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Side-by-side financial comparison of Huntington Bancshares (HBAN) and United Rentals (URI). Click either name above to swap in a different company.

United Rentals is the larger business by last-quarter revenue ($4.0B vs $2.6B, roughly 1.5× Huntington Bancshares). Huntington Bancshares runs the higher net margin — 20.2% vs 13.3%, a 6.9% gap on every dollar of revenue. On growth, Huntington Bancshares posted the faster year-over-year revenue change (34.0% vs 7.2%). Over the past eight quarters, Huntington Bancshares's revenue compounded faster (168.3% CAGR vs 114.0%).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

United Rentals, Inc. is an American equipment rental company, with about 16 percent of the North American market share as of 2022. It owns the largest rental fleet in the world with approximately 4,800 classes of equipment totaling about $20.59 billion in original equipment cost (OEC) as of 2025. The company has a combined total of 1,625 locations, including an integrated network of 1,504 rental locations in North America, 38 in Europe, 23 in Australia and 19 in New Zealand.

HBAN vs URI — Head-to-Head

Bigger by revenue
URI
URI
1.5× larger
URI
$4.0B
$2.6B
HBAN
Growing faster (revenue YoY)
HBAN
HBAN
+26.8% gap
HBAN
34.0%
7.2%
URI
Higher net margin
HBAN
HBAN
6.9% more per $
HBAN
20.2%
13.3%
URI
Faster 2-yr revenue CAGR
HBAN
HBAN
Annualised
HBAN
168.3%
114.0%
URI

