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Side-by-side financial comparison of HCI Group, Inc. (HCI) and MOTORCAR PARTS OF AMERICA INC (MPAA). Click either name above to swap in a different company.

HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $167.7M, roughly 1.5× MOTORCAR PARTS OF AMERICA INC). HCI Group, Inc. runs the higher net margin — 39.7% vs 1.1%, a 38.6% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs -9.9%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $-8.6M). Over the past eight quarters, HCI Group, Inc.'s revenue compounded faster (9.2% CAGR vs -5.9%).

HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.

Toyota Motor North America (TMNA) is the operating subsidiary that oversees all operations of the Toyota Motor Corporation in Canada, Mexico, and the United States. Its operations include research and development, manufacturing, sales, marketing, after sales and corporate functions, which are controlled by TMNA but sometimes executed by other subsidiaries and holding companies. The company is headquartered in Plano, Texas, with offices in several locations including Georgetown, Kentucky, Ann ...

HCI vs MPAA — Head-to-Head

Bigger by revenue
HCI
HCI
1.5× larger
HCI
$246.2M
$167.7M
MPAA
Growing faster (revenue YoY)
HCI
HCI
+62.0% gap
HCI
52.1%
-9.9%
MPAA
Higher net margin
HCI
HCI
38.6% more per $
HCI
39.7%
1.1%
MPAA
More free cash flow
HCI
HCI
$449.5M more FCF
HCI
$440.8M
$-8.6M
MPAA
Faster 2-yr revenue CAGR
HCI
HCI
Annualised
HCI
9.2%
-5.9%
MPAA

