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Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and INSPIRE VETERINARY PARTNERS, INC. (IVP). Click either name above to swap in a different company.

Home Federal Bancorp, Inc. of Louisiana is the larger business by last-quarter revenue ($6.0M vs $4.3M, roughly 1.4× INSPIRE VETERINARY PARTNERS, INC.). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs -58.5%, a 86.4% gap on every dollar of revenue. On growth, Home Federal Bancorp, Inc. of Louisiana posted the faster year-over-year revenue change (18.2% vs 6.6%). Over the past eight quarters, Home Federal Bancorp, Inc. of Louisiana's revenue compounded faster (10.7% CAGR vs 2.4%).

Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.

Inspire Veterinary Partners, Inc. is a U.S.-based operator of companion animal veterinary clinics. It delivers full-spectrum pet healthcare services including preventive care, diagnostic testing, surgery, dental care, and emergency treatment for dogs, cats and other small pets, serving communities across multiple U.S. states.

HFBL vs IVP — Head-to-Head

Bigger by revenue
HFBL
HFBL
1.4× larger
HFBL
$6.0M
$4.3M
IVP
Growing faster (revenue YoY)
HFBL
HFBL
+11.6% gap
HFBL
18.2%
6.6%
IVP
Higher net margin
HFBL
HFBL
86.4% more per $
HFBL
27.8%
-58.5%
IVP
Faster 2-yr revenue CAGR
HFBL
HFBL
Annualised
HFBL
10.7%
2.4%
IVP

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
HFBL
HFBL
IVP
IVP
Revenue
$6.0M
$4.3M
Net Profit
$1.7M
$-2.5M
Gross Margin
Operating Margin
35.1%
-45.6%
Net Margin
27.8%
-58.5%
Revenue YoY
18.2%
6.6%
Net Profit YoY
64.2%
27.6%
EPS (diluted)
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HFBL
HFBL
IVP
IVP
Q4 25
$6.0M
Q3 25
$5.9M
$4.3M
Q2 25
$5.6M
$4.3M
Q1 25
$5.2M
$3.6M
Q4 24
$5.1M
$3.3M
Q3 24
$4.7M
$4.0M
Q2 24
$4.9M
$4.4M
Q1 24
$4.9M
$4.8M
Net Profit
HFBL
HFBL
IVP
IVP
Q4 25
$1.7M
Q3 25
$1.6M
$-2.5M
Q2 25
$1.2M
$-3.0M
Q1 25
$748.0K
$-2.4M
Q4 24
$1.0M
$-4.0M
Q3 24
$941.0K
$-3.5M
Q2 24
$638.0K
$-3.4M
Q1 24
$732.0K
$-3.4M
Operating Margin
HFBL
HFBL
IVP
IVP
Q4 25
35.1%
Q3 25
34.1%
-45.6%
Q2 25
27.5%
-61.1%
Q1 25
18.3%
-55.2%
Q4 24
23.7%
-46.2%
Q3 24
19.9%
-55.2%
Q2 24
16.9%
-54.5%
Q1 24
18.5%
-59.2%
Net Margin
HFBL
HFBL
IVP
IVP
Q4 25
27.8%
Q3 25
27.1%
-58.5%
Q2 25
20.9%
-70.8%
Q1 25
14.4%
-66.4%
Q4 24
20.0%
-119.4%
Q3 24
19.9%
-86.2%
Q2 24
13.1%
-77.1%
Q1 24
14.9%
-70.8%
EPS (diluted)
HFBL
HFBL
IVP
IVP
Q4 25
$0.54
Q3 25
$0.52
Q2 25
$0.38
Q1 25
$0.24
Q4 24
$0.33
Q3 24
$0.31
Q2 24
$0.21
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HFBL
HFBL
IVP
IVP
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$11.8M
Stockholders' EquityBook value
$57.7M
$4.2M
Total Assets
$621.4M
$24.0M
Debt / EquityLower = less leverage
2.82×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$523.7K
Q3 24
$681.2K
Q2 24
$7.7K
Q1 24
$69.1K
Total Debt
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
$11.8M
Q2 25
$12.0M
Q1 25
$11.5M
Q4 24
$12.0M
Q3 24
$12.4M
Q2 24
$14.6M
Q1 24
Stockholders' Equity
HFBL
HFBL
IVP
IVP
Q4 25
$57.7M
Q3 25
$56.6M
$4.2M
Q2 25
$55.2M
$446.3K
Q1 25
$54.7M
$3.0M
Q4 24
$53.9M
$1.6M
Q3 24
$54.3M
$3.0M
Q2 24
$52.8M
$-3.1M
Q1 24
$52.5M
$269.9K
Total Assets
HFBL
HFBL
IVP
IVP
Q4 25
$621.4M
Q3 25
$622.6M
$24.0M
Q2 25
$609.5M
$20.8M
Q1 25
$619.6M
$20.7M
Q4 24
$607.8M
$20.2M
Q3 24
$628.4M
$22.4M
Q2 24
$637.5M
$21.9M
Q1 24
$643.0M
$23.4M
Debt / Equity
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
2.82×
Q2 25
26.96×
Q1 25
3.84×
Q4 24
7.67×
Q3 24
4.10×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HFBL
HFBL
IVP
IVP
Operating Cash FlowLast quarter
$2.9M
$-1.3M
Free Cash FlowOCF − Capex
$-1.3M
FCF MarginFCF / Revenue
-30.7%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
1.70×
TTM Free Cash FlowTrailing 4 quarters
$-4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HFBL
HFBL
IVP
IVP
Q4 25
$2.9M
Q3 25
$2.8M
$-1.3M
Q2 25
$5.5M
$-898.3K
Q1 25
$991.0K
$-1.4M
Q4 24
$2.6M
$-677.5K
Q3 24
$871.0K
$-6.3M
Q2 24
$2.3M
$149.7K
Q1 24
$650.0K
$-3.2M
Free Cash Flow
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
$-1.3M
Q2 25
$-910.9K
Q1 25
$-1.4M
Q4 24
$-709.4K
Q3 24
$843.0K
$-6.3M
Q2 24
$2.3M
$126.0K
Q1 24
$-3.3M
FCF Margin
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
-30.7%
Q2 25
-21.3%
Q1 25
-38.3%
Q4 24
-21.4%
Q3 24
17.8%
-156.4%
Q2 24
46.8%
2.9%
Q1 24
-68.8%
Capex Intensity
HFBL
HFBL
IVP
IVP
Q4 25
Q3 25
1.0%
Q2 25
0.3%
Q1 25
0.6%
Q4 24
1.0%
Q3 24
0.6%
0.6%
Q2 24
0.8%
0.5%
Q1 24
3.2%
Cash Conversion
HFBL
HFBL
IVP
IVP
Q4 25
1.70×
Q3 25
1.74×
Q2 25
4.64×
Q1 25
1.32×
Q4 24
2.54×
Q3 24
0.93×
Q2 24
3.63×
Q1 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HFBL
HFBL

Segment breakdown not available.

IVP
IVP

Services$3.1M73%
Products$1.2M27%

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