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Side-by-side financial comparison of GETTY REALTY CORP (GTY) and OCTAVE SPECIALTY GROUP INC (OSG). Click either name above to swap in a different company.

OCTAVE SPECIALTY GROUP INC is the larger business by last-quarter revenue ($66.9M vs $57.8M, roughly 1.2× GETTY REALTY CORP). GETTY REALTY CORP runs the higher net margin — 46.0% vs -73.8%, a 119.8% gap on every dollar of revenue. On growth, GETTY REALTY CORP posted the faster year-over-year revenue change (10.5% vs 2.6%). Over the past eight quarters, OCTAVE SPECIALTY GROUP INC's revenue compounded faster (16.2% CAGR vs 7.6%).

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

Octave Specialty Group Inc. is a specialty insurance holding company that provides tailored property and casualty insurance products. Its core business focuses on excess and surplus lines, catering to commercial and individual clients across primary North American markets with customized risk coverage solutions.

GTY vs OSG — Head-to-Head

Bigger by revenue
OSG
OSG
1.2× larger
OSG
$66.9M
$57.8M
GTY
Growing faster (revenue YoY)
GTY
GTY
+8.0% gap
GTY
10.5%
2.6%
OSG
Higher net margin
GTY
GTY
119.8% more per $
GTY
46.0%
-73.8%
OSG
Faster 2-yr revenue CAGR
OSG
OSG
Annualised
OSG
16.2%
7.6%
GTY

