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Side-by-side financial comparison of WARRIOR MET COAL, INC. (HCC) and UNITED COMMUNITY BANKS INC (UCB). Click either name above to swap in a different company.

WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $276.5M, roughly 1.7× UNITED COMMUNITY BANKS INC). UNITED COMMUNITY BANKS INC runs the higher net margin — 30.5% vs 15.8%, a 14.7% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs 11.6%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs 6.2%).

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

United Community is an American bank. United is one of the largest full-service financial institutions in the Southeast, with $27.7 billion in assets and 200 offices in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. In addition to its presence in the Southeast, United Community is the largest bank headquartered in South Carolina by total asset size.

HCC vs UCB — Head-to-Head

Bigger by revenue
HCC
HCC
1.7× larger
HCC
$458.6M
$276.5M
UCB
Growing faster (revenue YoY)
HCC
HCC
+40.4% gap
HCC
52.1%
11.6%
UCB
Higher net margin
UCB
UCB
14.7% more per $
UCB
30.5%
15.8%
HCC
Faster 2-yr revenue CAGR
HCC
HCC
Annualised
HCC
7.5%
6.2%
UCB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
HCC
HCC
UCB
UCB
Revenue
$458.6M
$276.5M
Net Profit
$72.3M
$84.3M
Gross Margin
36.7%
Operating Margin
17.3%
Net Margin
15.8%
30.5%
Revenue YoY
52.1%
11.6%
Net Profit YoY
18.0%
EPS (diluted)
$1.37
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCC
HCC
UCB
UCB
Q1 26
$458.6M
$276.5M
Q4 25
$384.0M
$278.4M
Q3 25
$328.6M
$276.8M
Q2 25
$297.5M
$260.2M
Q1 25
$299.9M
$247.7M
Q4 24
$297.5M
$250.9M
Q3 24
$327.7M
$217.3M
Q2 24
$396.5M
$245.3M
Net Profit
HCC
HCC
UCB
UCB
Q1 26
$72.3M
$84.3M
Q4 25
$23.0M
$86.5M
Q3 25
$36.6M
$91.5M
Q2 25
$5.6M
$78.7M
Q1 25
$-8.2M
$71.4M
Q4 24
$1.1M
$75.8M
Q3 24
$41.8M
$47.3M
Q2 24
$70.7M
$66.6M
Gross Margin
HCC
HCC
UCB
UCB
Q1 26
36.7%
Q4 25
29.5%
Q3 25
27.1%
Q2 25
23.9%
Q1 25
18.1%
Q4 24
23.1%
Q3 24
29.3%
Q2 24
34.1%
Operating Margin
HCC
HCC
UCB
UCB
Q1 26
17.3%
Q4 25
9.0%
40.5%
Q3 25
6.3%
42.6%
Q2 25
2.6%
38.6%
Q1 25
-5.8%
36.8%
Q4 24
-1.4%
38.4%
Q3 24
11.9%
27.5%
Q2 24
17.9%
35.1%
Net Margin
HCC
HCC
UCB
UCB
Q1 26
15.8%
30.5%
Q4 25
6.0%
31.1%
Q3 25
11.1%
33.0%
Q2 25
1.9%
30.3%
Q1 25
-2.7%
28.8%
Q4 24
0.4%
30.2%
Q3 24
12.7%
21.8%
Q2 24
17.8%
27.2%
EPS (diluted)
HCC
HCC
UCB
UCB
Q1 26
$1.37
$0.69
Q4 25
$0.43
$0.71
Q3 25
$0.70
$0.70
Q2 25
$0.11
$0.63
Q1 25
$-0.16
$0.58
Q4 24
$0.02
$0.61
Q3 24
$0.80
$0.38
Q2 24
$1.35
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCC
HCC
UCB
UCB
Cash + ST InvestmentsLiquidity on hand
$233.2M
$493.1M
Total DebtLower is stronger
$154.4M
$205.5M
Stockholders' EquityBook value
$3.7B
Total Assets
$2.8B
$28.2M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCC
HCC
UCB
UCB
Q1 26
$233.2M
$493.1M
Q4 25
$300.0M
Q3 25
$336.3M
Q2 25
$383.3M
Q1 25
$454.9M
Q4 24
$491.5M
Q3 24
$583.2M
Q2 24
$709.0M
Total Debt
HCC
HCC
UCB
UCB
Q1 26
$154.4M
$205.5M
Q4 25
$154.3M
$120.4M
Q3 25
$154.1M
$155.3M
Q2 25
$153.9M
$155.1M
Q1 25
$153.8M
$254.3M
Q4 24
$153.6M
$254.2M
Q3 24
$153.5M
$316.4M
Q2 24
$153.3M
$324.9M
Stockholders' Equity
HCC
HCC
UCB
UCB
Q1 26
$3.7B
Q4 25
$2.1B
$3.6B
Q3 25
$2.1B
$3.6B
Q2 25
$2.1B
$3.6B
Q1 25
$2.1B
$3.5B
Q4 24
$2.1B
$3.4B
Q3 24
$2.1B
$3.4B
Q2 24
$2.0B
$3.3B
Total Assets
HCC
HCC
UCB
UCB
Q1 26
$2.8B
$28.2M
Q4 25
$2.8B
$28.0B
Q3 25
$2.7B
$28.1B
Q2 25
$2.6B
$28.1B
Q1 25
$2.6B
$27.9B
Q4 24
$2.6B
$27.7B
Q3 24
$2.6B
$27.4B
Q2 24
$2.6B
$27.1B
Debt / Equity
HCC
HCC
UCB
UCB
Q1 26
0.06×
Q4 25
0.07×
0.03×
Q3 25
0.07×
0.04×
Q2 25
0.07×
0.04×
Q1 25
0.07×
0.07×
Q4 24
0.07×
0.07×
Q3 24
0.07×
0.09×
Q2 24
0.07×
0.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

UCB
UCB

Deposits$98.0M35%
Investment securities, including tax exempt of $1,646 and $1,678, respectively$45.3M16%
Money market$40.7M15%
Time$28.7M10%
NOW and interest-bearing demand$28.1M10%
Service charges and fees$9.5M3%
Other$8.0M3%
Mortgage loan gains and other related fees$8.0M3%
Wealth management fees$4.6M2%
Lending and loan servicing fees$4.0M1%
Deposits in banks and short-term investments$1.2M0%
Securities gains, net$133.0K0%

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