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Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and Kentucky First Federal Bancorp (KFFB). Click either name above to swap in a different company.
Home Federal Bancorp, Inc. of Louisiana is the larger business by last-quarter revenue ($6.0M vs $2.8M, roughly 2.1× Kentucky First Federal Bancorp). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs 10.7%, a 17.1% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs 18.2%). Over the past eight quarters, Kentucky First Federal Bancorp's revenue compounded faster (24.0% CAGR vs 10.7%).
Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.
Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.
HFBL vs KFFB — Head-to-Head
Income Statement — Q2 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $6.0M | $2.8M |
| Net Profit | $1.7M | $304.0K |
| Gross Margin | — | — |
| Operating Margin | 35.1% | 14.1% |
| Net Margin | 27.8% | 10.7% |
| Revenue YoY | 18.2% | 28.3% |
| Net Profit YoY | 64.2% | 2238.5% |
| EPS (diluted) | $0.54 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $6.0M | $2.8M | ||
| Q3 25 | $5.9M | $2.7M | ||
| Q2 25 | $5.6M | $2.4M | ||
| Q1 25 | $5.2M | $2.2M | ||
| Q4 24 | $5.1M | $2.2M | ||
| Q3 24 | $4.7M | $2.0M | ||
| Q2 24 | $4.9M | $2.0M | ||
| Q1 24 | $4.9M | $1.8M |
| Q4 25 | $1.7M | $304.0K | ||
| Q3 25 | $1.6M | $344.0K | ||
| Q2 25 | $1.2M | $176.0K | ||
| Q1 25 | $748.0K | $7.0K | ||
| Q4 24 | $1.0M | $13.0K | ||
| Q3 24 | $941.0K | $-15.0K | ||
| Q2 24 | $638.0K | $-1.1M | ||
| Q1 24 | $732.0K | $-107.0K |
| Q4 25 | 35.1% | 14.1% | ||
| Q3 25 | 34.1% | 17.0% | ||
| Q2 25 | 27.5% | 10.3% | ||
| Q1 25 | 18.3% | 0.7% | ||
| Q4 24 | 23.7% | 0.3% | ||
| Q3 24 | 19.9% | -1.0% | ||
| Q2 24 | 16.9% | -58.7% | ||
| Q1 24 | 18.5% | -7.9% |
| Q4 25 | 27.8% | 10.7% | ||
| Q3 25 | 27.1% | 12.9% | ||
| Q2 25 | 20.9% | 7.6% | ||
| Q1 25 | 14.4% | 0.3% | ||
| Q4 24 | 20.0% | 0.6% | ||
| Q3 24 | 19.9% | -0.7% | ||
| Q2 24 | 13.1% | -56.7% | ||
| Q1 24 | 14.9% | -5.8% |
| Q4 25 | $0.54 | $0.04 | ||
| Q3 25 | $0.52 | $0.04 | ||
| Q2 25 | $0.38 | $0.02 | ||
| Q1 25 | $0.24 | $0.00 | ||
| Q4 24 | $0.33 | $0.00 | ||
| Q3 24 | $0.31 | $0.00 | ||
| Q2 24 | $0.21 | $-0.13 | ||
| Q1 24 | $0.24 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $19.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $57.7M | $49.1M |
| Total Assets | $621.4M | $375.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $19.7M | ||
| Q3 25 | — | $14.6M | ||
| Q2 25 | — | $19.5M | ||
| Q1 25 | — | $27.8M | ||
| Q4 24 | — | $21.0M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $18.3M | ||
| Q1 24 | — | $15.4M |
| Q4 25 | $57.7M | $49.1M | ||
| Q3 25 | $56.6M | $48.8M | ||
| Q2 25 | $55.2M | $48.4M | ||
| Q1 25 | $54.7M | $48.2M | ||
| Q4 24 | $53.9M | $48.1M | ||
| Q3 24 | $54.3M | $48.2M | ||
| Q2 24 | $52.8M | $48.0M | ||
| Q1 24 | $52.5M | $49.0M |
| Q4 25 | $621.4M | $375.3M | ||
| Q3 25 | $622.6M | $366.5M | ||
| Q2 25 | $609.5M | $371.2M | ||
| Q1 25 | $619.6M | $380.7M | ||
| Q4 24 | $607.8M | $374.2M | ||
| Q3 24 | $628.4M | $375.6M | ||
| Q2 24 | $637.5M | $375.0M | ||
| Q1 24 | $643.0M | $369.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.9M | $-303.0K |
| Free Cash FlowOCF − Capex | — | $-367.0K |
| FCF MarginFCF / Revenue | — | -12.9% |
| Capex IntensityCapex / Revenue | — | 2.3% |
| Cash ConversionOCF / Net Profit | 1.70× | -1.00× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-377.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.9M | $-303.0K | ||
| Q3 25 | $2.8M | $450.0K | ||
| Q2 25 | $5.5M | $-86.0K | ||
| Q1 25 | $991.0K | $-155.0K | ||
| Q4 24 | $2.6M | $1.4M | ||
| Q3 24 | $871.0K | $-1.4M | ||
| Q2 24 | $2.3M | $-1.5M | ||
| Q1 24 | $650.0K | $-176.0K |
| Q4 25 | — | $-367.0K | ||
| Q3 25 | — | $445.0K | ||
| Q2 25 | — | $-235.0K | ||
| Q1 25 | — | $-220.0K | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | $843.0K | $-1.4M | ||
| Q2 24 | $2.3M | $-1.5M | ||
| Q1 24 | — | $-191.0K |
| Q4 25 | — | -12.9% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -9.7% | ||
| Q1 25 | — | -9.9% | ||
| Q4 24 | — | 61.8% | ||
| Q3 24 | 17.8% | -70.2% | ||
| Q2 24 | 46.8% | -77.7% | ||
| Q1 24 | — | -10.4% |
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | 0.6% | 0.1% | ||
| Q2 24 | 0.8% | 3.4% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | 1.70× | -1.00× | ||
| Q3 25 | 1.74× | 1.31× | ||
| Q2 25 | 4.64× | -0.49× | ||
| Q1 25 | 1.32× | -22.14× | ||
| Q4 24 | 2.54× | 111.31× | ||
| Q3 24 | 0.93× | — | ||
| Q2 24 | 3.63× | — | ||
| Q1 24 | 0.89× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
