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Side-by-side financial comparison of HCI Group, Inc. (HCI) and Orla Mining Ltd. (ORLA). Click either name above to swap in a different company.

Orla Mining Ltd. is the larger business by last-quarter revenue ($251.2M vs $246.2M, roughly 1.0× HCI Group, Inc.).

HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.

Orla Mining Ltd. is a Canada-based mineral exploration and development firm focused on high-grade gold and precious metal assets in North and Central America, with core projects in Mexico and Nevada, U.S. It follows sustainable responsible mining practices, collaborates with local communities, and delivers long-term value to stakeholders.

HCI vs ORLA — Head-to-Head

Bigger by revenue
ORLA
ORLA
1.0× larger
ORLA
$251.2M
$246.2M
HCI

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
HCI
HCI
ORLA
ORLA
Revenue
$246.2M
$251.2M
Net Profit
$97.7M
Gross Margin
Operating Margin
58.5%
Net Margin
39.7%
Revenue YoY
52.1%
Net Profit YoY
3679.2%
EPS (diluted)
$7.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCI
HCI
ORLA
ORLA
Q4 25
$246.2M
Q3 25
$216.3M
$251.2M
Q2 25
$221.9M
$151.8M
Q1 25
$216.4M
Q4 24
$161.9M
Q3 24
$175.3M
$584.4M
Q2 24
$206.2M
$110.4M
Q1 24
$206.6M
Net Profit
HCI
HCI
ORLA
ORLA
Q4 25
$97.7M
Q3 25
$65.5M
Q2 25
$66.2M
Q1 25
$69.7M
Q4 24
$2.6M
Q3 24
$5.7M
$-368.9M
Q2 24
$54.1M
Q1 24
$47.6M
Operating Margin
HCI
HCI
ORLA
ORLA
Q4 25
58.5%
Q3 25
41.9%
Q2 25
42.5%
Q1 25
46.4%
Q4 24
3.6%
Q3 24
8.0%
Q2 24
36.9%
Q1 24
37.5%
Net Margin
HCI
HCI
ORLA
ORLA
Q4 25
39.7%
Q3 25
30.3%
Q2 25
29.8%
Q1 25
32.2%
Q4 24
1.6%
Q3 24
3.2%
-63.1%
Q2 24
26.2%
Q1 24
23.0%
EPS (diluted)
HCI
HCI
ORLA
ORLA
Q4 25
$7.29
Q3 25
$4.90
Q2 25
$5.18
Q1 25
$5.35
Q4 24
$0.32
Q3 24
$0.52
Q2 24
$4.24
Q1 24
$3.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCI
HCI
ORLA
ORLA
Cash + ST InvestmentsLiquidity on hand
$1.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$1.0B
$507.4M
Total Assets
$2.5B
$598.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCI
HCI
ORLA
ORLA
Q4 25
$1.2B
Q3 25
$987.9M
Q2 25
$947.2M
Q1 25
$754.5M
Q4 24
$532.5M
Q3 24
$518.8M
Q2 24
$445.8M
$96.6M
Q1 24
$655.4M
Stockholders' Equity
HCI
HCI
ORLA
ORLA
Q4 25
$1.0B
Q3 25
$821.8M
$507.4M
Q2 25
$758.6M
$507.4M
Q1 25
$522.7M
Q4 24
$453.3M
Q3 24
$455.3M
$968.6M
Q2 24
$447.3M
$400.5M
Q1 24
$395.7M
Total Assets
HCI
HCI
ORLA
ORLA
Q4 25
$2.5B
Q3 25
$2.3B
$598.3M
Q2 25
$2.4B
$598.3M
Q1 25
$2.3B
Q4 24
$2.2B
Q3 24
$2.0B
$1.3B
Q2 24
$1.9B
$535.8M
Q1 24
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCI
HCI
ORLA
ORLA
Operating Cash FlowLast quarter
$444.4M
$126.9M
Free Cash FlowOCF − Capex
$440.8M
FCF MarginFCF / Revenue
179.0%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
4.55×
TTM Free Cash FlowTrailing 4 quarters
$771.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCI
HCI
ORLA
ORLA
Q4 25
$444.4M
Q3 25
$26.7M
$126.9M
Q2 25
$145.0M
$74.9M
Q1 25
$162.0M
Q4 24
$331.8M
Q3 24
$104.1M
$92.4M
Q2 24
$-29.0M
$22.4M
Q1 24
$182.0M
Free Cash Flow
HCI
HCI
ORLA
ORLA
Q4 25
$440.8M
Q3 25
$25.9M
Q2 25
$144.5M
Q1 25
$160.3M
Q4 24
$327.8M
Q3 24
$103.2M
Q2 24
$-30.1M
Q1 24
$181.0M
FCF Margin
HCI
HCI
ORLA
ORLA
Q4 25
179.0%
Q3 25
12.0%
Q2 25
65.1%
Q1 25
74.1%
Q4 24
202.5%
Q3 24
58.9%
Q2 24
-14.6%
Q1 24
87.6%
Capex Intensity
HCI
HCI
ORLA
ORLA
Q4 25
1.5%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.8%
Q4 24
2.5%
Q3 24
0.5%
Q2 24
0.5%
Q1 24
0.5%
Cash Conversion
HCI
HCI
ORLA
ORLA
Q4 25
4.55×
Q3 25
0.41×
Q2 25
2.19×
Q1 25
2.32×
Q4 24
128.41×
Q3 24
18.33×
Q2 24
-0.54×
Q1 24
3.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCI
HCI

Insurance Operation$218.3M89%
Reciprocal Exchange Operation$27.0M11%

ORLA
ORLA

Segment breakdown not available.

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