vs

Side-by-side financial comparison of HCI Group, Inc. (HCI) and QUHUO Ltd (QH). Click either name above to swap in a different company.

HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $157.9M, roughly 1.6× QUHUO Ltd).

HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.

QUHUO Ltd. operates an on-demand lifestyle service platform focused on the Chinese mainland market. Its core offerings include gig workforce solutions, community group-buy services, and local life service matching for merchants and individual users, covering household services, catering operation support, and community retail segments to effectively connect service providers with end consumers.

HCI vs QH — Head-to-Head

Bigger by revenue
HCI
HCI
1.6× larger
HCI
$246.2M
$157.9M
QH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
HCI
HCI
QH
QH
Revenue
$246.2M
$157.9M
Net Profit
$97.7M
Gross Margin
Operating Margin
58.5%
Net Margin
39.7%
Revenue YoY
52.1%
Net Profit YoY
3679.2%
EPS (diluted)
$7.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCI
HCI
QH
QH
Q4 25
$246.2M
Q3 25
$216.3M
Q2 25
$221.9M
$157.9M
Q1 25
$216.4M
Q4 24
$161.9M
Q3 24
$175.3M
Q2 24
$206.2M
$222.9M
Q1 24
$206.6M
Net Profit
HCI
HCI
QH
QH
Q4 25
$97.7M
Q3 25
$65.5M
Q2 25
$66.2M
Q1 25
$69.7M
Q4 24
$2.6M
Q3 24
$5.7M
Q2 24
$54.1M
$-6.4M
Q1 24
$47.6M
Gross Margin
HCI
HCI
QH
QH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.5%
Q1 24
Operating Margin
HCI
HCI
QH
QH
Q4 25
58.5%
Q3 25
41.9%
Q2 25
42.5%
Q1 25
46.4%
Q4 24
3.6%
Q3 24
8.0%
Q2 24
36.9%
-2.7%
Q1 24
37.5%
Net Margin
HCI
HCI
QH
QH
Q4 25
39.7%
Q3 25
30.3%
Q2 25
29.8%
Q1 25
32.2%
Q4 24
1.6%
Q3 24
3.2%
Q2 24
26.2%
-2.9%
Q1 24
23.0%
EPS (diluted)
HCI
HCI
QH
QH
Q4 25
$7.29
Q3 25
$4.90
Q2 25
$5.18
Q1 25
$5.35
Q4 24
$0.32
Q3 24
$0.52
Q2 24
$4.24
Q1 24
$3.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCI
HCI
QH
QH
Cash + ST InvestmentsLiquidity on hand
$1.2B
$4.3M
Total DebtLower is stronger
$858.0K
Stockholders' EquityBook value
$1.0B
$57.4M
Total Assets
$2.5B
$118.4M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCI
HCI
QH
QH
Q4 25
$1.2B
Q3 25
$987.9M
Q2 25
$947.2M
$4.3M
Q1 25
$754.5M
Q4 24
$532.5M
Q3 24
$518.8M
Q2 24
$445.8M
$14.3M
Q1 24
$655.4M
Total Debt
HCI
HCI
QH
QH
Q4 25
Q3 25
Q2 25
$858.0K
Q1 25
Q4 24
Q3 24
Q2 24
$1.2M
Q1 24
Stockholders' Equity
HCI
HCI
QH
QH
Q4 25
$1.0B
Q3 25
$821.8M
Q2 25
$758.6M
$57.4M
Q1 25
$522.7M
Q4 24
$453.3M
Q3 24
$455.3M
Q2 24
$447.3M
$64.6M
Q1 24
$395.7M
Total Assets
HCI
HCI
QH
QH
Q4 25
$2.5B
Q3 25
$2.3B
Q2 25
$2.4B
$118.4M
Q1 25
$2.3B
Q4 24
$2.2B
Q3 24
$2.0B
Q2 24
$1.9B
$135.0M
Q1 24
$1.8B
Debt / Equity
HCI
HCI
QH
QH
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
Q4 24
Q3 24
Q2 24
0.02×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCI
HCI
QH
QH
Operating Cash FlowLast quarter
$444.4M
$-5.8M
Free Cash FlowOCF − Capex
$440.8M
FCF MarginFCF / Revenue
179.0%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
4.55×
TTM Free Cash FlowTrailing 4 quarters
$771.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCI
HCI
QH
QH
Q4 25
$444.4M
Q3 25
$26.7M
Q2 25
$145.0M
$-5.8M
Q1 25
$162.0M
Q4 24
$331.8M
Q3 24
$104.1M
Q2 24
$-29.0M
Q1 24
$182.0M
Free Cash Flow
HCI
HCI
QH
QH
Q4 25
$440.8M
Q3 25
$25.9M
Q2 25
$144.5M
Q1 25
$160.3M
Q4 24
$327.8M
Q3 24
$103.2M
Q2 24
$-30.1M
Q1 24
$181.0M
FCF Margin
HCI
HCI
QH
QH
Q4 25
179.0%
Q3 25
12.0%
Q2 25
65.1%
Q1 25
74.1%
Q4 24
202.5%
Q3 24
58.9%
Q2 24
-14.6%
Q1 24
87.6%
Capex Intensity
HCI
HCI
QH
QH
Q4 25
1.5%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.8%
Q4 24
2.5%
Q3 24
0.5%
Q2 24
0.5%
Q1 24
0.5%
Cash Conversion
HCI
HCI
QH
QH
Q4 25
4.55×
Q3 25
0.41×
Q2 25
2.19×
Q1 25
2.32×
Q4 24
128.41×
Q3 24
18.33×
Q2 24
-0.54×
Q1 24
3.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCI
HCI

Insurance Operation$218.3M89%
Reciprocal Exchange Operation$27.0M11%

QH
QH

Segment breakdown not available.

Related Comparisons