.6%
GTY

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GTY
GTY
HBNC
HBNC
Revenue
$57.8M
$63.5M
Net Profit
$26.6M
$26.9M
Gross Margin
Operating Margin
66.1%
51.5%
Net Margin
46.0%
42.4%
Revenue YoY
10.5%
19.5%
Net Profit YoY
80.1%
347.4%
EPS (diluted)
$0.43
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GTY
GTY
HBNC
HBNC
Q1 26
$57.8M
Q4 25
$60.5M
$63.5M
Q3 25
$55.6M
$58.4M
Q2 25
$53.3M
$66.3M
Q1 25
$52.3M
$68.8M
Q4 24
$53.0M
$53.1M
Q3 24
$51.5M
$58.4M
Q2 24
$49.9M
$55.8M
Net Profit
GTY
GTY
HBNC
HBNC
Q1 26
$26.6M
Q4 25
$27.0M
$26.9M
Q3 25
$23.3M
$-222.0M
Q2 25
$14.0M
$20.6M
Q1 25
$14.8M
$23.9M
Q4 24
$22.3M
$-10.9M
Q3 24
$15.3M
$18.2M
Q2 24
$16.7M
$14.1M
Operating Margin
GTY
GTY
HBNC
HBNC
Q1 26
66.1%
Q4 25
67.3%
51.5%
Q3 25
62.5%
-490.4%
Q2 25
46.7%
36.8%
Q1 25
50.5%
40.8%
Q4 24
61.6%
-41.3%
Q3 24
48.9%
31.0%
Q2 24
52.5%
28.5%
Net Margin
GTY
GTY
HBNC
HBNC
Q1 26
46.0%
Q4 25
44.7%
42.4%
Q3 25
42.0%
-380.2%
Q2 25
26.3%
31.1%
Q1 25
28.3%
34.8%
Q4 24
42.1%
-20.5%
Q3 24
29.8%
31.1%
Q2 24
33.5%
25.4%
EPS (diluted)
GTY
GTY
HBNC
HBNC
Q1 26
$0.43
Q4 25
$0.46
$0.44
Q3 25
$0.40
$-4.69
Q2 25
$0.24
$0.47
Q1 25
$0.25
$0.54
Q4 24
$0.38
$-0.25
Q3 24
$0.27
$0.41
Q2 24
$0.30
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GTY
GTY
HBNC
HBNC
Cash + ST InvestmentsLiquidity on hand
$3.7M
$139.5M
Total DebtLower is stronger
$248.6M
Stockholders' EquityBook value
$688.3M
Total Assets
$2.2B
$6.4B
Debt / EquityLower = less leverage
0.36×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GTY
GTY
HBNC
HBNC
Q1 26
$3.7M
Q4 25
$8.4M
$139.5M
Q3 25
$5.2M
$458.3M
Q2 25
$7.5M
$137.9M
Q1 25
$6.3M
$169.7M
Q4 24
$9.5M
$293.4M
Q3 24
$4.0M
$234.8M
Q2 24
$4.7M
$146.1M
Total Debt
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
$995.0M
$248.6M
Q3 25
$934.6M
Q2 25
$919.2M
Q1 25
$901.4M
Q4 24
$904.3M
$1.2B
Q3 24
$833.9M
Q2 24
$838.4M
Stockholders' Equity
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
$1.1B
$688.3M
Q3 25
$1.0B
$660.8M
Q2 25
$982.4M
$790.9M
Q1 25
$961.1M
$776.1M
Q4 24
$962.1M
$763.6M
Q3 24
$963.4M
$754.8M
Q2 24
$951.0M
$726.7M
Total Assets
GTY
GTY
HBNC
HBNC
Q1 26
$2.2B
Q4 25
$2.2B
$6.4B
Q3 25
$2.1B
$6.7B
Q2 25
$2.0B
$7.7B
Q1 25
$2.0B
$7.6B
Q4 24
$2.0B
$7.8B
Q3 24
$1.9B
$7.9B
Q2 24
$1.9B
$7.9B
Debt / Equity
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
0.93×
0.36×
Q3 25
0.92×
Q2 25
0.94×
Q1 25
0.94×
Q4 24
0.94×
1.61×
Q3 24
0.87×
Q2 24
0.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GTY
GTY
HBNC
HBNC
Operating Cash FlowLast quarter
$79.2M
Free Cash FlowOCF − Capex
$74.3M
FCF MarginFCF / Revenue
117.0%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
2.94×
TTM Free Cash FlowTrailing 4 quarters
$115.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
$127.4M
$79.2M
Q3 25
$30.5M
$10.9M
Q2 25
$34.7M
$19.5M
Q1 25
$28.7M
$15.2M
Q4 24
$130.5M
$6.4M
Q3 24
$34.6M
$32.3M
Q2 24
$29.7M
$15.9M
Free Cash Flow
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
$127.0M
$74.3M
Q3 25
$30.4M
$9.4M
Q2 25
$34.6M
$18.1M
Q1 25
$28.6M
$14.1M
Q4 24
$129.6M
$1.3M
Q3 24
$34.4M
$31.0M
Q2 24
$29.6M
$15.1M
FCF Margin
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
209.8%
117.0%
Q3 25
54.7%
16.1%
Q2 25
64.9%
27.3%
Q1 25
54.7%
20.5%
Q4 24
244.5%
2.4%
Q3 24
66.9%
53.1%
Q2 24
59.2%
27.1%
Capex Intensity
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
0.7%
7.8%
Q3 25
0.2%
2.6%
Q2 25
0.3%
2.1%
Q1 25
0.1%
1.6%
Q4 24
1.7%
9.6%
Q3 24
0.4%
2.2%
Q2 24
0.3%
1.5%
Cash Conversion
GTY
GTY
HBNC
HBNC
Q1 26
Q4 25
4.71×
2.94×
Q3 25
1.31×
Q2 25
2.48×
0.94×
Q1 25
1.94×
0.64×
Q4 24
5.85×
Q3 24
2.26×
1.78×
Q2 24
1.78×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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