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Side-by-side financial comparison of HEALTHCARE SERVICES GROUP INC (HCSG) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

HEALTHCARE SERVICES GROUP INC is the larger business by last-quarter revenue ($466.7M vs $365.8M, roughly 1.3× UNITED FIRE GROUP INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs 6.6%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs 5.0%).

Tenet Healthcare Corporation is an American for-profit multinational healthcare services company based in Dallas. Through its brands, subsidiaries, joint ventures, and partnerships including United Surgical Partners International (USPI), the company operates 65 hospitals and over 450 healthcare facilities. Tenet also runs Conifer Health Solutions, which provides healthcare support services to health systems and other clients.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

HCSG vs UFCS — Head-to-Head

Bigger by revenue
HCSG
HCSG
1.3× larger
HCSG
$466.7M
$365.8M
UFCS
Growing faster (revenue YoY)
UFCS
UFCS
+3.2% gap
UFCS
9.8%
6.6%
HCSG
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
5.0%
HCSG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HCSG
HCSG
UFCS
UFCS
Revenue
$466.7M
$365.8M
Net Profit
Gross Margin
15.4%
Operating Margin
6.1%
13.2%
Net Margin
Revenue YoY
6.6%
9.8%
Net Profit YoY
EPS (diluted)
$0.43
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCSG
HCSG
UFCS
UFCS
Q4 25
$466.7M
$365.8M
Q3 25
$464.3M
$354.0M
Q2 25
$458.5M
$335.5M
Q1 25
$447.7M
$331.1M
Q4 24
$437.8M
$333.2M
Q3 24
$428.1M
$323.0M
Q2 24
$426.3M
$301.2M
Q1 24
$423.4M
$296.0M
Net Profit
HCSG
HCSG
UFCS
UFCS
Q4 25
Q3 25
$43.0M
$39.2M
Q2 25
$-32.4M
$22.9M
Q1 25
$17.2M
$17.7M
Q4 24
Q3 24
$14.0M
$19.7M
Q2 24
$-1.8M
$-2.7M
Q1 24
$15.3M
$13.5M
Gross Margin
HCSG
HCSG
UFCS
UFCS
Q4 25
15.4%
Q3 25
20.8%
Q2 25
0.6%
Q1 25
15.2%
Q4 24
13.4%
Q3 24
14.8%
Q2 24
9.7%
Q1 24
15.2%
Operating Margin
HCSG
HCSG
UFCS
UFCS
Q4 25
6.1%
13.2%
Q3 25
12.3%
13.7%
Q2 25
-9.1%
8.7%
Q1 25
5.3%
6.6%
Q4 24
3.4%
11.9%
Q3 24
4.4%
7.7%
Q2 24
-0.5%
-1.3%
Q1 24
5.0%
5.5%
Net Margin
HCSG
HCSG
UFCS
UFCS
Q4 25
Q3 25
9.3%
11.1%
Q2 25
-7.1%
6.8%
Q1 25
3.8%
5.3%
Q4 24
Q3 24
3.3%
6.1%
Q2 24
-0.4%
-0.9%
Q1 24
3.6%
4.6%
EPS (diluted)
HCSG
HCSG
UFCS
UFCS
Q4 25
$0.43
$1.45
Q3 25
$0.59
$1.49
Q2 25
$-0.44
$0.87
Q1 25
$0.23
$0.67
Q4 24
$0.15
$1.22
Q3 24
$0.19
$0.76
Q2 24
$-0.02
$-0.11
Q1 24
$0.21
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCSG
HCSG
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$168.0M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$510.2M
$941.2M
Total Assets
$794.3M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCSG
HCSG
UFCS
UFCS
Q4 25
$168.0M
$156.3M
Q3 25
$177.5M
$233.7M
Q2 25
$134.5M
$202.1M
Q1 25
$114.8M
$183.7M
Q4 24
$107.3M
$200.9M
Q3 24
$103.8M
$197.4M
Q2 24
$105.6M
$153.4M
Q1 24
$104.9M
$217.8M
Stockholders' Equity
HCSG
HCSG
UFCS
UFCS
Q4 25
$510.2M
$941.2M
Q3 25
$496.0M
$898.7M
Q2 25
$477.0M
$845.7M
Q1 25
$514.2M
$817.7M
Q4 24
$499.9M
$781.5M
Q3 24
$488.7M
$785.8M
Q2 24
$471.4M
$726.6M
Q1 24
$474.6M
$736.8M
Total Assets
HCSG
HCSG
UFCS
UFCS
Q4 25
$794.3M
$3.8B
Q3 25
$804.3M
$3.8B
Q2 25
$802.2M
$3.7B
Q1 25
$823.0M
$3.5B
Q4 24
$802.8M
$3.5B
Q3 24
$805.8M
$3.5B
Q2 24
$799.7M
$3.4B
Q1 24
$803.9M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCSG
HCSG
UFCS
UFCS
Operating Cash FlowLast quarter
$17.4M
$269.7M
Free Cash FlowOCF − Capex
$16.0M
FCF MarginFCF / Revenue
3.4%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$139.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCSG
HCSG
UFCS
UFCS
Q4 25
$17.4M
$269.7M
Q3 25
$71.3M
$60.8M
Q2 25
$28.8M
$53.4M
Q1 25
$27.5M
$35.7M
Q4 24
$36.2M
$340.3M
Q3 24
$4.3M
$56.5M
Q2 24
$16.3M
$91.3M
Q1 24
$-26.0M
$36.2M
Free Cash Flow
HCSG
HCSG
UFCS
UFCS
Q4 25
$16.0M
Q3 25
$70.0M
Q2 25
$27.4M
Q1 25
$25.8M
Q4 24
$34.8M
Q3 24
$2.9M
Q2 24
$15.0M
Q1 24
$-28.2M
FCF Margin
HCSG
HCSG
UFCS
UFCS
Q4 25
3.4%
Q3 25
15.1%
Q2 25
6.0%
Q1 25
5.8%
Q4 24
7.9%
Q3 24
0.7%
Q2 24
3.5%
Q1 24
-6.7%
Capex Intensity
HCSG
HCSG
UFCS
UFCS
Q4 25
0.3%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.4%
Q4 24
0.3%
Q3 24
0.3%
Q2 24
0.3%
Q1 24
0.5%
Cash Conversion
HCSG
HCSG
UFCS
UFCS
Q4 25
Q3 25
1.66×
1.55×
Q2 25
2.33×
Q1 25
1.60×
2.02×
Q4 24
Q3 24
0.31×
2.86×
Q2 24
Q1 24
-1.70×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCSG
HCSG

Dietary Services$255.9M55%
Other$210.8M45%

UFCS
UFCS

Segment breakdown not available.

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