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
GTY
GTY
OSG
OSG
Revenue
$57.8M
$66.9M
Net Profit
$26.6M
$-29.7M
Gross Margin
Operating Margin
66.1%
-76.7%
Net Margin
46.0%
-73.8%
Revenue YoY
10.5%
2.6%
Net Profit YoY
80.1%
-41.7%
EPS (diluted)
$0.43
$-0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GTY
GTY
OSG
OSG
Q1 26
$57.8M
Q4 25
$60.5M
$66.9M
Q3 25
$55.6M
$66.6M
Q2 25
$53.3M
$55.0M
Q1 25
$52.3M
$62.8M
Q4 24
$53.0M
$65.2M
Q3 24
$51.5M
$70.0M
Q2 24
$49.9M
$51.0M
Net Profit
GTY
GTY
OSG
OSG
Q1 26
$26.6M
Q4 25
$27.0M
$-29.7M
Q3 25
$23.3M
$-112.6M
Q2 25
$14.0M
$-72.7M
Q1 25
$14.8M
$-44.7M
Q4 24
$22.3M
$-20.9M
Q3 24
$15.3M
$-27.5M
Q2 24
$16.7M
$-750.0K
Operating Margin
GTY
GTY
OSG
OSG
Q1 26
66.1%
Q4 25
67.3%
-76.7%
Q3 25
62.5%
-48.2%
Q2 25
46.7%
-41.8%
Q1 25
50.5%
-24.1%
Q4 24
61.6%
-55.5%
Q3 24
48.9%
-29.7%
Q2 24
52.5%
-28.9%
Net Margin
GTY
GTY
OSG
OSG
Q1 26
46.0%
Q4 25
44.7%
-73.8%
Q3 25
42.0%
-169.1%
Q2 25
26.3%
-132.3%
Q1 25
28.3%
-71.3%
Q4 24
42.1%
-55.1%
Q3 24
29.8%
-39.3%
Q2 24
33.5%
-1.5%
EPS (diluted)
GTY
GTY
OSG
OSG
Q1 26
$0.43
Q4 25
$0.46
$-0.82
Q3 25
$0.40
$-2.35
Q2 25
$0.24
$-1.54
Q1 25
$0.25
$-1.22
Q4 24
$0.38
$-11.75
Q3 24
$0.27
$-0.63
Q2 24
$0.30
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GTY
GTY
OSG
OSG
Cash + ST InvestmentsLiquidity on hand
$3.7M
$146.4M
Total DebtLower is stronger
$117.6M
Stockholders' EquityBook value
$715.8M
Total Assets
$2.2B
$2.2B
Debt / EquityLower = less leverage
0.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GTY
GTY
OSG
OSG
Q1 26
$3.7M
Q4 25
$8.4M
$146.4M
Q3 25
$5.2M
$27.5M
Q2 25
$7.5M
$22.5M
Q1 25
$6.3M
$34.1M
Q4 24
$9.5M
$157.2M
Q3 24
$4.0M
$40.8M
Q2 24
$4.7M
$14.6M
Total Debt
GTY
GTY
OSG
OSG
Q1 26
Q4 25
$995.0M
$117.6M
Q3 25
$934.6M
Q2 25
$919.2M
Q1 25
$901.4M
Q4 24
$904.3M
$0
Q3 24
$833.9M
$518.0M
Q2 24
$838.4M
$515.0M
Stockholders' Equity
GTY
GTY
OSG
OSG
Q1 26
Q4 25
$1.1B
$715.8M
Q3 25
$1.0B
$843.4M
Q2 25
$982.4M
$859.8M
Q1 25
$961.1M
$852.2M
Q4 24
$962.1M
$798.4M
Q3 24
$963.4M
$1.5B
Q2 24
$951.0M
$1.4B
Total Assets
GTY
GTY
OSG
OSG
Q1 26
$2.2B
Q4 25
$2.2B
$2.2B
Q3 25
$2.1B
$2.1B
Q2 25
$2.0B
$8.5B
Q1 25
$2.0B
$8.3B
Q4 24
$2.0B
$8.1B
Q3 24
$1.9B
$9.3B
Q2 24
$1.9B
$8.2B
Debt / Equity
GTY
GTY
OSG
OSG
Q1 26
Q4 25
0.93×
0.16×
Q3 25
0.92×
Q2 25
0.94×
Q1 25
0.94×
Q4 24
0.94×
0.00×
Q3 24
0.87×
0.35×
Q2 24
0.88×
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GTY
GTY
OSG
OSG
Operating Cash FlowLast quarter
$-52.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GTY
GTY
OSG
OSG
Q1 26
Q4 25
$127.4M
$-52.3M
Q3 25
$30.5M
$-41.2M
Q2 25
$34.7M
$2.1M
Q1 25
$28.7M
$-12.6M
Q4 24
$130.5M
$762.0K
Q3 24
$34.6M
$48.9M
Q2 24
$29.7M
$20.4M
Free Cash Flow
GTY
GTY
OSG
OSG
Q1 26
Q4 25
$127.0M
Q3 25
$30.4M
Q2 25
$34.6M
Q1 25
$28.6M
Q4 24
$129.6M
Q3 24
$34.4M
Q2 24
$29.6M
FCF Margin
GTY
GTY
OSG
OSG
Q1 26
Q4 25
209.8%
Q3 25
54.7%
Q2 25
64.9%
Q1 25
54.7%
Q4 24
244.5%
Q3 24
66.9%
Q2 24
59.2%
Capex Intensity
GTY
GTY
OSG
OSG
Q1 26
Q4 25
0.7%
Q3 25
0.2%
Q2 25
0.3%
Q1 25
0.1%
Q4 24
1.7%
Q3 24
0.4%
Q2 24
0.3%
Cash Conversion
GTY
GTY
OSG
OSG
Q1 26
Q4 25
4.71×
Q3 25
1.31×
Q2 25
2.48×
Q1 25
1.94×
Q4 24
5.85×
Q3 24
2.26×
Q2 24
1.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GTY
GTY

Segment breakdown not available.

OSG
OSG

Other$28.7M43%
Specialty Property Casualty Program$23.1M34%
Accident Health$9.6M14%
Specialty Automobile$3.1M5%
Niche Specialty Risks$2.4M4%

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