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Side-by-side financial comparison of Healthcare Triangle, Inc. (HCTI) and TOP Financial Group Ltd (TOP). Click either name above to swap in a different company.

Healthcare Triangle, Inc. is the larger business by last-quarter revenue ($3.1M vs $2.9M, roughly 1.1× TOP Financial Group Ltd). TOP Financial Group Ltd runs the higher net margin — 6.6% vs -143.4%, a 150.0% gap on every dollar of revenue.

Healthcare Triangle, Inc. is a healthcare technology firm that delivers cloud-native data management platforms, AI-powered clinical analytics, and digital workflow solutions. It serves U.S. healthcare providers, payers, and life science organizations, supporting clinical decision-making, care coordination, and operational efficiency across the care continuum.

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

HCTI vs TOP — Head-to-Head

Bigger by revenue
HCTI
HCTI
1.1× larger
HCTI
$3.1M
$2.9M
TOP
Higher net margin
TOP
TOP
150.0% more per $
TOP
6.6%
-143.4%
HCTI

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
HCTI
HCTI
TOP
TOP
Revenue
$3.1M
$2.9M
Net Profit
$-4.5M
$190.5K
Gross Margin
Operating Margin
-141.4%
Net Margin
-143.4%
6.6%
Revenue YoY
43.4%
Net Profit YoY
-234.0%
EPS (diluted)
$-151.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCTI
HCTI
TOP
TOP
Q4 25
$3.1M
Q3 25
$3.5M
$2.9M
Q2 25
$3.6M
Q1 25
$3.7M
Q4 24
$2.2M
Q3 24
$2.4M
Q2 24
$3.0M
Q1 24
$4.1M
Net Profit
HCTI
HCTI
TOP
TOP
Q4 25
$-4.5M
Q3 25
$-1.9M
$190.5K
Q2 25
$-1.4M
Q1 25
$-1.7M
Q4 24
$-1.3M
Q3 24
$-1.2M
Q2 24
$-1.5M
Q1 24
$-1.9M
Operating Margin
HCTI
HCTI
TOP
TOP
Q4 25
-141.4%
Q3 25
-74.3%
Q2 25
-38.2%
Q1 25
-37.7%
Q4 24
-22.5%
Q3 24
-48.4%
Q2 24
-46.2%
Q1 24
-41.7%
Net Margin
HCTI
HCTI
TOP
TOP
Q4 25
-143.4%
Q3 25
-54.6%
6.6%
Q2 25
-38.4%
Q1 25
-45.9%
Q4 24
-61.6%
Q3 24
-51.8%
Q2 24
-50.6%
Q1 24
-45.3%
EPS (diluted)
HCTI
HCTI
TOP
TOP
Q4 25
$-151.13
Q3 25
$-0.42
Q2 25
$-0.58
Q1 25
$-0.17
Q4 24
$-16783.38
Q3 24
$-54.78
Q2 24
$-70.72
Q1 24
$-0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCTI
HCTI
TOP
TOP
Cash + ST InvestmentsLiquidity on hand
$7.6M
$14.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$9.9M
$35.0M
Total Assets
$22.7M
$64.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCTI
HCTI
TOP
TOP
Q4 25
$7.6M
Q3 25
$1.6M
$14.8M
Q2 25
Q1 25
$6.8M
Q4 24
$20.0K
Q3 24
$28.0K
Q2 24
$29.0K
Q1 24
$301.0K
Total Debt
HCTI
HCTI
TOP
TOP
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$888.0K
Stockholders' Equity
HCTI
HCTI
TOP
TOP
Q4 25
$9.9M
Q3 25
$8.7M
$35.0M
Q2 25
$10.2M
Q1 25
$8.6M
Q4 24
$-5.1M
Q3 24
$-1.8M
Q2 24
$-646.0K
Q1 24
$-511.0K
Total Assets
HCTI
HCTI
TOP
TOP
Q4 25
$22.7M
Q3 25
$13.8M
$64.1M
Q2 25
$14.6M
Q1 25
$11.8M
Q4 24
$2.0M
Q3 24
$4.8M
Q2 24
$6.0M
Q1 24
$6.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCTI
HCTI
TOP
TOP
Operating Cash FlowLast quarter
$-6.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCTI
HCTI
TOP
TOP
Q4 25
$-6.8M
Q3 25
$-1.5M
Q2 25
$-2.6M
Q1 25
$-5.6M
Q4 24
$-811.0K
Q3 24
$715.0K
Q2 24
$-935.0K
Q1 24
$-50.0K
Free Cash Flow
HCTI
HCTI
TOP
TOP
Q4 25
Q3 25
$-1.5M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
HCTI
HCTI
TOP
TOP
Q4 25
Q3 25
-43.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
HCTI
HCTI
TOP
TOP
Q4 25
Q3 25
0.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCTI
HCTI

Software Services$2.4M78%
Managed Services And Support$609.0K19%
Other$88.0K3%

TOP
TOP

Segment breakdown not available.

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