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
HCI
HCI
MPAA
MPAA
Revenue
$246.2M
$167.7M
Net Profit
$97.7M
$1.8M
Gross Margin
19.6%
Operating Margin
58.5%
5.0%
Net Margin
39.7%
1.1%
Revenue YoY
52.1%
-9.9%
Net Profit YoY
3679.2%
-22.4%
EPS (diluted)
$7.29
$0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCI
HCI
MPAA
MPAA
Q4 25
$246.2M
$167.7M
Q3 25
$216.3M
$221.5M
Q2 25
$221.9M
$188.4M
Q1 25
$216.4M
$193.1M
Q4 24
$161.9M
$186.2M
Q3 24
$175.3M
$208.2M
Q2 24
$206.2M
$169.9M
Q1 24
$206.6M
$189.5M
Net Profit
HCI
HCI
MPAA
MPAA
Q4 25
$97.7M
$1.8M
Q3 25
$65.5M
$-2.1M
Q2 25
$66.2M
$3.0M
Q1 25
$69.7M
$-722.0K
Q4 24
$2.6M
$2.3M
Q3 24
$5.7M
$-3.0M
Q2 24
$54.1M
$-18.1M
Q1 24
$47.6M
$1.3M
Gross Margin
HCI
HCI
MPAA
MPAA
Q4 25
19.6%
Q3 25
19.3%
Q2 25
18.0%
Q1 25
19.9%
Q4 24
24.1%
Q3 24
19.8%
Q2 24
17.2%
Q1 24
18.4%
Operating Margin
HCI
HCI
MPAA
MPAA
Q4 25
58.5%
5.0%
Q3 25
41.9%
7.4%
Q2 25
42.5%
10.7%
Q1 25
46.4%
8.4%
Q4 24
3.6%
9.4%
Q3 24
8.0%
6.0%
Q2 24
36.9%
-3.8%
Q1 24
37.5%
6.4%
Net Margin
HCI
HCI
MPAA
MPAA
Q4 25
39.7%
1.1%
Q3 25
30.3%
-1.0%
Q2 25
29.8%
1.6%
Q1 25
32.2%
-0.4%
Q4 24
1.6%
1.2%
Q3 24
3.2%
-1.4%
Q2 24
26.2%
-10.6%
Q1 24
23.0%
0.7%
EPS (diluted)
HCI
HCI
MPAA
MPAA
Q4 25
$7.29
$0.09
Q3 25
$4.90
$-0.11
Q2 25
$5.18
$0.15
Q1 25
$5.35
$-0.03
Q4 24
$0.32
$0.11
Q3 24
$0.52
$-0.15
Q2 24
$4.24
$-0.92
Q1 24
$3.81
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCI
HCI
MPAA
MPAA
Cash + ST InvestmentsLiquidity on hand
$1.2B
$19.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.0B
$258.5M
Total Assets
$2.5B
$991.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCI
HCI
MPAA
MPAA
Q4 25
$1.2B
$19.6M
Q3 25
$987.9M
$17.7M
Q2 25
$947.2M
$14.5M
Q1 25
$754.5M
$11.3M
Q4 24
$532.5M
$12.7M
Q3 24
$518.8M
$12.3M
Q2 24
$445.8M
$9.4M
Q1 24
$655.4M
$15.8M
Stockholders' Equity
HCI
HCI
MPAA
MPAA
Q4 25
$1.0B
$258.5M
Q3 25
$821.8M
$258.5M
Q2 25
$758.6M
$260.1M
Q1 25
$522.7M
$257.7M
Q4 24
$453.3M
$262.7M
Q3 24
$455.3M
$264.0M
Q2 24
$447.3M
$267.2M
Q1 24
$395.7M
$285.1M
Total Assets
HCI
HCI
MPAA
MPAA
Q4 25
$2.5B
$991.3M
Q3 25
$2.3B
$990.0M
Q2 25
$2.4B
$973.4M
Q1 25
$2.3B
$957.6M
Q4 24
$2.2B
$949.5M
Q3 24
$2.0B
$986.2M
Q2 24
$1.9B
$978.0M
Q1 24
$1.8B
$1.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCI
HCI
MPAA
MPAA
Operating Cash FlowLast quarter
$444.4M
$-8.2M
Free Cash FlowOCF − Capex
$440.8M
$-8.6M
FCF MarginFCF / Revenue
179.0%
-5.2%
Capex IntensityCapex / Revenue
1.5%
0.2%
Cash ConversionOCF / Net Profit
4.55×
-4.63×
TTM Free Cash FlowTrailing 4 quarters
$771.4M
$27.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCI
HCI
MPAA
MPAA
Q4 25
$444.4M
$-8.2M
Q3 25
$26.7M
$21.9M
Q2 25
$145.0M
$10.0M
Q1 25
$162.0M
$9.1M
Q4 24
$331.8M
$34.4M
Q3 24
$104.1M
$22.9M
Q2 24
$-29.0M
$-20.8M
Q1 24
$182.0M
$-9.3M
Free Cash Flow
HCI
HCI
MPAA
MPAA
Q4 25
$440.8M
$-8.6M
Q3 25
$25.9M
$20.8M
Q2 25
$144.5M
$9.2M
Q1 25
$160.3M
$6.2M
Q4 24
$327.8M
$33.7M
Q3 24
$103.2M
$22.3M
Q2 24
$-30.1M
$-21.3M
Q1 24
$181.0M
$-9.8M
FCF Margin
HCI
HCI
MPAA
MPAA
Q4 25
179.0%
-5.2%
Q3 25
12.0%
9.4%
Q2 25
65.1%
4.9%
Q1 25
74.1%
3.2%
Q4 24
202.5%
18.1%
Q3 24
58.9%
10.7%
Q2 24
-14.6%
-12.6%
Q1 24
87.6%
-5.2%
Capex Intensity
HCI
HCI
MPAA
MPAA
Q4 25
1.5%
0.2%
Q3 25
0.4%
0.5%
Q2 25
0.2%
0.4%
Q1 25
0.8%
1.5%
Q4 24
2.5%
0.4%
Q3 24
0.5%
0.3%
Q2 24
0.5%
0.3%
Q1 24
0.5%
0.3%
Cash Conversion
HCI
HCI
MPAA
MPAA
Q4 25
4.55×
-4.63×
Q3 25
0.41×
Q2 25
2.19×
3.30×
Q1 25
2.32×
Q4 24
128.41×
15.00×
Q3 24
18.33×
Q2 24
-0.54×
Q1 24
3.82×
-6.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCI
HCI

Insurance Operation$218.3M89%
Reciprocal Exchange Operation$27.0M11%

MPAA
MPAA

Reportable Segment Aggregation Before Other Operating Segment$156.3M93%
Other$11.4M7%

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