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
HBAN
HBAN
URI
URI
Revenue
$2.6B
$4.0B
Net Profit
$523.0M
$531.0M
Gross Margin
36.9%
Operating Margin
0.4%
21.8%
Net Margin
20.2%
13.3%
Revenue YoY
34.0%
7.2%
Net Profit YoY
EPS (diluted)
$0.25
$8.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HBAN
HBAN
URI
URI
Q1 26
$2.6B
$4.0B
Q4 25
$410.0M
$992.0M
Q3 25
$424.0M
$938.0M
Q2 25
$377.0M
$872.0M
Q1 25
$351.0M
$893.0M
Q4 24
$410.0M
$1.0B
Q3 24
$362.0M
$874.0M
Q2 24
$360.0M
$870.0M
Net Profit
HBAN
HBAN
URI
URI
Q1 26
$523.0M
$531.0M
Q4 25
$519.0M
$653.0M
Q3 25
$629.0M
$701.0M
Q2 25
$536.0M
$622.0M
Q1 25
$527.0M
$518.0M
Q4 24
$530.0M
$689.0M
Q3 24
$517.0M
$708.0M
Q2 24
$474.0M
$636.0M
Gross Margin
HBAN
HBAN
URI
URI
Q1 26
36.9%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
HBAN
HBAN
URI
URI
Q1 26
0.4%
21.8%
Q4 25
Q3 25
Q2 25
Q1 25
90.0%
Q4 24
Q3 24
Q2 24
Net Margin
HBAN
HBAN
URI
URI
Q1 26
20.2%
13.3%
Q4 25
126.6%
65.8%
Q3 25
148.3%
74.7%
Q2 25
142.2%
71.3%
Q1 25
150.1%
58.0%
Q4 24
129.3%
67.6%
Q3 24
142.8%
81.0%
Q2 24
131.7%
73.1%
EPS (diluted)
HBAN
HBAN
URI
URI
Q1 26
$0.25
$8.43
Q4 25
$0.30
$10.20
Q3 25
$0.41
$10.91
Q2 25
$0.34
$9.59
Q1 25
$0.34
$7.91
Q4 24
$0.33
$10.41
Q3 24
$0.33
$10.70
Q2 24
$0.30
$9.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HBAN
HBAN
URI
URI
Cash + ST InvestmentsLiquidity on hand
$156.0M
Total DebtLower is stronger
$23.5B
$13.9B
Stockholders' EquityBook value
$32.6B
$9.0B
Total Assets
$285.4B
$29.9B
Debt / EquityLower = less leverage
0.72×
1.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HBAN
HBAN
URI
URI
Q1 26
$156.0M
Q4 25
$459.0M
Q3 25
$512.0M
Q2 25
$548.0M
Q1 25
$542.0M
Q4 24
$457.0M
Q3 24
$479.0M
Q2 24
$467.0M
Total Debt
HBAN
HBAN
URI
URI
Q1 26
$23.5B
$13.9B
Q4 25
$17.2B
$12.7B
Q3 25
$17.3B
$12.6B
Q2 25
$17.5B
$12.1B
Q1 25
$18.1B
$11.5B
Q4 24
$16.4B
$12.2B
Q3 24
$15.7B
$11.9B
Q2 24
$16.5B
$11.5B
Stockholders' Equity
HBAN
HBAN
URI
URI
Q1 26
$32.6B
$9.0B
Q4 25
$24.3B
$9.0B
Q3 25
$22.2B
$9.0B
Q2 25
$20.9B
$9.0B
Q1 25
$20.4B
$8.8B
Q4 24
$19.7B
$8.6B
Q3 24
$20.6B
$8.6B
Q2 24
$19.5B
$8.3B
Total Assets
HBAN
HBAN
URI
URI
Q1 26
$285.4B
$29.9B
Q4 25
$225.1B
$29.9B
Q3 25
$210.2B
$30.1B
Q2 25
$207.7B
$29.2B
Q1 25
$209.6B
$28.1B
Q4 24
$204.2B
$28.2B
Q3 24
$200.5B
$28.4B
Q2 24
$196.3B
$27.6B
Debt / Equity
HBAN
HBAN
URI
URI
Q1 26
0.72×
1.55×
Q4 25
0.71×
1.41×
Q3 25
0.78×
1.40×
Q2 25
0.83×
1.34×
Q1 25
0.89×
1.31×
Q4 24
0.83×
1.42×
Q3 24
0.76×
1.38×
Q2 24
0.84×
1.39×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HBAN
HBAN
URI
URI
Operating Cash FlowLast quarter
$1.5B
Free Cash FlowOCF − Capex
$1.1B
FCF MarginFCF / Revenue
26.4%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.85×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HBAN
HBAN
URI
URI
Q1 26
$1.5B
Q4 25
$928.0M
$1.3B
Q3 25
$487.0M
$1.2B
Q2 25
$554.0M
$1.3B
Q1 25
$513.0M
$1.4B
Q4 24
$1.5B
$1.0B
Q3 24
$-438.0M
$1.2B
Q2 24
$305.0M
$1.3B
Free Cash Flow
HBAN
HBAN
URI
URI
Q1 26
$1.1B
Q4 25
$810.0M
Q3 25
$446.0M
Q2 25
$500.0M
Q1 25
$459.0M
Q4 24
$1.5B
$471.0M
Q3 24
$-480.0M
$-168.0M
Q2 24
$263.0M
$-263.0M
FCF Margin
HBAN
HBAN
URI
URI
Q1 26
26.4%
Q4 25
197.6%
Q3 25
105.2%
Q2 25
132.6%
Q1 25
130.8%
Q4 24
355.4%
46.2%
Q3 24
-132.6%
-19.2%
Q2 24
73.1%
-30.2%
Capex Intensity
HBAN
HBAN
URI
URI
Q1 26
Q4 25
28.8%
Q3 25
9.7%
Q2 25
14.3%
Q1 25
15.4%
Q4 24
6.6%
56.6%
Q3 24
11.6%
157.0%
Q2 24
11.7%
175.6%
Cash Conversion
HBAN
HBAN
URI
URI
Q1 26
2.85×
Q4 25
1.79×
1.92×
Q3 25
0.77×
1.68×
Q2 25
1.03×
2.14×
Q1 25
0.97×
2.75×
Q4 24
2.80×
1.52×
Q3 24
-0.85×
1.70×
Q2 24
0.64×
1.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HBAN
HBAN

Segment breakdown not available.

URI
URI

Equipment rentals$3.4B86%
Sales of rental equipment$350.0M9%
Service and other revenues$92.0M2%
Sales of new equipment$84.0M2%
Contractor supplies sales$40.0M1%

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